Gavop tells you how to get the best homeowners insurance in Luzerne County, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Luzerne County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dunn St, Ellsworth Hill Rd, Oakwood Ave, Azalea Rd, Cannery Dr, State Rte 2047, Glen Rock Rd, Lynn Ct, Church Ln, Kittle Rd | $111,500 | $100,000 | $100,000-$125,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Gills Ln, Hawthorne St, E 13th St, Delaney St, Bonnieville Rd, Baltimore Dr, Manhattan St, State St, Gay Ridge St, Nathan Rd | $91,000 | $80,000 | $75,000-$100,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Curry St, Snow Bird Cir, Cross Creek Rd, T-609, Huber St, James Ct, Tunkhannock Ave, Martin St, Brickyard Rd, N Pennsylvania Ave | $164,000 | $150,000 | $125,000-$150,000 | $132,500 | $110,000 | $150,000-$175,000 |
| McDonald St, Cron St, Veterans Rd, Hunlock Creek Tpke, Lucas Rd, 7th St, Ave D, Zenith Rd, Scureman St, Fawn Ridge Ct | $168,500 | $150,000 | $125,000-$150,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Wilkes-Barre Blvd, Sr1012, Seneca St, Glen Rock Trailer Park Rd, Pine Dr, Cherry Dr, George St, Butler Oaks Dr, Westminister Rd, Mundy Ct | $157,000 | $150,000 | $175,000-$200,000 | $78,000 | $60,000 | $50,000-$75,000 |
| W 42nd St, Shawnee St, Kitchen Ln, Robert St, Cedar Ln, Turkey Path Rd, Allenberry Dr, W 12th St, Locust St, Cotton Ave | $181,500 | $160,000 | $200,000-$250,000 | $166,500 | $150,000 | $150,000-$175,000 |
| Barbush Dr, Lee Rd, T581, Ave C, Abbott St, Sunset Lake Rd, Rock Glen Rd, Seneca St, Censels Rd, Sarf Rd | $138,500 | $130,000 | $150,000-$175,000 | $77,500 | $60,000 | $75,000-$100,000 |
| Lafayette Ct, Genoa Ln, Parkview Dr, T-411, Lake Catalpa Rd, Zack St, Ashmore Rd, T328, Sparrow St, Hannis St | $139,500 | $120,000 | $150,000-$175,000 | $87,000 | $80,000 | $75,000-$100,000 |
| T235, Abbott St, Pittston Ave, W Market St, Trl 445, Hurbane St, Cork Ln, Lewis St, W Ridge St, Alexie Rd | $107,000 | $90,000 | $100,000-$125,000 | $116,000 | $90,000 | $75,000-$100,000 |
| Spyglass Rd, Village Green Rd, Brookhill Rd, Landmesser Ave, Mark Dr, Glenn Summit Rd, Grassy Pond Rd, Sutton Creek Rd, State Rte 2020, Lamoreaux St | $106,000 | $90,000 | $100,000-$125,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $518 |
| Superior Protection Discount | -$57 | $575 |
| Fire & Security Discount | -$57 | $575 |
| Hail Resistant Roof Discount | -$19 | $613 |
| Newly Constructed Home Discount | -$170 | $461 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Luzerne County | $2,500 | $624 | $3,124 | $453 | $2,953 | $170 |
| Luzerne County, PA | $1,500 | $624 | $2,124 | $453 | $1,953 | $170 |
| Pittston, PA | $400 | $711 | $1,111 | $517 | $917 | $194 |
| Delano, PA | $700 | $444 | $1,144 | $322 | $1,022 | $121 |
| Lake Winola, PA | $100 | $731 | $831 | $531 | $631 | $200 |
| Fernville, PA | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| La Plume, PA | $200 | $545 | $745 | $396 | $596 | $149 |
| Girardville, PA | $2,500 | $373 | $2,873 | $271 | $2,771 | $102 |
| Cherryville, PA | $100 | $894 | $994 | $650 | $750 | $244 |
| Turbot, PA | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Strausstown, PA | $100 | $669 | $769 | $486 | $586 | $183 |
| Dauberville, PA | $2,000 | $823 | $2,823 | $598 | $2,598 | $225 |
| Home Insurance Company Luzerne County, PA | Homeowners Insurance Agency Luzerne County, PA | Address | Popularity Score | Distance from Luzerne County (miles) |
|---|---|---|---|---|
| Erie | Lehigh Agency | 1737 Schoenersville Road, Bethlehem, PA, 18018 | 47.8 | |
| Erie | Northeast Insurance & Financial Consultant | 10 Meadow Ave, Scranton, PA, 18505 | 23.0 | |
| Allstate | Stephen Zarnas | 1822 6th St Ste 400, Bethlehem, PA, 18020 | 50.0 | |
| Nationwide | Cary William Agency Inc | 3482 Linden St, Bethlehem, PA, 18017-1917 | 47.9 | |
| State Farm | Brian Witmer | 745 Market St, Bangor, PA, 18013-1703 | 45.0 | |
| State Farm | Larry Chapel | 1135 Stefko Blvd, Bethlehem, PA, 18017-7030 | 49.5 | |
| Allstate | Len Wilson | Rr 6 Ste 1, Blakely, PA, 18447 | 32.5 | |
| State Farm | Scott Hettinger | 313 N Hunter Hwy, Drums, PA, 18222-2245 | 9.3 | |
| State Farm | Fran Murphy | 4241 W Tilghman St, Allentown, PA, 18104-4429 | 45.9 | |
| State Farm | Ron Caccese | 69 S Mountain Blvd, Mountain Top, PA, 18707-1122 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Luzerne County, PA | $124,100 | $631 | $460 | $870 | $410 |
| Luzerne County, PA | $124,100 | $631 | $420 | $870 | $450 |
| Pittston, PA | $91,100 | $720 | $500 | $990 | $490 |
| Delano, PA | $49,900 | $449 | $320 | $630 | $310 |
| Lake Winola, PA | $167,800 | $740 | $530 | $1,020 | $490 |
| Fernville, PA | $240,000 | $873 | $600 | $1,200 | $600 |
| La Plume, PA | $83,800 | $552 | $380 | $770 | $390 |
| Girardville, PA | $29,900 | $378 | $270 | $530 | $260 |
| Cherryville, PA | $256,200 | $905 | $620 | $1,240 | $620 |
| Turbot, PA | $173,300 | $750 | $530 | $1,040 | $510 |
| Strausstown, PA | $136,100 | $677 | $490 | $970 | $480 |
| Dauberville, PA | $218,800 | $833 | $610 | $1,140 | $530 |