Gavop shows you how to buy homeowners insurance in Alleghany County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $105,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $178,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $137,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $134,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $574 |
| Superior Protection Discount | -$67 | $600 |
| Fire & Security Discount | -$60 | $607 |
| Hail Resistant Roof Discount | -$13 | $654 |
| Newly Constructed Home Discount | -$147 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alleghany County | $700 | $659 | $1,359 | $479 | $1,179 | $180 |
| Alleghany County, NC | $2,500 | $659 | $3,159 | $479 | $2,979 | $180 |
| Prathers Creek, NC | $100 | $700 | $800 | $508 | $608 | $191 |
| Wilkes County, NC | $700 | $708 | $1,408 | $515 | $1,215 | $194 |
| North Wilkesboro, NC | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Fancy Gap, VA | $2,500 | $909 | $3,409 | $660 | $3,160 | $248 |
| Eldora, NC | $400 | $651 | $1,051 | $473 | $873 | $178 |
| South Westfield, NC | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| North Liberty, NC | $200 | $674 | $874 | $490 | $690 | $184 |
| Pilot Mountain, NC | $1,500 | $833 | $2,333 | $605 | $2,105 | $228 |
| Mountain City, TN | $200 | $938 | $1,138 | $681 | $881 | $256 |
| Vienna, NC | $700 | $822 | $1,522 | $597 | $1,297 | $225 |
| Home Insurance Company Alleghany County, NC | Homeowners Insurance Agency Alleghany County, NC | Address | Popularity Score | Distance from Alleghany County (miles) |
|---|---|---|---|---|
| State Farm | Brett Lindquist | 5383 Robinhood Village Dr, Winston Salem, NC, 27106-9820 | 49.7 | |
| Travelers | Deal Insurance Group | 810 N Moravian Street, Wilkesboro, NC, 28697 | 23.8 | |
| State Farm | Will Wilkins | 6580 Shallowford Rd Ste 110, Lewisville, NC, 27023-8730 | 48.0 | |
| State Farm | Debbie Blinkhorn | 1207 W Lebanon St, Mount Airy, NC, 27030-2227 | 28.4 | |
| Travelers | Tar Heel Insurance Agency | 941 Thomas St., Statesville, NC, 28677 | 49.2 | |
| Travelers | Deal Insurance Group | 810 N Moravian St, Wilkesboro, NC, 28697 | 23.8 | |
| Erie | Accurate Insurance Solutions Inc. | 124 W. Kapp Street, Dobson, NC, 27017 | 23.6 | |
| Erie | Security Underwriters Inc. | 6380 Shallowford Road Lewsiville, Lewisville, NC, 27023 | 48.2 | |
| Travelers | Mace Insurance Agency Llc | 1119 Shiloh Church Road Suite K, Hickory, NC, 28601 | 47.5 | |
| Nationwide | Bill Moore Agency Inc. | 1823 Davie Ave, Statesville, NC, 28677 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,240 | $610 |
| Alleghany County, NC | $136,000 | $667 | $470 | $910 | $440 |
| Alleghany County, NC | $136,000 | $667 | $480 | $950 | $470 |
| Prathers Creek, NC | $117,000 | $708 | $500 | $970 | $470 |
| Wilkes County, NC | $123,700 | $717 | $490 | $990 | $500 |
| North Wilkesboro, NC | $109,700 | $626 | $460 | $870 | $410 |
| Fancy Gap, VA | $92,200 | $920 | $630 | $1,280 | $650 |
| Eldora, NC | $107,000 | $659 | $480 | $940 | $460 |
| South Westfield, NC | $119,500 | $720 | $520 | $990 | $470 |
| North Liberty, NC | $140,400 | $682 | $460 | $980 | $520 |
| Pilot Mountain, NC | $147,900 | $843 | $600 | $1,170 | $570 |
| Mountain City, TN | $121,000 | $949 | $680 | $1,360 | $680 |
| Vienna, NC | $188,600 | $832 | $590 | $1,140 | $550 |