Gavop tells you how to get the best homeowners insurance in LaGrange, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $155,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $173,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $207,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $176,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $540 |
| Superior Protection Discount | -$59 | $592 |
| Fire & Security Discount | -$52 | $598 |
| Hail Resistant Roof Discount | -$20 | $631 |
| Newly Constructed Home Discount | -$150 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lorain County | $2,500 | $693 | $3,193 | $504 | $3,004 | $189 |
| LaGrange, OH | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| New Russia, OH | $100 | $781 | $881 | $567 | $667 | $213 |
| Elyria, OH | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| Lorain County, OH | $200 | $693 | $893 | $504 | $704 | $189 |
| Independence, OH | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Garfield Heights, OH | $300 | $674 | $974 | $490 | $790 | $184 |
| Tiro, OH | $700 | $493 | $1,193 | $358 | $1,058 | $135 |
| Uniontown, OH | $400 | $736 | $1,136 | $535 | $935 | $201 |
| South Russell, OH | $2,500 | $1,034 | $3,534 | $752 | $3,252 | $283 |
| Sulphur Springs, OH | $300 | $531 | $831 | $386 | $686 | $145 |
| Beach City, OH | $2,000 | $560 | $2,560 | $407 | $2,407 | $153 |
| Home Insurance Company LaGrange, OH | Homeowners Insurance Agency LaGrange, OH | Address | Popularity Score | Distance from LaGrange (miles) |
|---|---|---|---|---|
| State Farm | Ryan Devins | 529 Front St, Berea, OH, 44017-1730 | 17.0 | |
| Erie | Mavrich & Mavrich Insurance | 5 S Main Street Suite 209, Oberlin, OH, 44074 | 6.3 | |
| Erie | Roy H Jones & Associates Insurance Inc. | 24610 Detroit Road Suite 270, Westlake, OH, 44145 | 20.0 | |
| State Farm | Peggy Karolak | 805 Patriot Dr Ste C, Wellington, OH, 44090-8951 | 6.4 | |
| State Farm | Lauren Talion | 1144 W Main St, Kent, OH, 44240-2008 | 38.8 | |
| State Farm | Dick Michael | 27059 Center Rdg Rd, Westlake, OH, 44145-4064 | 18.0 | |
| Allstate | Daniel Gossman | 500 E Broad St, Elyria, OH, 44035 | 9.1 | |
| State Farm | Wes Triff | 24000 Lorain Rd, North Olmsted, OH, 44070-2232 | 18.0 | |
| State Farm | Ron Cillian | 27070 Detroit Rd, Westlake, OH, 44145-2389 | 19.0 | |
| State Farm | John Quien | 4244 Manhattan Ave, Brunswick, OH, 44212-3523 | 14.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $1,000 | $480 |
| Lorain County, OH | $140,300 | $701 | $510 | $1,000 | $490 |
| LaGrange, OH | $166,000 | $650 | $440 | $920 | $480 |
| New Russia, OH | $174,500 | $790 | $560 | $1,090 | $530 |
| Elyria, OH | $96,200 | $787 | $570 | $1,110 | $540 |
| Lorain County, OH | $140,300 | $701 | $500 | $990 | $490 |
| Independence, OH | $228,900 | $738 | $530 | $1,050 | $520 |
| Garfield Heights, OH | $70,900 | $682 | $480 | $960 | $480 |
| Tiro, OH | $60,800 | $499 | $330 | $690 | $360 |
| Uniontown, OH | $150,600 | $745 | $540 | $1,040 | $500 |
| South Russell, OH | $327,500 | $1,047 | $740 | $1,480 | $740 |
| Sulphur Springs, OH | $71,800 | $537 | $390 | $760 | $370 |
| Beach City, OH | $80,800 | $567 | $380 | $810 | $430 |