Gavop shows you how to buy homeowners insurance in Blackwater, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $157,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $194,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $350,500 | $310,000 | $300,000-$350,000 |
| 5 Bedroom | $523,000 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $572 |
| Superior Protection Discount | -$67 | $599 |
| Fire & Security Discount | -$60 | $605 |
| Hail Resistant Roof Discount | -$13 | $652 |
| Newly Constructed Home Discount | -$153 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,000 | $788 | $2,788 | $572 | $2,572 | $215 |
| Blackwater, VA | $2,500 | $657 | $3,157 | $478 | $2,978 | $180 |
| Franklin County, VA | $100 | $788 | $888 | $572 | $672 | $215 |
| Salem, VA | $700 | $676 | $1,376 | $492 | $1,192 | $185 |
| Roanoke County, VA | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Craig Creek, VA | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Belview, VA | $400 | $737 | $1,137 | $536 | $936 | $201 |
| Staunton River, VA | $400 | $916 | $1,316 | $666 | $1,066 | $250 |
| Hillsville, VA | $2,500 | $568 | $3,068 | $413 | $2,913 | $155 |
| Monroe County, WV | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Jackson River, VA | $1,000 | $626 | $1,626 | $455 | $1,455 | $171 |
| Home Insurance Company Blackwater, VA | Homeowners Insurance Agency Blackwater, VA | Address | Popularity Score | Distance from Blackwater (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Russell | 363 Franklin Street, Rocky Mount, VA, 24151-1600 | 8.4 | |
| State Farm | Kim Bergsten | 1550 Roanoke Rd, Daleville, VA, 24083-2918 | 25.3 | |
| Allstate | Snow Insurance | 708 N Main St, Hillsville, VA, 24343 | 43.9 | |
| State Farm | Willis Donelson | 413 Mount Cross Rd Ste 204, Danville, VA, 24540-4089 | 45.9 | |
| Travelers | Thurman Insurance Agency | 420 Tanyard Rd, Rocky Mount, VA, 24151 | 8.7 | |
| State Farm | Ryan Wheeling | 25184 Virgil H Goode Hwy, Boones Mill, VA, 24065-4346 | 6.0 | |
| Farmers | J. Darrell Hodges | 1035 Franklin St Ste 206, Rocky Mount, VA, 24151 | 8.3 | |
| State Farm | Ellis Redford | 3029 Peters Crk Rd Nw Ste B, Roanoke, VA, 24019-2757 | 18.6 | |
| State Farm | Debbie Robbins | 740 Old Franklin Tpke Unit 1, Rocky Mount, VA, 24151-5881 | 9.4 | |
| Allstate | Donald Lazenby | 160 Franklin St # A, Rocky Mount, VA, 24151 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,310 | $630 |
| Franklin County, VA | $176,900 | $797 | $550 | $1,110 | $560 |
| Blackwater, VA | $164,900 | $665 | $470 | $940 | $470 |
| Franklin County, VA | $176,900 | $797 | $570 | $1,110 | $540 |
| Salem, VA | $174,000 | $685 | $490 | $950 | $460 |
| Roanoke County, VA | $192,100 | $829 | $560 | $1,180 | $620 |
| Craig Creek, VA | $198,100 | $867 | $590 | $1,210 | $620 |
| Belview, VA | $148,700 | $746 | $510 | $1,030 | $520 |
| Staunton River, VA | $96,900 | $928 | $620 | $1,320 | $700 |
| Hillsville, VA | $104,500 | $575 | $410 | $800 | $390 |
| Monroe County, WV | $105,700 | $653 | $440 | $900 | $460 |
| Jackson River, VA | $117,800 | $634 | $420 | $900 | $480 |