Gavop shows you how to buy homeowners insurance in Avoyelles, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Avoyelles, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dauzat Rd, Zeno Desselle Rd, Desselle Ln, S Lee St, Lemoine St, High Cotton Ln, Wooded Ln, Lincoln St, D Muse Rd, Rudy's Pocket | $110,000 | $100,000 | $125,000-$150,000 | $72,500 | $70,000 | $50,000-$75,000 |
| Cherry St, Boutie Debayou Rd, Cow Creek Rd, Henry St, Tunica Dr E, Panther Dr, Yvette St, Elm St, State Rte 114, Beryl St | $102,500 | $90,000 | $75,000-$100,000 | $102,500 | $80,000 | $100,000-$125,000 |
| Sterling Baines Rd, Collins Mayeux Rd, Jamie Ln, Haasville Rd, Scallan St, Vaughn Rd, Gremillion St, State Rte 1192, Mills Rd, Spring Bayou Rd | $135,000 | $110,000 | $150,000-$175,000 | $86,000 | $70,000 | $100,000-$125,000 |
| State Rte 1179, N Elm St, Moses Ln, Palmer Ridge Rd, McDowell Ln, Stubblefield Rd, Tunica Dr W, Louis Foster Rd, Ben Franks Rd, Main St | $121,000 | $100,000 | $125,000-$150,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Deanna Dr, Interstate St, Baudin St, Dorsey Ln, Louie Harmson Rd, Beryl St, Tarleton St, Saint John, King Arthur, St John St | $120,500 | $100,000 | $100,000-$125,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Arena Rd, Gum St, Hwy 1191, Vick Maddie St, Chris Ln, Pearce Ave, Horsepen Creek Rd, E Magnolia St, McKay Ln, Turner Ln | $75,000 | $60,000 | $75,000-$100,000 | $100,500 | $80,000 | $100,000-$125,000 |
| Saint John St, SE Main St, Guillot Rd, Decuir St, Carl Hunt Rd, Anthony Grundy Rd, Montalvo Blvd, Little Corner Rd, Talmadge Ln, Willow St | $86,000 | $80,000 | $75,000-$100,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Chick Ln, Large Rd, Charlie Bordelon Rd, W Magnolia St, Marion Rd, Dugas St, Country Acres Rd, Palermo Rd, J I Bordelon Ln, Lorio St | $71,000 | $60,000 | $75,000-$100,000 | $53,000 | $50,000 | $50,000-$75,000 |
| Kizzie Normand Ln, Long Bridge Rd, Blair Exd, Lee Rd, Lake Guillaume Rd, Chestnut St, Hwy 1195, Myrtle Dr, Charles Ln, Country Ln | $81,500 | $70,000 | $50,000-$75,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Tunica Dr E, Michot Ln, Cottonwood II Dr, Michael Dr, C Church Rd, Vettas St, Hwy 451, Brentwood Dr, Pecan Grove Rd, McGraw Ln | $128,000 | $100,000 | $100,000-$125,000 | $120,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $888 |
| Superior Protection Discount | -$104 | $940 |
| Fire & Security Discount | -$104 | $940 |
| Hail Resistant Roof Discount | -$31 | $1,013 |
| Newly Constructed Home Discount | -$240 | $804 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Avoyelles Parish | $2,500 | $1,032 | $3,532 | $750 | $3,250 | $282 |
| Avoyelles, LA | $2,500 | $1,032 | $3,532 | $750 | $3,250 | $282 |
| Hessmer, LA | $400 | $1,642 | $2,042 | $1,193 | $1,593 | $449 |
| Simmesport, LA | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| St. Landry, LA | $400 | $1,116 | $1,516 | $811 | $1,211 | $305 |
| West Feliciana, LA | $1,000 | $1,050 | $2,050 | $763 | $1,763 | $287 |
| Jonesville, LA | $300 | $785 | $1,085 | $571 | $871 | $215 |
| Wilkinson County, MS | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
| New Roads, LA | $300 | $1,680 | $1,980 | $1,221 | $1,521 | $459 |
| St. Francisville, LA | $1,500 | $1,874 | $3,374 | $1,362 | $2,862 | $512 |
| Jena, LA | $200 | $1,172 | $1,372 | $852 | $1,052 | $320 |
| Natchez, MS | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Avoyelles Parish, LA | $90,600 | $1,044 | $730 | $1,500 | $770 |
| Avoyelles, LA | $90,600 | $1,044 | $730 | $1,500 | $770 |
| Hessmer, LA | $152,300 | $1,662 | $1,160 | $2,390 | $1,230 |
| Simmesport, LA | $55,100 | $673 | $470 | $970 | $500 |
| St. Landry, LA | $99,200 | $1,130 | $790 | $1,630 | $840 |
| West Feliciana, LA | $209,600 | $1,063 | $740 | $1,530 | $790 |
| Jonesville, LA | $63,900 | $795 | $560 | $1,140 | $580 |
| Wilkinson County, MS | $60,400 | $688 | $490 | $950 | $460 |
| New Roads, LA | $158,300 | $1,700 | $1,190 | $2,450 | $1,260 |
| St. Francisville, LA | $196,100 | $1,897 | $1,330 | $2,730 | $1,400 |
| Jena, LA | $96,400 | $1,186 | $830 | $1,710 | $880 |
| Natchez, MS | $110,500 | $829 | $560 | $1,180 | $620 |