Gavop shows you how to buy homeowners insurance in Navasota, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $97,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $183,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $238,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$90 | $915 |
| Fire & Security Discount | -$111 | $895 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$282 | $724 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,222 |
| Home Insurance Company Navasota, TX | Homeowners Insurance Agency Navasota, TX | Address | Popularity Score | Distance from Navasota (miles) |
|---|---|---|---|---|
| Allstate | Mark Francis | 9337 Spring Cypress Rd Ste B2, Spring, TX, 77379 | 32.7 | |
| Allstate | Jeffrey J. Bosh | 13231 Champion Forest Dr Suite 206, Houston, TX, 77069 | 37.0 | |
| State Farm | Scott Baxter | 7035 W Tidwell Rd Ste 102j, Houston, TX, 77092-2030 | 44.4 | |
| Travelers | Cleveland Stiff Insurance Llc | 11950 Grant Rd Ste B, Cypress, TX, 77429 | 33.5 | |
| Nationwide | Larry Jones | 8623 Louetta Road, Spring, TX, 77379-7017 | 34.4 | |
| State Farm | Garry Brister | 11328 Huffmeister Rd, Houston, TX, 77065-2004 | 34.7 | |
| Liberty Mutual Independent | Bowen Miclette & Britt Inc | 1111 N Loop W Ste 400, Houston, TX, 77008 | 49.3 | |
| State Farm | Mike Harris | 17310 Fm 529 Rd Ste 112, Houston, TX, 77095-1169 | 36.8 | |
| State Farm | Joseph Andrade | 3020 N Fry Rd, Katy, TX, 77449-6240 | 39.8 | |
| State Farm | Donald Malveaux | 12001 Richmond Ave Ste 6, Houston, TX, 77082-7682 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Grimes County, TX | $110,100 | $978 | $650 | $1,510 | $860 |
| Navasota, TX | $104,100 | $1,006 | $660 | $1,550 | $890 |
| Hempstead, TX | $147,600 | $968 | $640 | $1,490 | $850 |
| Tomball, TX | $213,400 | $1,016 | $670 | $1,560 | $890 |
| Shenandoah, TX | $251,600 | $1,949 | $1,290 | $3,000 | $1,710 |
| Cut and Shoot, TX | $105,000 | $1,541 | $1,020 | $2,370 | $1,350 |
| West Brazos, TX | $154,500 | $1,718 | $1,130 | $2,650 | $1,520 |
| Southeast Montgomery, TX | $201,400 | $1,470 | $970 | $2,260 | $1,290 |
| Spring Valley Village, TX | $671,600 | $1,023 | $670 | $1,570 | $900 |
| Mission Bend, TX | $127,300 | $930 | $610 | $1,430 | $820 |
| Piney Point Village, TX | $1,687,100 | $1,278 | $840 | $1,970 | $1,130 |
| Shepherd-Evergreen, TX | $85,200 | $1,448 | $960 | $2,230 | $1,270 |