Gavop shows you how to buy homeowners insurance in Henderson County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $118,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $117,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $156,000 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $331,000 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $579 |
| Superior Protection Discount | -$64 | $643 |
| Fire & Security Discount | -$49 | $657 |
| Hail Resistant Roof Discount | -$21 | $685 |
| Newly Constructed Home Discount | -$177 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $700 | $698 | $1,398 | $507 | $1,207 | $191 |
| Henderson County, TN | $2,000 | $698 | $2,698 | $507 | $2,507 | $191 |
| Parker's Crossroads, TN | $100 | $837 | $937 | $608 | $708 | $229 |
| Enville, TN | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Milledgeville, TN | $200 | $735 | $935 | $534 | $734 | $201 |
| Saltillo, TN | $2,000 | $701 | $2,701 | $510 | $2,510 | $192 |
| Jackson, TN | $100 | $934 | $1,034 | $679 | $779 | $255 |
| Atwood, TN | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Hollow Rock, TN | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Milan, TN | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Benton County, TN | $300 | $683 | $983 | $496 | $796 | $187 |
| Big Sandy, TN | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Home Insurance Company Henderson County, TN | Homeowners Insurance Agency Henderson County, TN | Address | Popularity Score | Distance from Henderson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 44.6 | |
| State Farm | Tasha Johnson | 38 S Main St, Lexington, TN, 38351-2104 | 0.5 | |
| Travelers | The Roger Smith Agency Inc | 231 S Main Street, Waynesboro, TN, 38485 | 42.2 | |
| Travelers | Joe Cooper Insurance Agency | 38 Old Hickory Cv Ste A100, Jackson, TN, 38305 | 26.0 | |
| Farmers | Kelley Rowlett | 205 E Main St, Waverly, TN, 37185 | 44.6 | |
| Erie | Joe Gomez Agency | 2797 N Highland Avenue, Jackson, TN, 38305 | 25.0 | |
| State Farm | Jerry Fry | 606 Tennessee St, Bolivar, TN, 38008-2416 | 44.8 | |
| Erie | Bolivar Insurance & Real Estate Agency | 800 West Market St, Bolivar, TN, 38008 | 44.0 | |
| Travelers | Dennis Goff Insurance | 590 Mulberry Ave, Selmer, TN, 38375 | 35.7 | |
| State Farm | Gary Mcclain | 84 Tennessee Ave S, Parsons, TN, 38363-2401 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,480 | $730 |
| Henderson County, TN | $92,700 | $706 | $510 | $970 | $460 |
| Henderson County, TN | $92,700 | $706 | $490 | $1,010 | $520 |
| Parker's Crossroads, TN | $94,200 | $847 | $580 | $1,160 | $580 |
| Enville, TN | $59,200 | $679 | $500 | $960 | $460 |
| Milledgeville, TN | $71,800 | $744 | $530 | $1,030 | $500 |
| Saltillo, TN | $65,000 | $710 | $490 | $1,010 | $520 |
| Jackson, TN | $131,800 | $946 | $680 | $1,300 | $620 |
| Atwood, TN | $71,100 | $741 | $530 | $1,020 | $490 |
| Hollow Rock, TN | $58,800 | $677 | $450 | $930 | $480 |
| Milan, TN | $101,900 | $738 | $540 | $1,020 | $480 |
| Benton County, TN | $88,700 | $691 | $500 | $970 | $470 |
| Big Sandy, TN | $61,500 | $691 | $480 | $950 | $470 |