Gavop's guide to buying homeowners insurance in Worth County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Worth County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 274, E 7th St, Co Rd J67, Co Rd 215, Logan St, 215th St, Co Rd 248, Co Rd 216, Co Rd 133, Maple St | $98,500 | $90,000 | $100,000-$125,000 | $102,500 | $100,000 | $100,000-$125,000 |
| Co Rd 241, Co Rd 266, W 3rd St, 8th St, Co Rd 48, Co Rd 182, W 5th St, Iron Ave, 115 Rd, Co Rd 39 | $95,500 | $90,000 | $75,000-$100,000 | $58,500 | $50,000 | $50,000-$75,000 |
| S Third St, Silver Trl, High St, Old Hwy 169, Elm St, 183rd Rd, Co Rd 230, Hwy J, 165th Ln, Truman Rd | $77,000 | $70,000 | $75,000-$100,000 | $63,500 | $50,000 | $50,000-$75,000 |
| 115 Th Trl, Nighthawk, Lagoon Rd, Co Rd 200, Co Rd 104, E Elm St, Co Rd 227, Alder Ave, Poplar St, S McKinley St | $87,000 | $80,000 | $75,000-$100,000 | $111,000 | $90,000 | $125,000-$150,000 |
| Riverside Dr, E 5th St, E 2nd St, Jefferson Ave, Hwy Yy, Clover Ln, State Hwy 46, E 4th St, Kelso St, N Wisconsin St | $81,000 | $70,000 | $75,000-$100,000 | $43,000 | $40,000 | $25,000-$50,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $604 |
| Home and Two Car | -$106 | $557 |
| Home and Three Car | -$153 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worth County | $2,000 | $656 | $2,656 | $476 | $2,476 | $179 |
| Worth County, MO | $1,500 | $656 | $2,156 | $476 | $1,976 | $179 |
| Maloy, IA | $200 | $583 | $783 | $424 | $624 | $159 |
| Gentry County, MO | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Darlington, MO | $100 | $664 | $764 | $482 | $582 | $181 |
| Conception, MO | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| King City, MO | $100 | $863 | $963 | $627 | $727 | $236 |
| Adams County, IA | $2,000 | $584 | $2,584 | $425 | $2,425 | $160 |
| Fillmore, MO | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| Hickory, MO | $400 | $880 | $1,280 | $640 | $1,040 | $241 |
| Stanton, IA | $2,000 | $614 | $2,614 | $446 | $2,446 | $168 |
| Home Insurance Company Worth County, MO | Homeowners Insurance Agency Worth County, MO | Address | Popularity Score | Distance from Worth County (miles) |
|---|---|---|---|---|
| State Farm | Kerry Meyers | 121 W Lincoln Street, Maryville, MO, 64468-2540 | 25.9 | |
| Farmers | Scott Crose | 402 N Main St, Gallatin, MO, 64640 | 45.8 | |
| Farmers | Sandra Youngs | 700 Es Highway 136, Albany, MO, 64402 | 16.6 | |
| State Farm | Tim Tadlock | 122 N Market St, Gallatin, MO, 64640-1156 | 45.9 | |
| State Farm | Mike Shields | 3107 Miller St, Bethany, MO, 64424-2712 | 25.7 | |
| State Farm | Kevin Neal | 305 Larry Ln, Maryville, MO, 64468-8517 | 26.4 | |
| State Farm | Bill Curry | 506 W Main St, Savannah, MO, 64485-1670 | 43.1 | |
| State Farm | Philip Stueve | 250 E Hwy 6 Ste 4, Maysville, MO, 64469 | 40.9 | |
| Travelers | V G Lippincott Ins Inc | 109 W Clay St, Albany, MO, 64402 | 16.7 | |
| State Farm | Kerry Meyers | 121 W Lincoln St, Maryville, MO, 64468-2540 | 25.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,550 | $770 |
| Worth County, MO | $60,600 | $664 | $450 | $920 | $470 |
| Worth County, MO | $60,600 | $664 | $480 | $920 | $440 |
| Maloy, IA | $75,000 | $590 | $400 | $810 | $410 |
| Gentry County, MO | $85,600 | $750 | $520 | $1,070 | $550 |
| Darlington, MO | $36,300 | $672 | $450 | $930 | $480 |
| Conception, MO | $62,500 | $798 | $540 | $1,100 | $560 |
| King City, MO | $80,400 | $873 | $620 | $1,200 | $580 |
| Adams County, IA | $84,900 | $591 | $410 | $820 | $410 |
| Fillmore, MO | $50,700 | $744 | $510 | $1,030 | $520 |
| Hickory, MO | $85,000 | $891 | $630 | $1,230 | $600 |
| Stanton, IA | $81,700 | $621 | $430 | $880 | $450 |