How Can I Make My Butte County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Butte County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Butte County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $84,000 $80,000 $50,000-$75,000
2 Bedroom $225,500 $190,000 $200,000-$250,000
3 Bedroom $188,500 $170,000 $200,000-$250,000
4 Bedroom $348,500 $280,000 $400,000-$500,000
5 Bedroom $369,500 $300,000 $300,000-$350,000

Choose the Best Butte County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $560
Unemployed 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $130
Retired 800-850 Credit Score No Income No Pets, Smoker $820

Choose the Right Deductible for your Butte County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $300 $1,710 $2,010 $1,400 $1,700 $310
Butte County, CA $2,500 $1,220 $1,720 $1,040 $3,540 $-1,820
Butte County, CA $700 $1,020 $1,520 $810 $1,510 $10
Yankee Hill, CA $500 $660 $1,160 $560 $1,060 $100
Oroville, CA $2,500 $630 $1,130 $550 $3,050 $-1,920
Yuba County, CA $200 $940 $1,140 $770 $970 $170
Tehama, CA $1,500 $810 $1,310 $650 $2,150 $-840
Proberta, CA $100 $760 $860 $640 $740 $120
Nevada City, CA $2,500 $1,230 $1,730 $1,050 $3,550 $-1,820
Wheatland, CA $400 $810 $1,210 $660 $1,060 $150
Tehama County, CA $1,500 $910 $1,410 $760 $2,260 $-850
Alta Sierra, CA $200 $1,460 $1,660 $1,170 $1,370 $290

Identify Top Home Insurance Agents near Butte County, CA | Back to Top

Home Insurance Company Butte County, CA Homeowners Insurance Agency Butte County, CA Address Popularity Score Distance from Butte County (miles)
State Farm Hector Garnica 221 Walker St, Orland, CA, 95963-1450
32.0
Allstate Gary Ott 2227 Myers St Ste C, Oroville, CA, 95966
11.3
Travelers Sanchez Insurance Services Inc 440 Palora Ave N Ste A, Yuba City, CA, 95991
37.1
State Farm Chuck Hemmert 520 Brunswick Rd, Grass Valley, CA, 95945-9392
42.8
State Farm Tim Pignataro 2760 Esplanade Ste 140, Chico, CA, 95973-1117
15.4
Travelers Rhio Nelson Insurance Agency Inc 2615 Forest Ave Ste 130, Chico, CA, 95928
10.8
Farmers Mark Ristine 1751 Oro Dam Blvd E Ste 6, Oroville, CA, 95966
11.5
State Farm Bruce Karolyi 2295 Feather Riv Blvd Ste C, Oroville, CA, 95965-5744
11.6
Travelers Bill Edick Insurance Agency 1425 A Butte House Rd, Yuba City, CA, 95993
35.9
State Farm Chuck Jones 961 Live Oak Blvd Ste B, Yuba City, CA, 95991-4029
36.1

Compare Rates for Butte County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,840 $1,360 $2,500 $1,140
Butte County, CA $237,400 $1,020 $750 $1,390 $640
Butte County, CA $237,400 $1,310 $970 $1,780 $810
Yankee Hill, CA $172,700 $1,020 $750 $1,390 $640
Oroville, CA $160,500 $770 $570 $1,050 $480
Yuba County, CA $180,700 $760 $560 $1,030 $470
Tehama, CA $184,600 $1,000 $740 $1,360 $620
Proberta, CA $164,100 $670 $500 $910 $410
Nevada City, CA $395,700 $1,310 $970 $1,780 $810
Wheatland, CA $184,500 $1,090 $810 $1,480 $670
Tehama County, CA $189,500 $850 $630 $1,160 $530
Alta Sierra, CA $335,700 $1,210 $900 $1,650 $750

7 Ways to Get Discounts on Homeowners Insurance in Butte County, CA

What Makes Your Butte County, CA Home Insurance Cheap or Expensive