Gavop's guide to buying homeowners insurance in Symmes, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Symmes, OH - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crestfield Ct, Apgar Dr, Birch, Given Ln, Fieldstone Dr, Snider Rd, Sunrise Dr, Stable Watch Ct, Morgan Trace Dr, Bettyray Dr | $194,500 | $170,000 | $200,000-$250,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Roan Ln, Mariners Cove, Waterford Pl, Bellwood Dr, Brattle Ln, Englage Rd, Humphrey Rd, Brokensound Ln, Sycamore Terrace Dr, Terwilligersridge Dr | $349,500 | $310,000 | $300,000-$350,000 | $256,000 | $220,000 | $200,000-$250,000 |
| Tiger Trl, Avant Ln, Birddog Ct, Maple Dr, Cinnamon St, Riverwalk Ln, Riversedge Ct, Twilight Tear Ln, Jeanette Ln, S Lebanon Rd | $183,000 | $150,000 | $175,000-$200,000 | $126,500 | $110,000 | $100,000-$125,000 |
| Pemmicanrun Dr, Cinnamon Rd, Paulmeadows Dr, Harbortown Dr, Seven Gables Rd, Hambletonian Dr, Willow Rd, Given Rd, Main Ave, Elm Rd | $478,500 | $430,000 | $500,000-$600,000 | $291,000 | $250,000 | $300,000-$350,000 |
| Candlewood Cr, Spiral Pass, Timberlake Dr, Ironliege Ln, Shadycrest Ln, Darbyshire Ct, Glendon Dr, Timberridge Dr, Poplar Ave, Shelburn Dr | $282,500 | $270,000 | $300,000-$350,000 | $154,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $738 |
| Superior Protection Discount | -$79 | $800 |
| Fire & Security Discount | -$97 | $782 |
| Hail Resistant Roof Discount | -$18 | $861 |
| Newly Constructed Home Discount | -$202 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,500 | $704 | $3,204 | $512 | $3,012 | $192 |
| Symmes, OH | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Reading, OH | $100 | $615 | $715 | $447 | $547 | $168 |
| Finneytown, OH | $1,500 | $635 | $2,135 | $461 | $1,961 | $174 |
| New Burlington, OH | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Fort Thomas, KY | $2,500 | $785 | $3,285 | $571 | $3,071 | $215 |
| Trenton, OH | $400 | $643 | $1,043 | $467 | $867 | $176 |
| Franklin, OH | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Lakeside Park, KY | $300 | $1,190 | $1,490 | $864 | $1,164 | $325 |
| Augusta, KY | $2,500 | $820 | $3,320 | $596 | $3,096 | $224 |
| Harrison, OH | $300 | $674 | $974 | $490 | $790 | $184 |
| Caesar Creek, IN | $1,000 | $968 | $1,968 | $704 | $1,704 | $265 |
| Home Insurance Company Symmes, OH | Homeowners Insurance Agency Symmes, OH | Address | Popularity Score | Distance from Symmes (miles) |
|---|---|---|---|---|
| State Farm | Edwin Young Iii | 3218 Madison Rd Ste A, Cincinnati, OH, 45209-1354 | 9.7 | |
| Travelers | Risksource Clark-Theders | 9938 Crescent Park Drive, West Chester, OH, 45069 | 7.0 | |
| State Farm | Roger Crisp | 6022 Old Troy Pike, Huber Heights, OH, 45424-3643 | 41.2 | |
| State Farm | Pete Gross | 10187 Mccauly Rd, Cincinnati, OH, 45241-1353 | 4.0 | |
| State Farm | Eric Geiger | 6900 Miami Ave, Cincinnati, OH, 45243-2633 | 5.9 | |
| Erie | Bush-Re-Shea Insurance Agency | 536 W Loveland Avenue, Loveland, OH, 45140 | 2.2 | |
| Allstate | Brian Ackerman | 7919 Jessies Way, Hamilton, OH, 45011 | 12.9 | |
| Liberty Mutual Independent | Albers Insurance Agency | 9200 Montgomery Rd Ste 9b, Cincinnati, OH, 45242 | 3.8 | |
| Allstate | Robert Ford | 689 Miamisburg Centerville Rd, Dayton, OH, 45459 | 26.4 | |
| State Farm | Brad Moeller | 11180 Reed Hartman Hwy Ste 130, Blue Ash, OH, 45242-1824 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Hamilton County, OH | $145,800 | $713 | $480 | $1,010 | $530 |
| Symmes, OH | $326,800 | $879 | $610 | $1,260 | $650 |
| Reading, OH | $116,800 | $622 | $450 | $850 | $400 |
| Finneytown, OH | $125,900 | $643 | $440 | $890 | $450 |
| New Burlington, OH | $116,400 | $621 | $450 | $880 | $430 |
| Fort Thomas, KY | $214,000 | $795 | $530 | $1,100 | $570 |
| Trenton, OH | $129,800 | $651 | $480 | $900 | $420 |
| Franklin, OH | $132,200 | $684 | $470 | $960 | $490 |
| Lakeside Park, KY | $253,200 | $1,204 | $870 | $1,710 | $840 |
| Augusta, KY | $111,200 | $830 | $560 | $1,190 | $630 |
| Harrison, OH | $65,700 | $682 | $500 | $970 | $470 |
| Caesar Creek, IN | $185,200 | $980 | $660 | $1,380 | $720 |