Gavop tells you how to get the best homeowners insurance in Monticello, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $151,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $187,500 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $134,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $593 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$49 | $648 |
| Hail Resistant Roof Discount | -$14 | $683 |
| Newly Constructed Home Discount | -$195 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jasper County | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| Monticello, GA | $700 | $689 | $1,389 | $501 | $1,201 | $188 |
| South Newton, GA | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Crooked Creek, GA | $1,500 | $1,001 | $2,501 | $727 | $2,227 | $274 |
| Rover, GA | $400 | $721 | $1,121 | $524 | $924 | $197 |
| Zebulon, GA | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Bishop, GA | $300 | $1,182 | $1,482 | $859 | $1,159 | $323 |
| Morrow, GA | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Brooks, GA | $400 | $954 | $1,354 | $693 | $1,093 | $261 |
| Williamson, GA | $2,500 | $1,093 | $3,593 | $794 | $3,294 | $299 |
| Athens-Clarke County unified government, GA | $400 | $987 | $1,387 | $717 | $1,117 | $270 |
| Haralson, GA | $1,500 | $946 | $2,446 | $687 | $2,187 | $258 |
| Home Insurance Company Monticello, GA | Homeowners Insurance Agency Monticello, GA | Address | Popularity Score | Distance from Monticello (miles) |
|---|---|---|---|---|
| State Farm | Natacha Jocelyn | 1700 Winder Hwy Ste 108, Dacula, GA, 30019-2268 | 47.0 | |
| State Farm | Holly Goodman | 96 Main St Nw, Lilburn, GA, 30047-5000 | 45.7 | |
| State Farm | Charlie Pelt | 143 Hanover St, Jackson, GA, 30233-3000 | 14.3 | |
| State Farm | Jason Martin | 3604 Chamblee Tucker Rd, Atlanta, GA, 30341-4418 | 49.3 | |
| State Farm | Ken Dean | 1845 Grayson Hwy Ste 200, Grayson, GA, 30017-4972 | 42.2 | |
| Allstate | Paul Rue | 1230 Caroline St Ne # B-220, Atlanta, GA, 30307 | 47.3 | |
| State Farm | Ann Sullivan | 1499 Highway 20 West, Mcdonough, GA, 30253-7205 | 28.1 | |
| State Farm | Andy Gawron | 628 Eagles Landing Pkwy, Stockbridge, GA, 30281-5096 | 31.6 | |
| State Farm | Martha Hernandez | 1098 Herrington Rd Ste 13, Lawrenceville, GA, 30044-7581 | 47.8 | |
| State Farm | Lem Howard | 2716 Evans Mill Rd, Lithonia, GA, 30058-7417 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,400 | $700 |
| Jasper County, GA | $119,700 | $714 | $520 | $980 | $460 |
| Monticello, GA | $115,700 | $697 | $470 | $960 | $490 |
| South Newton, GA | $119,600 | $849 | $600 | $1,180 | $580 |
| Crooked Creek, GA | $158,700 | $1,013 | $740 | $1,430 | $690 |
| Rover, GA | $123,600 | $730 | $500 | $1,040 | $540 |
| Zebulon, GA | $165,100 | $869 | $630 | $1,240 | $610 |
| Bishop, GA | $223,300 | $1,196 | $810 | $1,650 | $840 |
| Morrow, GA | $105,300 | $652 | $440 | $910 | $470 |
| Brooks, GA | $297,800 | $966 | $700 | $1,320 | $620 |
| Williamson, GA | $188,000 | $1,106 | $760 | $1,530 | $770 |
| Athens-Clarke County unified government, GA | $154,800 | $999 | $730 | $1,370 | $640 |
| Haralson, GA | $143,800 | $957 | $640 | $1,320 | $680 |