Gavop tells you how to get the best homeowners insurance in Ilion, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $87,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $152,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $235,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$107 | $862 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$271 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Herkimer County | $1,500 | $1,190 | $2,690 | $865 | $2,365 | $325 |
| Ilion, NY | $2,500 | $957 | $3,457 | $695 | $3,195 | $261 |
| Deerfield, NY | $500 | $626 | $1,126 | $455 | $955 | $171 |
| Waterville, NY | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Western, NY | $200 | $614 | $814 | $446 | $646 | $168 |
| Mohawk, NY | $700 | $604 | $1,304 | $439 | $1,139 | $165 |
| Maryland, NY | $100 | $594 | $694 | $432 | $532 | $162 |
| Johnstown, NY | $1,500 | $940 | $2,440 | $683 | $2,183 | $257 |
| Tribes Hill, NY | $100 | $591 | $691 | $429 | $529 | $161 |
| Benson, NY | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Davenport, NY | $300 | $595 | $895 | $432 | $732 | $163 |
| Fayetteville, NY | $1,500 | $697 | $2,197 | $506 | $2,006 | $190 |
| Home Insurance Company Ilion, NY | Homeowners Insurance Agency Ilion, NY | Address | Popularity Score | Distance from Ilion (miles) |
|---|---|---|---|---|
| State Farm | Scott Grates | 205 W Main St, Ilion, NY, 13357-1509 | 0.5 | |
| Allstate | Costanza Agency Inc | 115 S Litchfield St, Frankfort, NY, 13340 | 2.5 | |
| Travelers | Putman Insurance Agency Inc | 164 Guy Park Ave, Amsterdam, NY, 12010 | 42.9 | |
| Allstate | Kristy Garcia | 146 Genesee St, New Hartford, NY, 13413 | 13.9 | |
| Allstate | Frederick Northup | 105 W Main St, Ilion, NY, 13357 | 0.4 | |
| Farmers | Thomas Trevvett | 2400 Genesee St, Utica, NY, 13502 | 12.7 | |
| Travelers | Taylor Agency | 70 West Clark St, Ilion, NY, 13357 | 0.5 | |
| Travelers | Eastern Shore Associates | 90 Main St, Camden, NY, 13316 | 42.2 | |
| Travelers | Sefcu Insurance Agency | 396 E State St, Herkimer, NY, 13350 | 3.3 | |
| State Farm | Scott Beatty | 129 Wallins Corners Rd, Amsterdam, NY, 12010-1816 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,620 | $840 |
| Herkimer County, NY | $95,800 | $1,205 | $870 | $1,710 | $840 |
| Ilion, NY | $77,800 | $968 | $700 | $1,330 | $630 |
| Deerfield, NY | $144,300 | $634 | $420 | $870 | $450 |
| Waterville, NY | $110,400 | $596 | $440 | $830 | $390 |
| Western, NY | $135,500 | $621 | $430 | $880 | $450 |
| Mohawk, NY | $128,200 | $611 | $420 | $850 | $430 |
| Maryland, NY | $117,700 | $601 | $430 | $850 | $420 |
| Johnstown, NY | $88,600 | $952 | $650 | $1,300 | $650 |
| Tribes Hill, NY | $114,500 | $598 | $410 | $850 | $440 |
| Benson, NY | $164,800 | $674 | $480 | $960 | $480 |
| Davenport, NY | $118,800 | $602 | $410 | $850 | $440 |
| Fayetteville, NY | $177,700 | $705 | $490 | $1,010 | $520 |