Gavop tells you how to get the best homeowners insurance in Elkin, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $128,500 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $175,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $290,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $603 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$49 | $652 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$168 | $533 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Elkin, NC | Homeowners Insurance Agency Elkin, NC | Address | Popularity Score | Distance from Elkin (miles) |
|---|---|---|---|---|
| State Farm | Mark Hutson | 3512 Nc Highway 8, Lexington, NC, 27292-6779 | 48.1 | |
| Nationwide | Dray Insurance Services Inc. | 3445 Robinhood Rd Ste B, Winston Salem, NC, 27106 | 31.1 | |
| Erie | Accurate Insurance Solutions Inc. | 124 W. Kapp Street, Dobson, NC, 27017 | 9.8 | |
| State Farm | Kevin Bugg | 1325 Nc Highway 66 S Ste F, Kernersville, NC, 27284-3768 | 45.1 | |
| Travelers | Rakestraw Insurance Center Inc | 725 N Hwy Street, Madison, NC, 27025 | 48.8 | |
| State Farm | Ron Connor | 432 W Mountain St, Kernersville, NC, 27284-2534 | 43.6 | |
| Nationwide | Mark Jennings Agency | 122 Avalon Dr Ste C, Salisbury, NC, 28146-7023 | 48.7 | |
| Travelers | Hardy Insurance Agency | 2044 N Bridge St, Elkin, NC, 28621 | 1.1 | |
| Liberty Mutual Independent | Surry Insurance | 119 W Atkins St, Dobson, NC, 27017 | 9.7 | |
| Nationwide | The Harkins Agency | 240 Shadowline Drive, Boone, NC, 28607-5088 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Surry County, NC | $120,900 | $705 | $510 | $990 | $480 |
| Elkin, NC | $146,000 | $701 | $480 | $960 | $480 |
| New Castle, NC | $134,100 | $786 | $530 | $1,120 | $590 |
| Siloam, NC | $138,400 | $804 | $550 | $1,110 | $560 |
| Moravian Falls, NC | $145,600 | $834 | $610 | $1,140 | $530 |
| Prathers Creek, NC | $117,000 | $708 | $490 | $1,000 | $510 |
| Obids, NC | $167,700 | $918 | $620 | $1,280 | $660 |
| Ellendale, NC | $155,600 | $873 | $590 | $1,250 | $660 |
| Burks Fork, VA | $139,800 | $717 | $490 | $980 | $490 |
| Catawba, NC | $118,600 | $666 | $490 | $910 | $420 |
| Creston, NC | $105,400 | $651 | $450 | $890 | $440 |
| Meat Camp, NC | $164,100 | $905 | $640 | $1,280 | $640 |