Gavop's guide to buying homeowners insurance in Murray, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Murray, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Fall Creek Rd, N Shady River Ln, Truman, N State Hwy Uu, N Farm Rd 105, N Farm Rd 55, N Farm Rd 133, N Meadow Dr, N Farm Rd 81, Meadow Breeze Ln | $156,500 | $130,000 | $150,000-$175,000 | $150,000 | $140,000 | $125,000-$150,000 |
| W Farm Rd 50, N Farm Rd 125, Fairway St, Fawn Ln, W Farm Rd 52, Wild Deer Ct, Farm Rd 63, N Ridgecrest Dr, Casie Cir, S Shannon Ln | $131,500 | $110,000 | $125,000-$150,000 | $115,000 | $90,000 | $75,000-$100,000 |
| Farm Rd 47, W Farm Rd 106, Cedar Knoll Ln, N Farm Rd 103, Sarah Ct, Farm Rd 104, Yucca Ln, N Langston St, N Poplar Ave, N Hill Haven Ln | $144,500 | $130,000 | $100,000-$125,000 | $141,500 | $130,000 | $100,000-$125,000 |
| Pebble Creek Ln, Woodlawn St, W Arbor Hill Ln, Co Rd 93, N Farm Rd 101, S Wings Ln, N Bluebird Ln, Farm Rd 132, Forgotten Ln, Co Rd 88 | $233,000 | $200,000 | $200,000-$250,000 | $137,500 | $120,000 | $100,000-$125,000 |
| W Dixie Ln, Range Farm Ln, W State Hwy O, E Herbert Ln, N Haven St, Saddle Creek Rd, Golf Ln, Elwood Rd, Southview Dr, Blankenship Ct | $86,500 | $80,000 | $75,000-$100,000 | $118,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $757 |
| Superior Protection Discount | -$90 | $811 |
| Fire & Security Discount | -$99 | $802 |
| Hail Resistant Roof Discount | -$27 | $874 |
| Newly Constructed Home Discount | -$252 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $700 | $973 | $1,673 | $707 | $1,407 | $266 |
| Murray, MO | $2,500 | $891 | $3,391 | $647 | $3,147 | $243 |
| Campbell No. 2, MO | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
| West Madison, MO | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Hurley, MO | $200 | $1,006 | $1,206 | $731 | $931 | $275 |
| Saddlebrooke, MO | $400 | $1,677 | $2,077 | $1,218 | $1,618 | $458 |
| Conway, MO | $1,000 | $811 | $1,811 | $589 | $1,589 | $222 |
| Buchanan, MO | $500 | $929 | $1,429 | $675 | $1,175 | $254 |
| Bennett Springs, MO | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Branson, MO | $200 | $785 | $985 | $571 | $771 | $215 |
| Carthage, MO | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Home Insurance Company Murray, MO | Homeowners Insurance Agency Murray, MO | Address | Popularity Score | Distance from Murray (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Capstone Insurors | 1053 E Broadway St, Bolivar, MO, 65613 | 21.6 | |
| Liberty Mutual Independent | Smart Insurance | 27 E Washington, Marionville, MO, 65705 | 23.0 | |
| Farmers | Leeann Rauch | 4650 S National Ave Ste C3, Springfield, MO, 65810 | 15.6 | |
| State Farm | Burlin Hefley | 1763 E Elm St, Springfield, MO, 65802-3227 | 12.7 | |
| Farmers | Marcus Troup | 3530 S National Ave, Springfield, MO, 65807 | 14.5 | |
| Travelers | Mckinney Insurance Llc | 3840 S Cox Ave Ste F102, Springfield, MO, 65807 | 13.2 | |
| Allstate | John Stauffer Ii | 89 Notch Shopping Ln, Branson West, MO, 65737 | 43.4 | |
| State Farm | Bill Johnson | 1494 State Highway 248 Ste C, Branson, MO, 65616-8160 | 45.7 | |
| Farmers | Johnny Starchman | 315 Main St, Cassville, MO, 65625 | 49.0 | |
| State Farm | Bob Berke | 1054a W Sunshine St, Springfield, MO, 65807-2455 | 11.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,500 | $710 |
| Greene County, MO | $136,300 | $985 | $670 | $1,410 | $740 |
| Murray, MO | $141,100 | $901 | $640 | $1,290 | $650 |
| Campbell No. 2, MO | $124,700 | $1,026 | $730 | $1,470 | $740 |
| West Madison, MO | $67,500 | $820 | $560 | $1,170 | $610 |
| Hurley, MO | $122,100 | $1,018 | $740 | $1,400 | $660 |
| Saddlebrooke, MO | $371,900 | $1,697 | $1,150 | $2,320 | $1,170 |
| Conway, MO | $67,600 | $821 | $570 | $1,160 | $590 |
| Buchanan, MO | $98,300 | $940 | $680 | $1,340 | $660 |
| Bennett Springs, MO | $55,000 | $764 | $560 | $1,080 | $520 |
| Branson, MO | $158,400 | $795 | $530 | $1,100 | $570 |
| Carthage, MO | $87,200 | $756 | $510 | $1,040 | $530 |