Gavop's guide to buying homeowners insurance in Upper Gwynedd, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $217,000 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $293,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $238,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $518,500 | $470,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $767 |
| Superior Protection Discount | -$83 | $841 |
| Fire & Security Discount | -$65 | $859 |
| Hail Resistant Roof Discount | -$18 | $906 |
| Newly Constructed Home Discount | -$259 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Upper Gwynedd, PA | $1,000 | $913 | $1,913 | $663 | $1,663 | $249 |
| Towamencin, PA | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Brittany Farms-The Highlands, PA | $700 | $964 | $1,664 | $701 | $1,401 | $264 |
| Ivyland, PA | $200 | $1,214 | $1,414 | $882 | $1,082 | $332 |
| Lima, PA | $2,500 | $896 | $3,396 | $651 | $3,151 | $245 |
| Delran, NJ | $200 | $781 | $981 | $568 | $768 | $213 |
| Avondale, PA | $1,500 | $826 | $2,326 | $600 | $2,100 | $226 |
| Branchburg, NJ | $400 | $966 | $1,366 | $702 | $1,102 | $264 |
| New London, PA | $1,500 | $820 | $2,320 | $596 | $2,096 | $224 |
| East Brunswick, PA | $300 | $820 | $1,120 | $596 | $896 | $224 |
| New Schaefferstown, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Home Insurance Company Upper Gwynedd, PA | Homeowners Insurance Agency Upper Gwynedd, PA | Address | Popularity Score | Distance from Upper Gwynedd (miles) |
|---|---|---|---|---|
| Allstate | Johanna M. James | 3821 Skippack Pike, Skippack, PA, 19474 | 5.4 | |
| Allstate | Bruce Jones | 517 W Moreland Rd, Willow Grove, PA, 19090 | 9.7 | |
| Farmers | Ed Guie | 3134 Butler Pike, Plymouth Meeting, PA, 19462 | 7.3 | |
| Travelers | Mcdermott Insurance Agency Inc | 247 N Keswick Ave, Glenside, PA, 19038 | 10.3 | |
| State Farm | Steve Antczak | 860 E Welsh Rd, Maple Glen, PA, 19002-2931 | 6.4 | |
| Allstate | Joseph J. Digiacomo | 401 W Johnson Hwy, East Norriton, PA, 19401 | 5.5 | |
| State Farm | Josh Butler | 35 N Main St, Chalfont, PA, 18914-2911 | 7.0 | |
| Allstate | Edward Leasure | 1000 Walnut St Ste 102, Lansdale, PA, 19446 | 3.2 | |
| State Farm | Joy Sill | 1056 Trenton Rd, Fallsington, PA, 19054-1002 | 24.6 | |
| State Farm | William Thomson Jr | 551 Easton Rd Ste A, Warrington, PA, 18976-2458 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Montgomery County, PA | $299,300 | $960 | $700 | $1,330 | $630 |
| Upper Gwynedd, PA | $336,100 | $924 | $640 | $1,310 | $670 |
| Towamencin, PA | $309,900 | $863 | $580 | $1,190 | $610 |
| Brittany Farms-The Highlands, PA | $289,400 | $976 | $670 | $1,400 | $730 |
| Ivyland, PA | $374,200 | $1,229 | $900 | $1,730 | $830 |
| Lima, PA | $257,400 | $907 | $650 | $1,250 | $600 |
| Delran, NJ | $246,400 | $790 | $530 | $1,090 | $560 |
| Avondale, PA | $220,100 | $836 | $590 | $1,160 | $570 |
| Branchburg, NJ | $464,300 | $978 | $710 | $1,350 | $640 |
| New London, PA | $357,100 | $830 | $560 | $1,140 | $580 |
| East Brunswick, PA | $217,000 | $830 | $590 | $1,190 | $600 |
| New Schaefferstown, PA | $163,500 | $732 | $530 | $1,020 | $490 |