Gavop tells you how to get the best homeowners insurance in Middlebury, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Middlebury, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Northern Lites Dr, W Somerset Dr, Littlecreek Ln, Erin Ct, Crystal Spring Ct, Co Rd 8, E Industrial Pkwy, Hilltop Dr, Co Rd 37, Aspen Ln | $174,500 | $150,000 | $125,000-$150,000 | $125,000 | $110,000 | $100,000-$125,000 |
| Beverly Hills Dr, Tasha Dr, W Berry St, Co Rd 12, Canyoncrest Cir, Claudia Ln, Ranier Ct, Caprice Dr, Redwood, Crystal Ridge | $167,500 | $140,000 | $175,000-$200,000 | $140,000 | $110,000 | $150,000-$175,000 |
| W Warren St, York Rd, State St, Greencroft Pkwy, Cottage Grove Dr, S 1200 W, Teton Cir, Rachael Ct, Highfield Ct, Cedar Creek Dr | $91,000 | $80,000 | $75,000-$100,000 | $112,500 | $100,000 | $100,000-$125,000 |
| River Park Dr, Oakleaf Dr, Antler Dr, W Lawrence St, Scott Dr, Westlake Dr, Day Spring Ct, Terri Ct, Poplar Dr, Wooded Knoll Trl | $210,000 | $170,000 | $175,000-$200,000 | $131,500 | $110,000 | $100,000-$125,000 |
| Lovejoy Dr, Rainer Ct, Redwood Ln, Butternut Ln, Bambi Ct, Co Rd 133, Spring Crossing Dr, Co Rd 131, Spring Valley Rd, E Spring St | $191,500 | $180,000 | $200,000-$250,000 | $110,500 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $672 |
| Superior Protection Discount | -$75 | $755 |
| Fire & Security Discount | -$83 | $747 |
| Hail Resistant Roof Discount | -$25 | $805 |
| Newly Constructed Home Discount | -$183 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,392 |
| Hail Damage | $4,806 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Middlebury, IN | Homeowners Insurance Agency Middlebury, IN | Address | Popularity Score | Distance from Middlebury (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Clevenger Insurance Agency | 525 E Center Street, Warsaw, IN, 46580 | 28.9 | |
| State Farm | Ben Baier | 932 Parkway Ave Ste A, Elkhart, IN, 46516-9345 | 8.7 | |
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 10.5 | |
| Travelers | Dac Insurance | 29620 County Rd 20, Elkhart, IN, 46517 | 16.1 | |
| Farmers | Dawn Sibley | 810 W Bristol St, Elkhart, IN, 46514 | 14.3 | |
| Liberty Mutual Independent | Smith Sawyer & Smith Inc | 124 E 8th St, Rochester, IN, 46975 | 47.5 | |
| Allstate | Cris Brock | 2851 E Bristol St Ste C, Elkhart, IN, 46514 | 11.7 | |
| Allstate | Timothy Doud | 1501 Lincolnway E, Goshen, IN, 46526 | 6.8 | |
| State Farm | Fawne Atkinson | 23241 Old Us 20, Elkhart, IN, 46516-9772 | 10.0 | |
| Farmers | Lu Ann Shaffer | 1730 Miami St, South Bend, IN, 46613 | 26.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,200 | $590 |
| Elkhart County, IN | $130,800 | $824 | $580 | $1,160 | $580 |
| Middlebury, IN | $189,600 | $830 | $560 | $1,150 | $590 |
| Lima, IN | $135,100 | $861 | $580 | $1,210 | $630 |
| Mishawaka, IN | $93,300 | $703 | $510 | $960 | $450 |
| Milton, MI | $196,200 | $854 | $610 | $1,170 | $560 |
| Silver Lake, IN | $73,900 | $647 | $470 | $910 | $440 |
| Union, MI | $78,500 | $683 | $470 | $950 | $480 |
| Fremont, IN | $113,700 | $796 | $580 | $1,140 | $560 |
| Lincoln charter, MI | $176,500 | $696 | $500 | $950 | $450 |
| Bridgman, MI | $167,800 | $817 | $590 | $1,170 | $580 |
| St. Joseph, IN | $116,600 | $677 | $490 | $950 | $460 |
| Bangor, MI | $105,800 | $730 | $500 | $1,010 | $510 |