Gavop shows you how to buy homeowners insurance in Shelbyville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Shelbyville, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Juniper Dr, Bonniemere Rd, Maple St, Cranborne Grange, White Oak Ct, Magnolia Ave, Detention Rd, Kent St, Cropper-Washburn Rd, Thornhill Rd | $176,500 | $140,000 | $200,000-$250,000 | $97,500 | $80,000 | $100,000-$125,000 |
| Hooper Station Rd N, Dobson Ln, Lanter Dr, Benson Pike, Saint Regis Dr, Beamtree Dr, Taylorsville Rd, State Hwy 2255, Cumberland Ave, Glenview Dr | $114,000 | $90,000 | $125,000-$150,000 | $100,500 | $80,000 | $100,000-$125,000 |
| Hazel Lawn Dr, Alton Rd, Bland Ave, Thornhill Dr, Greenwood Ct, Logan Station Rd, Locust Ln, Dublin Ln, Daylilly Ct, Doss Ln | $114,000 | $100,000 | $75,000-$100,000 | $114,000 | $100,000 | $75,000-$100,000 |
| Brunerstown Rd, Seminole Dr, Mathis Ln, Mareli Rd, Kingston Ct, Ardmore Ln, Seven Oaks Dr, Plantation Rd, Midland Industrial Dr, Lee Nor Mack St | $157,000 | $140,000 | $150,000-$175,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Troon Ct, Locust Grove Rd, South Dr, Gordon Ln, Fletcher Way, Donohue Rd, Knob St, Clore Jackson Rd, Stream View Dr, Heddenimel Ln | $246,500 | $220,000 | $200,000-$250,000 | $132,000 | $120,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $764 |
| Home and Two Car | -$134 | $705 |
| Home and Three Car | -$193 | $646 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
| Home Insurance Company Shelbyville, KY | Homeowners Insurance Agency Shelbyville, KY | Address | Popularity Score | Distance from Shelbyville (miles) |
|---|---|---|---|---|
| State Farm | Greg Haus | 100 Cannons Ln, Louisville, KY, 40206-2725 | 24.1 | |
| State Farm | Tracy Haus | 11501 Main St, Louisville, KY, 40243-1315 | 17.1 | |
| State Farm | Travis Easterling | 1002 Granite Dr Ste 101, Bardstown, KY, 40004-2076 | 31.0 | |
| State Farm | Jeff Kleier | 13303 Magisterial Dr, Louisville, KY, 40223-4212 | 15.3 | |
| Travelers | Harris Insurance Inc | 335 Frankfort Rd, Shelbyville, KY, 40065 | 2.4 | |
| State Farm | Josh Haines | 871 Taylorsville Rd, Shelbyville, KY, 40065-9124 | 3.3 | |
| Liberty Mutual Independent | Curneal & Hignite Insurance | 2905 Ring Rd, Elizabethtown, KY, 42701 | 49.0 | |
| Travelers | Turner Insurance Agency Inc | 2460 Rd , Shelbyville, KY, 40065 | 2.6 | |
| Travelers | Turner Insurance Agency Inc | 2460 Shelbyville Rd, Shelbyville, KY, 40065 | 2.6 | |
| State Farm | Jim O'Donoghue | 1727 Midland Trail, Shelbyville, KY, 40065-1711 | 2.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,270 | $660 |
| Shelby County, KY | $184,900 | $977 | $710 | $1,400 | $690 |
| Shelbyville, KY | $164,500 | $839 | $560 | $1,160 | $600 |
| Northeast Jefferson, KY | $292,300 | $1,295 | $870 | $1,850 | $980 |
| Old Brownsboro Place, KY | $331,800 | $1,407 | $970 | $1,980 | $1,010 |
| Crossgate, KY | $264,000 | $1,228 | $870 | $1,680 | $810 |
| Riverwood, KY | $484,900 | $2,265 | $1,630 | $3,220 | $1,590 |
| Georgetown, KY | $167,800 | $968 | $690 | $1,350 | $660 |
| Lexington-Fayette Southwest, KY | $215,100 | $1,121 | $770 | $1,550 | $780 |
| South Dixie, KY | $113,800 | $840 | $600 | $1,160 | $560 |
| Burgin, KY | $164,200 | $998 | $710 | $1,420 | $710 |
| Perryville, KY | $148,800 | $955 | $690 | $1,320 | $630 |
| Hodgenville, KY | $103,900 | $674 | $490 | $960 | $470 |