Gavop tells you how to get the best homeowners insurance in Cherokee County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cherokee County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Coalville Rd, Mtn Top Dr, Ponderosa Dr, Volunteer Ln, State Rd 1373, Ranger Rd, Tweed Rd, State Rd 1130, State Rd 1107, Emma Smelcer Ln | $176,500 | $140,000 | $200,000-$250,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Cherry St, Sneed's Garage Dr, Little Oak Ln, State Rd 1664, Pack Mt Rd, Friendship Church Rd, Kittuwah Trl, Bent Oak Path, Clonts Rd, Laurel Spring Dr | $108,500 | $100,000 | $75,000-$100,000 | $86,000 | $80,000 | $50,000-$75,000 |
| Penland Rd, Cypress Ln, State Rd 1312, Upper Bear Paw Rd, Mooreland Heights St, Shamrock Ln, Creekside Dr, Sapphire Rdg, Paradise, Luther Rd | $204,500 | $170,000 | $200,000-$250,000 | $163,000 | $140,000 | $175,000-$200,000 |
| Piney Woods Way, Daybreak Blvd, Sunny Ln, Twin Mtn Rd, Robbinsville Rd, Skyline Dr, State Rd 1362, Fawn Ln, Tanglewood Rd, Airport Rd | $171,000 | $160,000 | $150,000-$175,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Keener Rd, State Rd 1110, Trout Pond Rd, Thunderbird Ln, Silver Birch Ln, Vengeance Creek Rd, Maple Ln, Hampton Church Rd, Woodland Hills Dr, Gladson Rd | $199,500 | $170,000 | $200,000-$250,000 | $106,500 | $100,000 | $100,000-$125,000 |
| Daylily Dr, Wolf Creek, School House Rd, State Rd 1400, Atoah Loop, Nantahala Dr, Red Belt Ln, Old Murphy Rd, Melody Ln, Sky Vista Ln | $256,000 | $210,000 | $200,000-$250,000 | $101,500 | $90,000 | $75,000-$100,000 |
| Morrow Rd, State Rd 1358, Setting Sun Ln, Mt Wimpey Rd, Holly Pl, Timberwood Ln, Upper Peachtree Rd, Our Ln, Crooked Ln, State Rd 1550 | $182,500 | $160,000 | $175,000-$200,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Fox Spring Ln, Walnut Cove Rd, Hiwassee St, Blue Jay Ln, State Rd 1595, Deer Run Dr, Laurel Brook Dr, State Rd 1522, State Rd 1519, Treehouse Trl | $175,500 | $150,000 | $175,000-$200,000 | $189,500 | $160,000 | $150,000-$175,000 |
| Hardin Hollow, Chambers Rd, Boulevard St, Sunnie Ln, Golf View Dr, Tatham Gap Rd, Grindstone Rd, Harmony Rd, Nelsons Campground Rd, State Rd 1556 | $167,000 | $140,000 | $150,000-$175,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Black Oak Ln, Freeman Dr, Galax Point Ln, Carolina Ln, Beaver Ridge Rd, Wintergreen Ln, Hawkeye Trl, Hall Place Rd, Mallard Dr, Adventure Ranch Rd | $160,500 | $130,000 | $175,000-$200,000 | $103,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$70 | $630 |
| Fire & Security Discount | -$70 | $630 |
| Hail Resistant Roof Discount | -$14 | $686 |
| Newly Constructed Home Discount | -$175 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Cherokee County, NC | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Andrews, NC | $500 | $514 | $1,014 | $373 | $873 | $140 |
| Union County, GA | $700 | $785 | $1,485 | $570 | $1,270 | $214 |
| Smithbridge, NC | $400 | $855 | $1,255 | $621 | $1,021 | $234 |
| Blount County, TN | $1,000 | $1,002 | $2,002 | $728 | $1,728 | $274 |
| Calhoun, TN | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Walland, TN | $1,000 | $1,116 | $2,116 | $811 | $1,811 | $305 |
| Wildwood Lake, TN | $300 | $960 | $1,260 | $698 | $998 | $262 |
| Eagleton Village, TN | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Highlands, NC | $500 | $2,219 | $2,719 | $1,613 | $2,113 | $606 |
| Talking Rock, GA | $700 | $918 | $1,618 | $667 | $1,367 | $251 |
| Home Insurance Company Cherokee County, NC | Homeowners Insurance Agency Cherokee County, NC | Address | Popularity Score | Distance from Cherokee County (miles) |
|---|---|---|---|---|
| Travelers | Wayah Insurance Group | 295 E Palmer St, Franklin, NC, 28744 | 38.7 | |
| State Farm | Jim Miller | 1504 Andrews Rd, Murphy, NC, 28906-5113 | 3.5 | |
| State Farm | Amy Manshack | 409 Georgia Rd, Franklin, NC, 28734-1921 | 38.1 | |
| State Farm | John Hamlin | 129 Commons Dr, Franklin, NC, 28734-4798 | 39.4 | |
| State Farm | Cindy Rodgers | 1509 Highlands Rd, Franklin, NC, 28734-3502 | 40.1 | |
| Travelers | Carolina Insurance Group | 151 Everett St, Bryson City, NC, 28713 | 40.2 | |
| Allstate | Moore Insurance | 157 Highway 64 W, Hayesville, NC, 28904 | 15.2 | |
| Allstate | Myra Mente | 36 Marsh Lily Dr, Sylva, NC, 28779 | 49.0 | |
| Travelers | Wayah Insurance Group | 472 Carolina Way, Highlands, NC, 28741 | 49.4 | |
| State Farm | Steven Aft | 669 Andrews Rd, Murphy, NC, 28906-3506 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Cherokee County, NC | $145,500 | $700 | $480 | $960 | $480 |
| Cherokee County, NC | $145,500 | $700 | $470 | $970 | $500 |
| Andrews, NC | $81,300 | $520 | $370 | $720 | $350 |
| Union County, GA | $191,800 | $794 | $540 | $1,140 | $600 |
| Smithbridge, NC | $153,600 | $865 | $580 | $1,220 | $640 |
| Blount County, TN | $169,500 | $1,014 | $730 | $1,390 | $660 |
| Calhoun, TN | $89,300 | $826 | $560 | $1,140 | $580 |
| Walland, TN | $186,100 | $1,130 | $780 | $1,560 | $780 |
| Wildwood Lake, TN | $127,800 | $972 | $700 | $1,340 | $640 |
| Eagleton Village, TN | $116,900 | $935 | $680 | $1,290 | $610 |
| Highlands, NC | $491,700 | $2,246 | $1,530 | $3,100 | $1,570 |
| Talking Rock, GA | $137,100 | $929 | $670 | $1,320 | $650 |