Gavop's guide to buying homeowners insurance in Seagoville, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $108,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $142,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $143,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $865 |
| Superior Protection Discount | -$104 | $938 |
| Fire & Security Discount | -$115 | $928 |
| Hail Resistant Roof Discount | -$31 | $1,011 |
| Newly Constructed Home Discount | -$219 | $823 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,054 |
| Home Insurance Company Seagoville, TX | Homeowners Insurance Agency Seagoville, TX | Address | Popularity Score | Distance from Seagoville (miles) |
|---|---|---|---|---|
| Allstate | Jacob Ashwander | 6220 Gaston Ave Ste 500, Dallas, TX, 75214 | 16.4 | |
| State Farm | Luis Rivera | 2261 Singleton Blvd Ste 107b, Dallas, TX, 75212-3756 | 20.3 | |
| Farmers | Mark Jones | 7441 Marvin D Love Fwy Ste 306, Dallas, TX, 75237 | 19.3 | |
| Travelers | Dexter & Company | 3601 Cedar Springs Road, Dallas, TX, 75219 | 21.2 | |
| State Farm | Rusty Mcrae | 1200 E Davis St Ste 101, Mesquite, TX, 75149-8711 | 8.0 | |
| Farmers | Faith Jech | 408 W Fm 545 Ste 200, Blue Ridge, TX, 75424 | 45.2 | |
| Allstate | Bobby Reneau | 182 S Collins Rd Ste 500, Sunnyvale, TX, 75182 | 8.9 | |
| Travelers | Ragland Strother & Lafitte | 3838 Oak Lawn Ave Ste 500, Dallas, TX, 75219 | 18.7 | |
| State Farm | Danny Venz | 4848 Lemmon Aveste 106, Dallas, TX, 75219 | 19.7 | |
| Travelers | James Zander & Associates | 4655 N Central Expy 2nd Fl, Dallas, TX, 75205 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Kaufman County, TX | $154,000 | $1,391 | $920 | $2,140 | $1,220 |
| Seagoville, TX | $88,800 | $1,042 | $690 | $1,610 | $920 |
| Scurry, TX | $161,500 | $1,738 | $1,150 | $2,680 | $1,530 |
| Rowlett, TX | $181,500 | $1,369 | $900 | $2,110 | $1,210 |
| Rockwall, TX | $225,500 | $1,276 | $840 | $1,970 | $1,130 |
| Seven Points, TX | $53,000 | $1,258 | $830 | $1,940 | $1,110 |
| Kennedale, TX | $171,700 | $962 | $640 | $1,480 | $840 |
| Lewisville-Flower Mound, TX | $239,700 | $1,538 | $1,010 | $2,370 | $1,360 |
| Malakoff, TX | $63,200 | $1,324 | $870 | $2,040 | $1,170 |
| Bartonville, TX | $585,000 | $927 | $610 | $1,430 | $820 |
| Edgecliff Village, TX | $142,000 | $1,680 | $1,110 | $2,590 | $1,480 |
| Westminster, TX | $146,700 | $1,695 | $1,120 | $2,610 | $1,490 |