Gavop's guide to buying homeowners insurance in Las Animas County, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Las Animas County, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cottonwood St, Co Rd 18.7, Mustang Ave, Houston St, W Colorado Ave, Adam Rd, Co Rd 41.7, N Fork Trl, Co Rd 64, Alta St | $178,500 | $160,000 | $150,000-$175,000 | $136,500 | $110,000 | $100,000-$125,000 |
| Co Rd 85, Co Rd 41.6, Co Rd 23.3, Menarace Ln, Co Rd 123.1, Athey, Trinity St, Co Rd 12.8, Co Rd 32.8, I-25 Spr | $192,500 | $160,000 | $200,000-$250,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Co Rd 193.5, Capitol Hill St, Trujillo Creek Ranch Rd, E 9th St, E Main St, S Ash St, Spanish Peaks Trl, Co Rd 62.8, W Barella St, Catalpa St | $106,000 | $100,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| N Carbon St, Co Rd 35, Co Rd 69.0, Arakaraw St, Co Rd 40.1, W 2nd St, Co Rd 79.0, Co Rd 183, Co Rd 67.5, Co Rd 64.8 | $125,500 | $110,000 | $125,000-$150,000 | $94,500 | $80,000 | $75,000-$100,000 |
| E 4th St, Smith Ave, Deer Trl, Co Rd 56.5, E Lane Cir, San Luis St, Eagles Lndg, Co Rd 53.5, Co Rd 24, Jewell Overlook | $163,500 | $130,000 | $125,000-$150,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Riata Dr, West Ave, Co Rd 113.5, Savannah Ave, Athey Ave, Bernal St, Apishapa Ln, Co Rd 42, Co Rd 165.1, Co Rd 23.2 | $226,500 | $200,000 | $200,000-$250,000 | $181,000 | $160,000 | $150,000-$175,000 |
| N Fir St, Compton Rdg Rd, Capitol Hill Ave, Oliver St, W Topeka Ave, Co Rd 73.6, US Hwy 160, Greenhorn Mountain Rd, Hidden Meadows Ln, Church St | $222,000 | $200,000 | $250,000-$300,000 | $130,500 | $120,000 | $100,000-$125,000 |
| Badger Claw Rd, Mesa Trl, Co Rd 69.2, S Carbon Ave, Co Rd 7.5, Park Ave, Co Rd 22.2, Co Rd 66, Fox Trl, Desperado Dr | $167,000 | $150,000 | $125,000-$150,000 | $148,000 | $140,000 | $125,000-$150,000 |
| Co Rd 121.6, Timber Park Dr, Victoria Sq, B St, Co Rd 65.2, Elk Ridge Trl, Old Wagon Trail Rd, Lea St, E Arch St, S Maple St | $146,000 | $120,000 | $150,000-$175,000 | $158,500 | $140,000 | $175,000-$200,000 |
| Boulevard St, E View Rd, Fishers Peak Pkwy, Co Rd 26.6, Over Look Dr, Old Wagon Rd, Freedom Rd, Co Rd 77, Garfield Ave, Co Rd 197 | $172,000 | $140,000 | $175,000-$200,000 | $148,500 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $822 |
| Home and Two Car | -$154 | $749 |
| Home and Three Car | -$226 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Las Animas County | $2,000 | $892 | $2,892 | $648 | $2,648 | $244 |
| Las Animas County, CO | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Model, CO | $400 | $1,095 | $1,495 | $796 | $1,196 | $299 |
| Branson, CO | $1,000 | $660 | $1,660 | $480 | $1,480 | $180 |
| Hoehne, CO | $300 | $958 | $1,258 | $696 | $996 | $262 |
| Aguilar, CO | $700 | $1,154 | $1,854 | $839 | $1,539 | $315 |
| Starkville, CO | $200 | $895 | $1,095 | $651 | $851 | $245 |
| Segundo, CO | $200 | $1,173 | $1,373 | $852 | $1,052 | $320 |
| Raton, NM | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Otero County, CO | $300 | $722 | $1,022 | $525 | $825 | $197 |
| Home Insurance Company Las Animas County, CO | Homeowners Insurance Agency Las Animas County, CO | Address | Popularity Score | Distance from Las Animas County (miles) |
|---|---|---|---|---|
| Farmers | Jonathan Mangino | 251 N Commercial St, Trinidad, CO, 81082 | 27.5 | |
| State Farm | Laura Debella | 535 E Main St, Trinidad, CO, 81082-2762 | 27.2 | |
| State Farm | Fred Ettleman | 320 W 7th St, Walsenburg, CO, 81089 | 45.7 | |
| Travelers | Walsenburg Ins Center Inc | 521 Main St, Walsenburg, CO, 81089 | 45.7 | |
| Travelers | Griego Insurance Agency Inc | 300 North Commercial, Trinidad, CO, 81082 | 27.5 | |
| Travelers | Aberdeen Associates | 521 Main Street, Walsenburg, CO, 81089 | 45.7 | |
| Allstate | Griego Ins Agy Inc | 300 N Commercial St, Trinidad, CO, 81082 | 27.5 | |
| Travelers | Griego Insurance Agency Inc | 300 N Commercial St, Trinidad, CO, 81082 | 27.5 | |
| Travelers | Griego Insurance Agency Inc | 300 N Commercial St, Trinidad, CO, 81082 | 27.5 | |
| Travelers | Century Administrative Services Inc | 109 W Main, Trinidad, CO, 81082 | 27.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Las Animas County, CO | $145,900 | $903 | $630 | $1,180 | $550 |
| Las Animas County, CO | $145,900 | $903 | $630 | $1,180 | $550 |
| Model, CO | $156,300 | $1,108 | $780 | $1,450 | $670 |
| Branson, CO | $51,700 | $668 | $470 | $880 | $410 |
| Hoehne, CO | $115,900 | $970 | $680 | $1,270 | $590 |
| Aguilar, CO | $177,200 | $1,168 | $820 | $1,530 | $710 |
| Starkville, CO | $100,000 | $906 | $630 | $1,190 | $560 |
| Segundo, CO | $184,100 | $1,187 | $830 | $1,550 | $720 |
| Raton, NM | $87,100 | $655 | $480 | $910 | $430 |
| Otero County, CO | $91,800 | $731 | $510 | $960 | $450 |