Gavop tells you how to get the best homeowners insurance in Lake Elmo, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lake Elmo, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 33rd Street Ln N, Laverne Ave N, Midwest Trail Ct N, State Hwy 36, Oakgreen Avenue Pl N, Co Rd 70, Upper 45th St N, Nolan Pkwy N, Linden Ave N, 37th St N | $392,500 | $370,000 | $300,000-$350,000 | $447,000 | $400,000 | $500,000-$600,000 |
| US Hwy 12, 15th Street Ct N, Nolan Ave, Overlook Ct N, Hill Trl N, 37th St N, Jerome Ave Ct N, Hill Trail Ct N, Jonquin Trl N, Kindred Way | $265,500 | $220,000 | $250,000-$300,000 | $525,500 | $450,000 | $400,000-$500,000 |
| Newgate Ave N, Midwest Trail Pl N, Imperial Ave N, Helena Way N, Morgan Ave N, 14th St N, Jamaca Ave N, Normandale Ct N, Hudson Rd S, Odegard Ave N | $285,500 | $260,000 | $200,000-$250,000 | $352,500 | $330,000 | $300,000-$350,000 |
| Upper 58th St N, Gershwin Ln N, Mark Avenue Ct N, 31st St N, N Hudson Blvd, 34 Th St N, Julep Ave N, Co Rd 14, Grovner Rd N, Leeward Ave N | $266,500 | $240,000 | $250,000-$300,000 | $499,000 | $410,000 | $500,000-$600,000 |
| Jasmine Avenue Pl N, Omaha Ave N, Legion Ln N, Hamlet Ave N, Norcrest Ave N, Goodwin Ct N, Co Rd 13, 42nd St N, Co Rd 68, Lansing Ave N | $319,500 | $290,000 | $250,000-$300,000 | $330,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $830 |
| Superior Protection Discount | -$100 | $900 |
| Fire & Security Discount | -$90 | $910 |
| Hail Resistant Roof Discount | -$20 | $980 |
| Newly Constructed Home Discount | -$290 | $710 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,222 |
| Home Insurance Company Lake Elmo, MN | Homeowners Insurance Agency Lake Elmo, MN | Address | Popularity Score | Distance from Lake Elmo (miles) |
|---|---|---|---|---|
| Farmers | Lyle Radloff | 1185 Concord St N Ste 113, South St Paul, MN, 55075 | 8.8 | |
| State Farm | Yvonne Peterson | 9900 Valley Creek Rd Ste 125, Woodbury, MN, 55125-4892 | 4.7 | |
| State Farm | Amy Brown | 1513 Geneva Avenue N, Oakdale, MN, 55128-4219 | 3.9 | |
| Travelers | Insurance Brokers Of Mn | 11716 Jefferson St, Blaine, MN, 55434 | 21.7 | |
| State Farm | Juan Cervantes | 391 Ruth St N, Saint Paul, MN, 55119-4303 | 5.7 | |
| State Farm | Paul Mccarthy | 11200 Stillwtr Blvd N Ste 107, Lake Elmo, MN, 55042-8625 | 0.4 | |
| Farmers | Lawrence Krause | 228 W Broadway St, Monticello, MN, 55362 | 48.6 | |
| Travelers | Davies & Rendall | 5891 Cedar Lake Rd, Minneapolis, MN, 55416 | 21.9 | |
| Allstate | Richard Hauer | 7876 Hudson Rd, Woodbury, MN, 55125 | 3.3 | |
| State Farm | Ben Just | 14850 Scenic Hts Rd Ste 155, Eden Prairie, MN, 55344-2244 | 28.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,680 | $870 |
| Washington County, MN | $264,300 | $1,239 | $860 | $1,760 | $900 |
| Lake Elmo, MN | $394,500 | $999 | $680 | $1,430 | $750 |
| Grant, MN | $444,900 | $2,123 | $1,420 | $2,930 | $1,510 |
| Centerville, MN | $242,800 | $1,318 | $960 | $1,810 | $850 |
| Marine on St. Croix, MN | $373,000 | $1,736 | $1,200 | $2,470 | $1,270 |
| Roberts, WI | $149,500 | $649 | $430 | $890 | $460 |
| Ravenna, MN | $301,600 | $1,484 | $1,080 | $2,120 | $1,040 |
| Dakota County, MN | $238,000 | $1,213 | $810 | $1,720 | $910 |
| Farmington, MN | $224,000 | $899 | $610 | $1,240 | $630 |
| Chisago County, MN | $206,400 | $1,127 | $800 | $1,560 | $760 |
| Monticello, MN | $184,600 | $813 | $580 | $1,130 | $550 |
| Lake City, MN | $148,900 | $850 | $570 | $1,170 | $600 |