Gavop tells you how to get the best homeowners insurance in Sand Hill-Girkin, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $211,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $278,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $578 |
| Superior Protection Discount | -$71 | $642 |
| Fire & Security Discount | -$78 | $635 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$200 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Girkin, KY | $1,000 | $705 | $1,705 | $512 | $1,512 | $193 |
| Smiths Grove, KY | $200 | $720 | $920 | $523 | $723 | $197 |
| Plano, KY | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Woodburn, KY | $400 | $771 | $1,171 | $560 | $960 | $211 |
| Grayson County, KY | $2,500 | $660 | $3,160 | $479 | $2,979 | $180 |
| Lewisburg, KY | $300 | $694 | $994 | $504 | $804 | $190 |
| Dunmor, KY | $2,500 | $582 | $3,082 | $423 | $2,923 | $159 |
| Upton, KY | $100 | $694 | $794 | $504 | $604 | $190 |
| Beechmont, KY | $1,500 | $774 | $2,274 | $562 | $2,062 | $211 |
| Summer Shade, KY | $200 | $660 | $860 | $480 | $680 | $180 |
| Hartsville/Trousdale County, TN | $700 | $807 | $1,507 | $586 | $1,286 | $220 |
| Home Insurance Company Girkin, KY | Homeowners Insurance Agency Girkin, KY | Address | Popularity Score | Distance from Girkin (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Van Meter Insurance Group | 1240 Fairway Street, Bowling Green, KY, 42102 | 8.8 | |
| State Farm | D C Clement | 430 Us 31w Byp Ste 108, Bowling Green, KY, 42101-1705 | 7.1 | |
| State Farm | David Graves | 262 Three Springs Rd, Bowling Green, KY, 42104-7519 | 10.6 | |
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 44.4 | |
| State Farm | Kyle Woosley | 804 Campbell Ln Ste 105, Bowling Green, KY, 42104-4130 | 10.0 | |
| Travelers | Noland Insurance Agency | 1111 Shive Ln Ste 101, Bowling Green, KY, 42103 | 10.1 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 27.4 | |
| State Farm | Jonathan Mcdaniel | 1840 Christian Care Way Ste A, Bowling Green, KY, 42104-5819 | 9.7 | |
| Allstate | Tommy Downs | 1901 Russellville Rd, Bowling Green, KY, 42101 | 9.1 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Warren County, KY | $152,300 | $926 | $670 | $1,280 | $610 |
| Girkin, KY | $116,300 | $713 | $480 | $990 | $510 |
| Smiths Grove, KY | $121,500 | $728 | $520 | $1,030 | $510 |
| Plano, KY | $146,300 | $948 | $640 | $1,320 | $680 |
| Woodburn, KY | $140,000 | $780 | $540 | $1,080 | $540 |
| Grayson County, KY | $102,200 | $668 | $480 | $950 | $470 |
| Lewisburg, KY | $80,900 | $702 | $480 | $990 | $510 |
| Dunmor, KY | $58,500 | $589 | $410 | $830 | $420 |
| Upton, KY | $80,800 | $702 | $480 | $960 | $480 |
| Beechmont, KY | $99,200 | $783 | $560 | $1,120 | $560 |
| Summer Shade, KY | $73,700 | $668 | $450 | $920 | $470 |
| Hartsville/Trousdale County, TN | $128,000 | $816 | $550 | $1,150 | $600 |