Gavop's guide to buying homeowners insurance in Hoopers Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hoopers Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Petunia Dr, Co Rd 1556, Old Stoneledge Rd, Kidder Ln, Due West Rd, Little Creek Rd, Rock House Rd, Bearwallow Cemetery Rd, Clingenpeel Ln, Co Rd 1550 | $167,000 | $140,000 | $125,000-$150,000 | $129,500 | $120,000 | $100,000-$125,000 |
| Ivy Hill Rd, Black Mountain Trl, Josiah Ln, Sunscape Path, Cannalily Dr, Ledbetter Rd, Tumbleweed Trl, Mills Gap Rd, Sweetwater Oaks Dr, Continuum Dr | $149,500 | $120,000 | $150,000-$175,000 | $127,500 | $120,000 | $125,000-$150,000 |
| Bearwallow Rd, Moll Dr, Old Mill Rd, Windjammer Way, Old Clear Creek Rd, Co Rd 1877, Co Rd 1712, Southwick Ct, Co Rd 1557, Onuska View Dr | $162,000 | $140,000 | $125,000-$150,000 | $173,000 | $150,000 | $150,000-$175,000 |
| Thrift Ln, Buck Point Dr, Co Rd 1356, Yadkin Rd, High Ridge Dr, Sunset Vista Rd, Farm Valley Rd, Co Rd 2801, Sidetrack Ln, Hudgins Rd | $203,000 | $190,000 | $175,000-$200,000 | $127,000 | $120,000 | $125,000-$150,000 |
| Lloyd Griffin Dr, Co Rd 1357, Normandy Ln, Old Airport Rd, Seniard Creek Rd, Jannies Way, Ariel Loop, Centerway Dr, Savage Ln, Lilac Ridge Trl | $84,500 | $80,000 | $75,000-$100,000 | $59,500 | $50,000 | $25,000-$50,000 |
| Wethero Ridge Rd, Fowler Acres Dr, Sequoyah Knoll Dr, Rural Retreat Dr, Riverside Cottages Dr, Spring Flower Dr, Winesap Dr, Briar Fork Way, Western Red Bird Dr, Middle St | $238,000 | $220,000 | $200,000-$250,000 | $103,000 | $100,000 | $100,000-$125,000 |
| April Flowers Ln, Kathy Lake Dr, Chance Ln, Jones Rd, Fox Hill Rd, Big Sky Ct, Farington Cir, Mitchell View Dr, Co Rd 1578, Bowtie Ln | $176,000 | $140,000 | $150,000-$175,000 | $101,000 | $80,000 | $75,000-$100,000 |
| Southside Dr, Wedge Loop Ct, Burlington Ln, Rabbit Ridge Rd, Winding Way Ln, Beale Ct, Woodys Dr, Locust Knoll Ln, Yorktown Cir, Pattys Chapel Rd | $173,000 | $140,000 | $175,000-$200,000 | $164,500 | $150,000 | $150,000-$175,000 |
| E Splitrail Dr, Chestnut Hill Rd, Clovercrest Dr, E Cotton Ln, Pressley Hill St, Kyles Creek Rd, S Old Asheville Rd, Yosemite Dr, Fletcher Commercial Ln, S Mills Gap Rd | $183,500 | $160,000 | $175,000-$200,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Saint Pauls Rd, Harriet Fowler St, Aunt Ettas Pl, Tanglewood Dr, Evening Shade Ln, Jones Cir, Woodfern Rd, Co Rd 1706, Blueberry Hill Dr, Alfson Cir | $213,000 | $190,000 | $200,000-$250,000 | $146,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $708 |
| Superior Protection Discount | -$79 | $796 |
| Fire & Security Discount | -$70 | $804 |
| Hail Resistant Roof Discount | -$26 | $848 |
| Newly Constructed Home Discount | -$254 | $621 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $2,500 | $954 | $3,454 | $693 | $3,193 | $261 |
| Hoopers Creek, NC | $700 | $864 | $1,564 | $628 | $1,328 | $236 |
| Highland, SC | $100 | $853 | $953 | $620 | $720 | $233 |
| McDowell County, NC | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Marion, NC | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Burnsville, NC | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| North Cove, NC | $400 | $535 | $935 | $389 | $789 | $146 |
| Green Mountain, NC | $300 | $525 | $825 | $381 | $681 | $143 |
| Spartanburg County, SC | $2,500 | $835 | $3,335 | $607 | $3,107 | $228 |
| Quaker Meadows, NC | $400 | $665 | $1,065 | $483 | $883 | $182 |
| Altamont, NC | $2,000 | $690 | $2,690 | $501 | $2,501 | $188 |
| Home Insurance Company Hoopers Creek, NC | Homeowners Insurance Agency Hoopers Creek, NC | Address | Popularity Score | Distance from Hoopers Creek (miles) |
|---|---|---|---|---|
| Erie | Pryor Insurance Associates Inc. | 224 S Grove Street Suite M, Hendersonville, NC, 28792 | 7.7 | |
| Travelers | Smith Insurance Services Inc | 60 Woody Hampton Rd, Sylva, NC, 28779 | 41.9 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 5.1 | |
| State Farm | Wesley Greene | 856 Sweeten Creek Rd Ste E, Asheville, NC, 28803-1548 | 9.3 | |
| Nationwide | Titmus Agency Llc | 38 South Main Street, Marshall, NC, 28753 | 28.5 | |
| Allstate | Donnie Andrews | 255 Smokey Park Hwy, Asheville, NC, 28806 | 13.3 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 19.4 | |
| Travelers | Byrd Insurance Agency Inc | 2370 Us Hwy 221 N Business, Marion, NC, 28752 | 31.4 | |
| Allstate | Timothy Hoffman | 155 W Mills St Ste 106, Columbus, NC, 28722 | 19.2 | |
| State Farm | Syna Lewis | 11899 Highway 226 South, Spruce Pine, NC, 28777 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,260 | $630 |
| Henderson County, NC | $193,200 | $966 | $700 | $1,340 | $640 |
| Hoopers Creek, NC | $204,400 | $874 | $590 | $1,200 | $610 |
| Highland, SC | $155,900 | $864 | $630 | $1,230 | $600 |
| McDowell County, NC | $110,400 | $656 | $450 | $920 | $470 |
| Marion, NC | $108,700 | $621 | $450 | $890 | $440 |
| Burnsville, NC | $123,600 | $739 | $540 | $1,020 | $480 |
| North Cove, NC | $85,000 | $542 | $390 | $740 | $350 |
| Green Mountain, NC | $83,200 | $531 | $360 | $740 | $380 |
| Spartanburg County, SC | $128,000 | $845 | $610 | $1,170 | $560 |
| Quaker Meadows, NC | $120,400 | $673 | $480 | $960 | $480 |
| Altamont, NC | $114,800 | $698 | $500 | $990 | $490 |