Gavop shows you how to buy homeowners insurance in Mountain Top, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mountain Top, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spring Mill Rd, Co Rd 25, Lillian Ave, Andover Rd, Summit View Dr, Co Rd 24, Greenwood Dr, Bluestone Ave, Allan Ct, Fox Ln | $166,000 | $150,000 | $150,000-$175,000 | $247,000 | $220,000 | $200,000-$250,000 |
| Rockledge Dr, Arthur Cir, State Rte 3010, White Tail Dr, Candlewick Cr, Oak Hill Rd, Revere Rd, Morning Glory Pl, Shady Tree Dr, Old Orchard Ln | $186,000 | $160,000 | $150,000-$175,000 | $323,500 | $290,000 | $250,000-$300,000 |
| Woodberry Dr, Schwingen Rd, Sassafras Ct, Aspen Dr, Pine View Dr, Summit Rd, Yeager Ave, Stairville Rd, Black Walnut Dr, Ash Ln | $194,000 | $160,000 | $150,000-$175,000 | $165,000 | $150,000 | $150,000-$175,000 |
| Woodland Cir, Twins Ln, Ridge Crest Dr, Osprey Dr, Patriot Way, Woodbrook Way, Laurel Dr, Sachs Ln, State Rte 437, Wilderness Dr | $150,000 | $130,000 | $125,000-$150,000 | $297,500 | $240,000 | $300,000-$350,000 |
| Farmhouse Rd, Blytheburn Rd, Lake Francis Rd, Fairview Park, Highland Rd, Laude Dr, Congress Rd, Ledge Ln, Henry Dr, Valley Stream Park | $165,500 | $150,000 | $175,000-$200,000 | $308,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $544 |
| Superior Protection Discount | -$60 | $604 |
| Fire & Security Discount | -$60 | $604 |
| Hail Resistant Roof Discount | -$13 | $650 |
| Newly Constructed Home Discount | -$146 | $518 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
| Home Insurance Company Mountain Top, PA | Homeowners Insurance Agency Mountain Top, PA | Address | Popularity Score | Distance from Mountain Top (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Greenwald Berk Agency | 250 Pierce St Ste 311, Kingston, PA, 18704 | 8.9 | |
| Travelers | Lehigh Valley Insurance Brokers Llc | 701 W Broad St Ste 209, Bethlehem, PA, 18018 | 44.4 | |
| Nationwide | Linda Krisko Insurance & Financial Products | 1422 W Hamilton St, Allentown, PA, 18102-4225 | 43.1 | |
| State Farm | Christie Bonnice | 1118 Highway 315 Blvd Ste 2, Wilkes Barre, PA, 18702-6943 | 9.4 | |
| Erie | Dji Insurance Agency | 600b Noble Street, Kutztown, PA, 19530 | 44.0 | |
| Allstate | Edward Donahue | 2579 Memorial Hwy, Dallas, PA, 18612 | 14.6 | |
| Erie | Grebb Insurance Agency Llc | 902 South Main Avenue, Scranton, PA, 18504 | 21.7 | |
| Travelers | Kleppinger Insurance Llc | 443 E Broad St, Bethlehem, PA, 18018 | 45.2 | |
| Travelers | Kleppinger Insurance Llc | 443 E Broad St, Bethlehem, PA, 18018 | 45.2 | |
| Travelers | Vladika Insurance Agency | 649 Washington Ave, Jermyn, PA, 18433 | 33.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,030 | $500 |
| Luzerne County, PA | $124,100 | $631 | $440 | $870 | $430 |
| Mountain Top, PA | $195,000 | $664 | $440 | $950 | $510 |
| Conyngham, PA | $165,100 | $735 | $490 | $1,050 | $560 |
| Towamensing Trails, PA | $164,100 | $733 | $530 | $1,000 | $470 |
| Altamont, PA | $69,600 | $512 | $360 | $710 | $350 |
| Eyers Grove, PA | $101,600 | $599 | $440 | $860 | $420 |
| Egypt, PA | $217,100 | $830 | $610 | $1,170 | $560 |
| Elysburg, PA | $172,200 | $748 | $510 | $1,040 | $530 |
| Lewis, PA | $195,700 | $791 | $550 | $1,120 | $570 |
| McEwensville, PA | $115,600 | $632 | $440 | $900 | $460 |
| Conashaugh Lakes, PA | $258,900 | $910 | $630 | $1,290 | $660 |
| Ruscombmanor, PA | $215,500 | $827 | $600 | $1,170 | $570 |