Gavop's guide to buying homeowners insurance in Oneida County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Oneida County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Soo Lake Rd, Birch Rd, Schultz Landing Loop Rd, Timberline Dr, Mud Lake Rd, Blue Lake Rd, Woodland Ln, Musky Point Cir, Townhall Rd, Kilt Rd | $198,500 | $180,000 | $175,000-$200,000 | $163,000 | $140,000 | $175,000-$200,000 |
| Woodland Dr, Woodchuck Ln, S Shore Rd, Long View Dr, Bayview Rd, Town Rd 27, Shadetree Ln, Friendly Rd, Tranquillity Trl, Spruce Meadow Ln | $240,500 | $210,000 | $200,000-$250,000 | $139,500 | $130,000 | $100,000-$125,000 |
| Co Hwy CC, Deerhorn Rd, Bridge Lake Rd, Golf Ln, Troy Hvn, Voss Rd, Co Hwy Q, Spruce Ln, Ray Pl, Nexus Rd | $167,500 | $150,000 | $150,000-$175,000 | $194,000 | $160,000 | $150,000-$175,000 |
| Hilltop Dr, Woodland Ct, Allyn Rd, S Hill Ln, Co Rd 3742, Reed Rd, S Petham St, Grace Ln, Trails End Ln, Flowage Rd | $174,000 | $160,000 | $175,000-$200,000 | $161,000 | $150,000 | $150,000-$175,000 |
| Hillandale Ave, Manhardt Rd, Gobler Lake Rd, Kemp Rd, Saltzberry Rd, Koszarek Rd, Walsh Rd, Sutliff Ave, Hill St, Allison Rd | $111,000 | $90,000 | $75,000-$100,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Sunset Ave, Abbylyn Ct, Roe Lake Rd, Blue View Dr, Lower Kaubashine Rd, E Davenport St, Pheasant View Dr, Oleson St, Yawkey St, Stick Rd | $321,500 | $290,000 | $250,000-$300,000 | $245,500 | $200,000 | $200,000-$250,000 |
| Rainbow Rd, Jacob Cir, Oak St, Dam Rd, W Phillip St, Florsheim Rd, Miami Ave, Holly Dr, Schlitz Rd, Norrie St | $196,000 | $180,000 | $175,000-$200,000 | $115,500 | $100,000 | $100,000-$125,000 |
| E Chicago Ave, N Alva Rd, N Bobcat Lake Dr, Glaub Rd, Thunder Aly, Roosevelt Rd, Rice Lake Rd, Oakview Ln, Co Hwy Y, Hill and Dale Dr | $222,000 | $200,000 | $200,000-$250,000 | $125,500 | $100,000 | $125,000-$150,000 |
| Pollyana Ln, Doris Ck, Cranberry Ln, Huffman St, River Rd, Manitou Park Rd, Old 8, Satuit Ln, Mud Creek Rd, Stefanez Rd | $185,500 | $150,000 | $200,000-$250,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Mid Twin Rd, Sylvan Shore Rd, State Hwy 70 E, Eagle St, Redpine Ct, Crossover Dr, Melon Dr, N Brown St, W Phillip St, Johnson St | $137,500 | $120,000 | $150,000-$175,000 | $95,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $539 |
| Superior Protection Discount | -$59 | $598 |
| Fire & Security Discount | -$66 | $592 |
| Hail Resistant Roof Discount | -$13 | $645 |
| Newly Constructed Home Discount | -$191 | $467 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oneida County | $2,500 | $650 | $3,150 | $472 | $2,972 | $178 |
| Oneida County, WI | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Hazelhurst, WI | $100 | $757 | $857 | $550 | $650 | $207 |
| Little Rice, WI | $1,000 | $670 | $1,670 | $487 | $1,487 | $183 |
| Skanawan, WI | $300 | $711 | $1,011 | $517 | $817 | $194 |
| Conover, WI | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Rock Falls, WI | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Alvin, WI | $2,500 | $474 | $2,974 | $345 | $2,845 | $130 |
| Ackley, WI | $400 | $586 | $986 | $426 | $826 | $160 |
| Maine, WI | $1,000 | $686 | $1,686 | $498 | $1,498 | $187 |
| Langlade, WI | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Caspian, MI | $2,000 | $615 | $2,615 | $447 | $2,447 | $168 |
| Home Insurance Company Oneida County, WI | Homeowners Insurance Agency Oneida County, WI | Address | Popularity Score | Distance from Oneida County (miles) |
|---|---|---|---|---|
| State Farm | Kevin Urmann | 201 W Wisconsin Avenue, Tomahawk, WI, 54487-1238 | 19.5 | |
| Travelers | David Schuppler And Associates | 804 Lincoln St, Rhinelander, WI, 54501 | 8.7 | |
| Allstate | Northern Insurance | 102 E Courtney St, Rhinelander, WI, 54501 | 8.3 | |
| State Farm | Bob Grunenwald | 701 E Main St, Merrill, WI, 54452-2408 | 37.8 | |
| State Farm | Paul Belcher | 723 E Pine St, Eagle River, WI, 54521-8026 | 19.7 | |
| Farmers | Mitchel Ek | 418 W Main St, Merrill, WI, 54452 | 38.0 | |
| Erie | Mccormick-Klessig & Associates Ltd. | 522 Clermont Street, Antigo, WI, 54409 | 43.9 | |
| Erie | C I S Group | 1411 N 4th Street Suite 201, Tomahawk, WI, 54487 | 18.3 | |
| Travelers | Lbs Insurance Group-Minocqua | 9551 Town Line Rd, Minocqua, WI, 54548 | 14.5 | |
| Allstate | Anderson Ins Agcy | 1025 E Wall Po Box 519, Eagle River, WI, 54521 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $970 | $480 |
| Oneida County, WI | $165,000 | $658 | $470 | $910 | $440 |
| Oneida County, WI | $165,000 | $658 | $450 | $900 | $450 |
| Hazelhurst, WI | $231,700 | $766 | $560 | $1,050 | $490 |
| Little Rice, WI | $164,700 | $678 | $460 | $960 | $500 |
| Skanawan, WI | $192,500 | $720 | $500 | $1,020 | $520 |
| Conover, WI | $231,300 | $766 | $520 | $1,100 | $580 |
| Rock Falls, WI | $176,300 | $697 | $470 | $990 | $520 |
| Alvin, WI | $87,000 | $480 | $350 | $680 | $330 |
| Ackley, WI | $124,300 | $593 | $420 | $820 | $400 |
| Maine, WI | $174,700 | $694 | $500 | $960 | $460 |
| Langlade, WI | $138,300 | $626 | $450 | $860 | $410 |
| Caspian, MI | $49,300 | $622 | $420 | $860 | $440 |