Gavop's guide to buying homeowners insurance in Rutland, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Rutland, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Horizon Rd, Kenwood Ct, Phillips Rd, John Robert Dr, Philips Ave, Oakwood Rd, Clearview Rd, Britney Dr, Breezy Ln, Cheryl Ann Dr | $316,000 | $300,000 | $300,000-$350,000 | $455,500 | $390,000 | $500,000-$600,000 |
| Autumn Woods, Arline Dr, Turkey Hill Dr, Victoria Ave, Phillips Ln, Nick Alan Cir, Vista Cir, Pleasantdale Rd, Overlook Rd, Beverly Hills Dr | $267,000 | $230,000 | $250,000-$300,000 | $326,500 | $300,000 | $250,000-$300,000 |
| Joanna Dr, Cameron Dr, Richards Ave, Paddock Rd, Apache Trl, Summer Hill Dr, Meadowbrook Cir, Pommogussett Rd, Oneota Trl, Lewis St | $198,500 | $160,000 | $175,000-$200,000 | $208,500 | $170,000 | $175,000-$200,000 |
| Barre Paxton Rd, Lizzy Ln, Woodland Path, Karen Way, Central Tree Rd, Bond Rd, Edson Ave Exd, Campbell St, Jackson Ave, Charnock Cir | $178,000 | $150,000 | $150,000-$175,000 | $427,000 | $370,000 | $400,000-$500,000 |
| Briarwood Dr, Village Way, Glenwood Pl, Mary Way, Lowry Ln, Beechwood Dr, Miles Rd, Glenwood Rd, Turkey Hill Trl, Prouty Ln | $330,000 | $310,000 | $250,000-$300,000 | $367,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $677 |
| Superior Protection Discount | -$74 | $751 |
| Fire & Security Discount | -$91 | $735 |
| Hail Resistant Roof Discount | -$25 | $801 |
| Newly Constructed Home Discount | -$173 | $652 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Rutland, MA | Homeowners Insurance Agency Rutland, MA | Address | Popularity Score | Distance from Rutland (miles) |
|---|---|---|---|---|
| Travelers | American Insurance Agency | 404 Main St Ste 1, Wilmington, MA, 1887 | 42.1 | |
| Travelers | Mid State Insurance Agency | 93 Stafford St, Worcester, MA, 1603 | 12.1 | |
| Travelers | Rapo & Jepsen Insurance Services Inc | 1103 Commonwealth Ave, Boston, MA, 2215 | 43.3 | |
| Travelers | Horizon Insurance Llc | 1062 Pleasant St, Worcester, MA, 1602 | 9.8 | |
| Travelers | Tarpey Insurance Group Inc | 38 Main St, Saugus, MA, 1906 | 49.2 | |
| Liberty Mutual Independent | The Howe Insurance Agency | 4 Punchard Ave, Andover, MA, 1810 | 46.2 | |
| Travelers | Arthur J Gallagher Risk Management Svcs Inc | 2 Liberty Sq 5th Fl, Boston, MA, 2109 | 46.9 | |
| Travelers | West Boylston Ins Agency Inc | 12 W Boylston St, West Boylston, MA, 1583 | 9.8 | |
| Liberty Mutual Independent | C & S Insurance | 310 N Main St Ste 6, Mansfield, MA, 2048 | 45.8 | |
| Travelers | Bell & Hudson Insurance Agency Inc | 19 N Main St, Belchertown, MA, 1007 | 23.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,960 | $960 |
| Worcester County, MA | $260,800 | $1,024 | $750 | $1,440 | $690 |
| Rutland, MA | $281,800 | $825 | $590 | $1,130 | $540 |
| Hardwick, MA | $221,600 | $1,001 | $670 | $1,390 | $720 |
| Belchertown, MA | $242,400 | $1,053 | $710 | $1,440 | $730 |
| Eastford, CT | $253,100 | $1,207 | $870 | $1,650 | $780 |
| Dover, MA | $1,006,800 | $1,022 | $730 | $1,400 | $670 |
| Somers, CT | $308,500 | $963 | $680 | $1,330 | $650 |
| Wrentham, MA | $421,100 | $995 | $730 | $1,360 | $630 |
| Watertown Town, MA | $480,500 | $1,095 | $760 | $1,510 | $750 |
| Tewksbury, MA | $357,700 | $1,017 | $680 | $1,440 | $760 |
| Stoneham, MA | $438,700 | $1,008 | $740 | $1,380 | $640 |