Gavop shows you how to buy homeowners insurance in Brown County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $21,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $84,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $82,500 | $70,000 | $50,000-$75,000 |
| 5 Bedroom | $133,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $617 |
| Superior Protection Discount | -$65 | $660 |
| Fire & Security Discount | -$51 | $675 |
| Hail Resistant Roof Discount | -$15 | $711 |
| Newly Constructed Home Discount | -$152 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brown County | $700 | $717 | $1,417 | $521 | $1,221 | $196 |
| Brown County, NE | $2,000 | $717 | $2,717 | $521 | $2,521 | $196 |
| North Pine, NE | $300 | $825 | $1,125 | $600 | $900 | $225 |
| Rock County, NE | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Brewster, NE | $500 | $690 | $1,190 | $501 | $1,001 | $188 |
| Springview, NE | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Dunning, NE | $300 | $973 | $1,273 | $707 | $1,007 | $266 |
| Thomas, NE | $500 | $866 | $1,366 | $630 | $1,130 | $237 |
| Thomas County, NE | $700 | $728 | $1,428 | $529 | $1,229 | $199 |
| Kent, NE | $300 | $1,485 | $1,785 | $1,079 | $1,379 | $406 |
| Home Insurance Company Brown County, NE | Homeowners Insurance Agency Brown County, NE | Address | Popularity Score | Distance from Brown County (miles) |
|---|---|---|---|---|
| State Farm | Dave Major | 115 N Hall Street, Valentine, NE, 69201-0068 | 48.2 | |
| State Farm | Mike Fredrick | 106 E State Street, Atkinson, NE, 68713-0848 | 49.9 | |
| Travelers | Mundhenke Agency | 118 East 2nd Street, Ainsworth, NE, 69210 | 14.0 | |
| Travelers | Mundhenke Agency | 118 E 2nd St, Ainsworth, NE, 69210 | 14.0 | |
| State Farm | Mike Schrad | 376 N Main, Ainsworth, NE, 69210 | 14.2 | |
| Travelers | North Central Insurance Agency | 506 W Hwy 20, Atkinson, NE, 68713 | 49.7 | |
| Allstate | North Central Ins | 220 N Main St, Ainsworth, NE, 69210 | 14.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $840 | $1,670 | $830 |
| Brown County, NE | $80,200 | $726 | $520 | $1,010 | $490 |
| Brown County, NE | $80,200 | $726 | $520 | $1,040 | $520 |
| North Pine, NE | $75,700 | $835 | $560 | $1,150 | $590 |
| Rock County, NE | $83,700 | $744 | $510 | $1,050 | $540 |
| Brewster, NE | $55,000 | $698 | $510 | $960 | $450 |
| Springview, NE | $52,500 | $681 | $460 | $970 | $510 |
| Dunning, NE | $100,000 | $985 | $710 | $1,400 | $690 |
| Thomas, NE | $82,300 | $877 | $590 | $1,240 | $650 |
| Thomas County, NE | $82,300 | $737 | $500 | $1,050 | $550 |
| Kent, NE | $204,200 | $1,503 | $1,010 | $2,130 | $1,120 |