Gavop shows you how to buy homeowners insurance in Anahuac, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $74,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $374,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $760 |
| Superior Protection Discount | -$83 | $844 |
| Fire & Security Discount | -$83 | $844 |
| Hail Resistant Roof Discount | -$19 | $909 |
| Newly Constructed Home Discount | -$260 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chambers County | $700 | $1,412 | $2,112 | $1,026 | $1,726 | $386 |
| Anahuac, TX | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Winnie-Stowell, TX | $100 | $1,561 | $1,661 | $1,134 | $1,234 | $427 |
| La Porte, TX | $700 | $1,463 | $2,163 | $1,063 | $1,763 | $400 |
| Taylor Lake Village, TX | $400 | $1,882 | $2,282 | $1,368 | $1,768 | $514 |
| Liberty, TX | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Texas City-League City, TX | $400 | $1,408 | $1,808 | $1,024 | $1,424 | $385 |
| Cloverleaf, TX | $2,000 | $1,045 | $3,045 | $759 | $2,759 | $285 |
| Jamaica Beach, TX | $400 | $1,824 | $2,224 | $1,325 | $1,725 | $498 |
| Brookside Village, TX | $1,500 | $1,752 | $3,252 | $1,273 | $2,773 | $479 |
| Hardin County, TX | $200 | $1,401 | $1,601 | $1,018 | $1,218 | $383 |
| Hedwig Village, TX | $1,000 | $1,098 | $2,098 | $798 | $1,798 | $300 |
| Home Insurance Company Anahuac, TX | Homeowners Insurance Agency Anahuac, TX | Address | Popularity Score | Distance from Anahuac (miles) |
|---|---|---|---|---|
| Farmers | David Lorms | 2200 North Loop W Ste 136, Houston, TX, 77018 | 45.8 | |
| State Farm | Ken Phelps | 4207 Fairmont Pkwy, Pasadena, TX, 77504-3324 | 29.1 | |
| Travelers | Zuber Insurance Agency Inc | 4635 Southwest Fwy Ste 700, Houston, TX, 77027 | 45.8 | |
| State Farm | Pam Ellis | 5900 Memorial Drive, Houston, TX, 77007 | 44.1 | |
| State Farm | Russell Content | 5353 W Alabama St Ste 218, Houston, TX, 77056-5922 | 46.8 | |
| State Farm | Noel Vallejo | 548 Gulfgate Center Mall, Houston, TX, 77087-3022 | 36.2 | |
| State Farm | Wayne Faircloth | 1903 Fm 517 Rd E, Dickinson, TX, 77539-8652 | 19.2 | |
| Allstate | Gilvaner Soares | 24551 Loop 494 Ste 108, Kingwood, TX, 77339 | 42.1 | |
| Allstate | Juan Valdivieso | 2323 S Shepherd Dr Ste 111, Houston, TX, 77019 | 43.3 | |
| State Farm | Jose Villafana | 10431 S Post Oak Rd, Houston, TX, 77035-3303 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Chambers County, TX | $171,500 | $1,430 | $940 | $2,200 | $1,260 |
| Anahuac, TX | $126,100 | $927 | $610 | $1,430 | $820 |
| Winnie-Stowell, TX | $114,100 | $1,580 | $1,040 | $2,430 | $1,390 |
| La Porte, TX | $131,500 | $1,481 | $980 | $2,280 | $1,300 |
| Taylor Lake Village, TX | $231,900 | $1,905 | $1,260 | $2,930 | $1,670 |
| Liberty, TX | $96,400 | $1,004 | $660 | $1,550 | $890 |
| Texas City-League City, TX | $178,200 | $1,426 | $940 | $2,200 | $1,260 |
| Cloverleaf, TX | $100,200 | $1,057 | $700 | $1,630 | $930 |
| Jamaica Beach, TX | $205,400 | $1,846 | $1,220 | $2,840 | $1,620 |
| Brookside Village, TX | $174,600 | $1,773 | $1,170 | $2,730 | $1,560 |
| Hardin County, TX | $113,100 | $1,418 | $940 | $2,180 | $1,240 |
| Hedwig Village, TX | $1,010,700 | $1,111 | $730 | $1,710 | $980 |