Gavop's guide to buying homeowners insurance in Mathews County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $144,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $226,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $290,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $649,500 | $560,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $638 |
| Superior Protection Discount | -$77 | $692 |
| Fire & Security Discount | -$77 | $692 |
| Hail Resistant Roof Discount | -$15 | $753 |
| Newly Constructed Home Discount | -$215 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mathews County | $1,000 | $759 | $1,759 | $552 | $1,552 | $208 |
| Mathews County, VA | $1,000 | $759 | $1,759 | $552 | $1,552 | $208 |
| Gloucester County, VA | $100 | $863 | $963 | $627 | $727 | $236 |
| Cape Charles, VA | $1,500 | $1,034 | $2,534 | $752 | $2,252 | $283 |
| Lancaster County, VA | $100 | $759 | $859 | $551 | $651 | $207 |
| Northumberland County, VA | $700 | $811 | $1,511 | $589 | $1,289 | $222 |
| Carrollton, VA | $400 | $966 | $1,366 | $702 | $1,102 | $264 |
| Surry County, VA | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Warsaw, VA | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Virginia Beach, VA | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| Home Insurance Company Mathews County, VA | Homeowners Insurance Agency Mathews County, VA | Address | Popularity Score | Distance from Mathews County (miles) |
|---|---|---|---|---|
| Allstate | Marsha Weatherwax | 6941 Geo Wash Mem Hwy, Gloucester, VA, 23061 | 14.0 | |
| Farmers | Teressa Penland | 63 Wythe Creek Rd Ste 1, Hampton, VA, 23666 | 23.3 | |
| Travelers | Savage And Mcpherson Insurance Agency | 376 Kempsville Rd, Chesapeake, VA, 23320 | 47.3 | |
| Travelers | Morgan-Marrow Company | 21 Manhattan Sq, Hampton, VA, 23666 | 25.9 | |
| Nationwide | The Broadwell Agency | 755 Thimble Shoals Blvd Ste B, Newport News, VA, 23606 | 26.2 | |
| State Farm | Rita Keels | Ste 110 1200 Battlefield Blvd N, Chesapeake, VA, 23320-4790 | 45.8 | |
| State Farm | Garry Price | 1515 N Military Hwy, Norfolk, VA, 23502-1837 | 38.0 | |
| State Farm | Che Henderson | 2960 Hampton Hwy Ste E, Yorktown, VA, 23693-4749 | 23.8 | |
| Allstate | Christopher Burke | 15423 Warwick Blvd Ste A, Newport News, VA, 23608 | 24.6 | |
| State Farm | Larry Akers | 928 Diamond Springs Rd, Virginia Beach, VA, 23455-7112 | 38.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,310 | $660 |
| Mathews County, VA | $227,200 | $769 | $550 | $1,080 | $530 |
| Mathews County, VA | $227,200 | $769 | $560 | $1,070 | $510 |
| Gloucester County, VA | $224,100 | $874 | $620 | $1,230 | $610 |
| Cape Charles, VA | $332,400 | $1,047 | $710 | $1,490 | $780 |
| Lancaster County, VA | $226,900 | $768 | $510 | $1,080 | $570 |
| Northumberland County, VA | $277,900 | $821 | $580 | $1,170 | $590 |
| Carrollton, VA | $278,500 | $978 | $670 | $1,400 | $730 |
| Surry County, VA | $172,700 | $682 | $490 | $950 | $460 |
| Warsaw, VA | $203,500 | $877 | $630 | $1,210 | $580 |
| Virginia Beach, VA | $267,300 | $926 | $680 | $1,280 | $600 |