Gavop's guide to buying homeowners insurance in Atlantic Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Atlantic Beach, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ocean Breeze Dr, Hornet Ct, S Oceanwalk Dr, 15th St, W End St, Ocean Breeze Ct, Wahoo Ln, 20th St, Helmsman Ln, Diligent Ct | $367,500 | $310,000 | $350,000-$400,000 | $187,000 | $150,000 | $175,000-$200,000 |
| W 14, George St, Wasp Ct, Mealy Dr, Mimosa Cove Ct W, Saratoga Cir N, Barefoot Trce, Oceanforest Dr N, Assisi Ln, Dudley St | $98,500 | $80,000 | $75,000-$100,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Live Oak Ln, 2nd St, S Forrestal Cir, Harvel Ln, Vega Cir, Brazeale Ln, Cruiser Ln, Coral St, Fairway Villas Ln N, Pelican Key | $178,000 | $150,000 | $150,000-$175,000 | $232,500 | $200,000 | $175,000-$200,000 |
| Bonita Rd, Snapping Turtle Dr W, Forsyth Ct, Cypress Landing Ct, 4th St, Donner Rd, Park Ter W, Nicole Ln S, Snapping Turtle Dr E, Dutton Island Rd W | $135,500 | $120,000 | $150,000-$175,000 | $126,000 | $120,000 | $125,000-$150,000 |
| Poinsettia St, Richardson Ln, Begonia St, Oceanwalk Dr S, Lakeview Ave, Ocean Blvd, W Defender Ct, Seminole Landing Rd, David St, Magnolia Landing Dr | $274,000 | $230,000 | $250,000-$300,000 | $241,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $756 |
| Superior Protection Discount | -$84 | $849 |
| Fire & Security Discount | -$103 | $830 |
| Hail Resistant Roof Discount | -$19 | $914 |
| Newly Constructed Home Discount | -$252 | $681 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,610 |
| Hail Damage | $5,265 |
| Wind Damage | $10,417 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,073 |
| Home Insurance Company Atlantic Beach, FL | Homeowners Insurance Agency Atlantic Beach, FL | Address | Popularity Score | Distance from Atlantic Beach (miles) |
|---|---|---|---|---|
| Travelers | St Johns Insurance Agency | 115 Solana Rd Suite B , Ponte Vedra Beach, FL, 32082 | 7.6 | |
| Travelers | St Johns Insurance Agency | 115 Solana Rd Ste 2a, Ponte Vedra Beach, FL, 32082 | 7.6 | |
| Allstate | David Cattin | 2294 Mayport Rd Ste 19b, Atlantic Beach, FL, 32233 | 1.3 | |
| State Farm | Connie Doyle | 14158 Marsh Woods Ct, Jacksonville, FL, 32224-3220 | 5.7 | |
| Travelers | Iii-Mike Bell Insurance Agency Inc | 13529 Beach Blvd #202b, Jacksonville, FL, 32224 | 5.2 | |
| Travelers | Holland Insurance Agency Inc | 1123 N 3rd St, Jacksonville Beach, FL, 32250 | 2.7 | |
| Travelers | Fletcher Stein Inc | 1211 N Third St, Jacksonville, FL, 32250 | 2.6 | |
| Travelers | Brightway Insurance | 110 Professional Dr Ste 4, Ponte Vedra Beach, FL, 32082 | 6.0 | |
| Travelers | Ray-Rogers Insurance Llc | 9550 Regency Square Blvd Ste 104, Jacksonville, FL, 32225 | 9.2 | |
| Travelers | Fletcher Stein Inc | 1211 N Third St , Jacksonville Beach, FL, 32250 | 2.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Duval County, FL | $156,200 | $1,310 | $1,020 | $1,750 | $730 |
| Atlantic Beach, FL | $348,900 | $933 | $730 | $1,250 | $520 |
| Neptune Beach, FL | $349,800 | $937 | $730 | $1,260 | $530 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| Jacksonville, FL | $150,200 | $1,274 | $990 | $1,710 | $720 |
| Fernandina Beach, FL | $339,200 | $933 | $730 | $1,250 | $520 |
| St. Augustine, FL | $263,000 | $1,450 | $1,130 | $1,940 | $810 |
| Oakleaf Plantation, FL | $198,500 | $990 | $770 | $1,330 | $560 |
| Villano Beach, FL | $306,800 | $2,416 | $1,880 | $3,240 | $1,360 |
| Hilliard, FL | $105,600 | $1,114 | $870 | $1,490 | $620 |
| Matanzas, FL | $198,600 | $990 | $770 | $1,330 | $560 |
| Crescent Beach, FL | $401,900 | $2,949 | $2,300 | $3,950 | $1,650 |