Gavop shows you how to buy homeowners insurance in Reems Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $174,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $203,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $204,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $388,500 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $654 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$89 | $718 |
| Hail Resistant Roof Discount | -$24 | $783 |
| Newly Constructed Home Discount | -$210 | $597 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $700 | $972 | $1,672 | $706 | $1,406 | $266 |
| Reems Creek, NC | $1,000 | $797 | $1,797 | $579 | $1,579 | $218 |
| Price Creek, NC | $200 | $650 | $850 | $472 | $672 | $178 |
| Fairview, NC | $2,500 | $780 | $3,280 | $567 | $3,067 | $213 |
| Fletcher, NC | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| Green River, NC | $2,000 | $1,031 | $3,031 | $750 | $2,750 | $282 |
| Altamont, NC | $300 | $690 | $990 | $501 | $801 | $188 |
| Crossnore, NC | $2,000 | $862 | $2,862 | $626 | $2,626 | $235 |
| Ruth, NC | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Upper Creek, NC | $2,500 | $745 | $3,245 | $541 | $3,041 | $204 |
| Newland No. 1, NC | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| Sugar Mountain, NC | $2,000 | $1,183 | $3,183 | $859 | $2,859 | $323 |
| Home Insurance Company Reems Creek, NC | Homeowners Insurance Agency Reems Creek, NC | Address | Popularity Score | Distance from Reems Creek (miles) |
|---|---|---|---|---|
| Travelers | Webb Insurance | 216 Asheland Ave, Asheville, NC, 28801 | 9.6 | |
| Travelers | Webb Insurance | 216 Asheland Avenue, Asheville, NC, 28801 | 9.6 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 8.3 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 8.0 | |
| State Farm | Jake Morse | 416 Charlotte Rd, Rutherfordton, NC, 28139-2918 | 39.2 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 4.1 | |
| Travelers | Math Insurance Service | 344 Merrimon Avenue, Asheville, NC, 28801 | 8.0 | |
| Erie | Peterson Insurance Group Inc. | 1 S Main Street Ext, Weaverville, NC, 28787 | 4.5 | |
| Travelers | Suzanne Greene Insurance Agency Inc | 715 E Main St, Burnsville, NC, 28714 | 18.1 | |
| Allstate | Hope A Thomas | 901 S Sterling St, Morganton, NC, 28655 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Buncombe County, NC | $209,800 | $984 | $670 | $1,390 | $720 |
| Reems Creek, NC | $236,000 | $807 | $540 | $1,150 | $610 |
| Price Creek, NC | $106,800 | $658 | $450 | $900 | $450 |
| Fairview, NC | $227,300 | $789 | $580 | $1,110 | $530 |
| Fletcher, NC | $200,100 | $864 | $580 | $1,220 | $640 |
| Green River, NC | $205,200 | $1,044 | $710 | $1,440 | $730 |
| Altamont, NC | $114,800 | $698 | $470 | $960 | $490 |
| Crossnore, NC | $155,400 | $872 | $590 | $1,250 | $660 |
| Ruth, NC | $105,700 | $653 | $480 | $930 | $450 |
| Upper Creek, NC | $127,000 | $754 | $510 | $1,040 | $530 |
| Newland No. 1, NC | $147,200 | $840 | $600 | $1,150 | $550 |
| Sugar Mountain, NC | $257,700 | $1,197 | $800 | $1,700 | $900 |