Gavop tells you how to get the best homeowners insurance in Rice Lake, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $93,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $153,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $220,000 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $218,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $567 |
| Superior Protection Discount | -$60 | $607 |
| Fire & Security Discount | -$53 | $614 |
| Hail Resistant Roof Discount | -$20 | $647 |
| Newly Constructed Home Discount | -$167 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barron County | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Rice Lake, WI | $1,500 | $659 | $2,159 | $479 | $1,979 | $180 |
| Atlanta, WI | $300 | $608 | $908 | $442 | $742 | $166 |
| Meteor, WI | $1,500 | $644 | $2,144 | $468 | $1,968 | $176 |
| Sheridan, WI | $100 | $694 | $794 | $504 | $604 | $190 |
| Amery, WI | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| Bass Lake, WI | $300 | $664 | $964 | $482 | $782 | $181 |
| Balsam Lake, WI | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Emerald, WI | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Ruby, WI | $2,500 | $611 | $3,111 | $444 | $2,944 | $167 |
| Stanton, WI | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Wascott, WI | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| Home Insurance Company Rice Lake, WI | Homeowners Insurance Agency Rice Lake, WI | Address | Popularity Score | Distance from Rice Lake (miles) |
|---|---|---|---|---|
| Allstate | Scott Lindow | 130 N Main St, Rice Lake, WI, 54868 | 1.6 | |
| State Farm | Allysa Headley Asp | 108 W Knapp St, Rice Lake, WI, 54868-1682 | 1.9 | |
| Travelers | Drew Insurance Agency Inc | 505 W Main St Ste 2b, Cameron, WI, 54822 | 5.1 | |
| Travelers | Ramseier Agency | 108 Mcrae St, Cadott, WI, 54727 | 46.9 | |
| State Farm | Pat Asuma | 1801 W Knapp St Ste 5, Rice Lake, WI, 54868-1381 | 2.0 | |
| State Farm | Gregg Bohlig | 3131 Stein Blvd, Eau Claire, WI, 54701-6978 | 49.4 | |
| State Farm | Sammie Bostrom | 1324 W Clairemont Ave, Eau Claire, WI, 54701-4567 | 48.6 | |
| Erie | Jensen-Sundquist Insurance Agency | 116 W Madison Avenue, Grantsburg, WI, 54840 | 49.8 | |
| Travelers | Knudson Agency Inc | 803 S Main St Rice Lake, Rice Lake, WI, 54868 | 0.9 | |
| Travelers | Risk Placement Services Inc | 3300 Birch St Ste 1a, Eau Claire, WI, 54702 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $970 | $480 |
| Barron County, WI | $145,500 | $622 | $450 | $850 | $400 |
| Rice Lake, WI | $120,000 | $667 | $480 | $950 | $470 |
| Atlanta, WI | $133,700 | $615 | $440 | $870 | $430 |
| Meteor, WI | $150,800 | $652 | $480 | $930 | $450 |
| Sheridan, WI | $180,000 | $702 | $510 | $1,000 | $490 |
| Amery, WI | $130,300 | $607 | $410 | $840 | $430 |
| Bass Lake, WI | $161,300 | $672 | $480 | $960 | $480 |
| Balsam Lake, WI | $192,200 | $720 | $520 | $1,000 | $480 |
| Emerald, WI | $200,700 | $731 | $520 | $1,000 | $480 |
| Ruby, WI | $135,000 | $618 | $440 | $880 | $440 |
| Stanton, WI | $187,900 | $714 | $520 | $990 | $470 |
| Wascott, WI | $242,900 | $777 | $530 | $1,100 | $570 |