Gavop's guide to buying homeowners insurance in Hickman County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hickman County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Parker Rd, Clint Flowers Rd, W Kelly Rd, Jim Thorpe Ln, Bud Quarrel Rd, Hwy 230 W, Johnson Mines Rd, Wildwood Ln, Fairfield Dr, Round House Cir | $184,500 | $170,000 | $200,000-$250,000 | $155,000 | $130,000 | $125,000-$150,000 |
| Short St, Smiley Ln, Aetna Church Rd, McDonald Rd, Shade Ln, E Kelly Rd, Mayberry Hollow Rd, Church St, Skyview Dr, Sawyer Rd | $138,000 | $120,000 | $125,000-$150,000 | $82,500 | $80,000 | $75,000-$100,000 |
| Claude Rd, Aaron Ln, Swan Creek Loop Rd, Raleigh Chapel Rd, Rogers Ln, Aetna Church Rd, Woodland Heights Rd, Gilbert Rd, Lynn Row Ln, Durieux Dr | $150,500 | $130,000 | $175,000-$200,000 | $113,000 | $100,000 | $125,000-$150,000 |
| Porter St, Moran Rd, Shooters Ln, Bishop Ln, Canady St, Beasley Rd, Beasley Hollow Rd, Hickory St, Westminister Dr, Vaughn Ln | $94,000 | $80,000 | $75,000-$100,000 | $75,000 | $70,000 | $75,000-$100,000 |
| Bank Ave, Hickman County Line Rd, Hulan Rd, Marion Dr, Misty Ln, Morgan Branch Rd, Arnold Rd, Co Hwy 950, Scenic Ln, Hummingbird Ln | $100,000 | $90,000 | $100,000-$125,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $621 |
| Superior Protection Discount | -$75 | $673 |
| Fire & Security Discount | -$75 | $673 |
| Hail Resistant Roof Discount | -$15 | $733 |
| Newly Constructed Home Discount | -$202 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hickman County | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Hickman County, TN | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Centerville, TN | $100 | $944 | $1,044 | $686 | $786 | $258 |
| Lobelville, TN | $1,000 | $745 | $1,745 | $541 | $1,541 | $204 |
| Linden, TN | $200 | $703 | $903 | $511 | $711 | $192 |
| Waverly, TN | $1,500 | $848 | $2,348 | $616 | $2,116 | $232 |
| Cumberland City, TN | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| Wayne County, TN | $2,500 | $710 | $3,210 | $516 | $3,016 | $194 |
| Berry Hill, TN | $500 | $1,141 | $1,641 | $829 | $1,329 | $312 |
| Lewisburg, TN | $2,500 | $690 | $3,190 | $502 | $3,002 | $189 |
| Chesterfield, TN | $200 | $665 | $865 | $483 | $683 | $182 |
| Pulaski, TN | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Home Insurance Company Hickman County, TN | Homeowners Insurance Agency Hickman County, TN | Address | Popularity Score | Distance from Hickman County (miles) |
|---|---|---|---|---|
| State Farm | Jane Ambrose-Herron | 1222 Highway 100, Centerville, TN, 37033-1077 | 2.0 | |
| Allstate | Fred J. Duke Jr. | 171 Belle Forest Cir, Nashville, TN, 37221 | 36.0 | |
| Liberty Mutual Independent | Mjc Insurance Group | 1506 Church St Ste 3, Nashville, TN, 37203 | 45.0 | |
| Erie | West End Insurance | 100 Taylor Street Unit B6, Nashville, TN, 37208 | 46.2 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main Street, Tennessee Ridge, TN, 37178 | 39.1 | |
| State Farm | Derek Simmons | 305 Sheldon Valley Dr # 102, Nolensville, TN, 37135-3001 | 45.9 | |
| State Farm | Bethany Harbin | 631 Old Hickory Blvd, Nashville, TN, 37209-5124 | 37.3 | |
| State Farm | Bobby Allen | 5249b Hickry Holw Pkwy, Antioch, TN, 37013-3003 | 48.5 | |
| Allstate | Stephon Fleming | 1 Vantage Way Ste B115, Nashville, TN, 37228 | 46.4 | |
| State Farm | John Slaughter | 130 Seaboard Ln Ste A5, Franklin, TN, 37067-8221 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,430 | $710 |
| Hickman County, TN | $104,800 | $748 | $540 | $1,030 | $490 |
| Hickman County, TN | $104,800 | $748 | $540 | $1,060 | $520 |
| Centerville, TN | $122,900 | $955 | $700 | $1,310 | $610 |
| Lobelville, TN | $73,800 | $754 | $520 | $1,050 | $530 |
| Linden, TN | $65,400 | $712 | $510 | $1,020 | $510 |
| Waverly, TN | $96,800 | $858 | $610 | $1,220 | $610 |
| Cumberland City, TN | $92,900 | $841 | $600 | $1,190 | $590 |
| Wayne County, TN | $96,400 | $719 | $520 | $1,000 | $480 |
| Berry Hill, TN | $197,700 | $1,155 | $840 | $1,630 | $790 |
| Lewisburg, TN | $90,800 | $699 | $500 | $1,000 | $500 |
| Chesterfield, TN | $58,200 | $673 | $490 | $920 | $430 |
| Pulaski, TN | $96,200 | $718 | $510 | $990 | $480 |