How Can I Make My Lovelady, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Lovelady, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Lovelady, NC Home Insurance Coverage Levels | Back to Top

Lovelady, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
State Rd 1826, State Rd 1223, D and L Mhp Dr, Hensley Green Ln, Looking Glass Ct, Robin Hood Dr, Honeycutt Ln, Cove View Ct, Farmwood Pl, Bucks Dr $122,000 $110,000 $125,000-$150,000 $103,000 $90,000 $75,000-$100,000
Jay Haas Ln, Leah Dr, Fox Rd, Dockside Dr, Hayes Mill Rd, Gaither Walker Cir, Fowler Rd, Grace Terrace Dr, State Rd 1751, Plaza Dr $105,500 $90,000 $100,000-$125,000 $124,500 $100,000 $100,000-$125,000
Heavner Pl, Fir St, Camelot Dr, Crawford Ln, Colonial Ave, E Berkley St, Chimney View Pl, Bright Leaf Cir, Edney Ct, Eider Ln $132,500 $120,000 $125,000-$150,000 $150,000 $130,000 $125,000-$150,000
Buck Spencer Ln, White Springs Ln, Icard Ridge Rd Exn, Crestview St, W Berkley St, Hunters Creek Ln, Diamond St, Oakhill School Rd, Mullen Pl, Townsend Rd $80,000 $70,000 $75,000-$100,000 $73,000 $60,000 $75,000-$100,000
State Rd 1813, Crab Apple Ln, State Rd 1782, Leisure Cir, Walter Starnes Rd, Maggie Ln, Gilbert Ln, Mill Race Dr, Baton Church Rd, Myers Rd $134,000 $130,000 $150,000-$175,000 $107,000 $90,000 $100,000-$125,000
Onnie Sanders Ln, River Rd, State Rd 1222, Bridgewater Dr, Dishman Pl, Countryside Dr, Cottage Grove Rd, Little River Rd, State Rd 1807, Turner Rd $179,500 $150,000 $200,000-$250,000 $118,000 $100,000 $100,000-$125,000
State Rd 1267, Edge St, Laws Mhp, Helms Dr, Clearview St, State Rd 1105, Cedar St, Ellenwood Rd, Egrets Ct, Sunnyside St $169,500 $150,000 $175,000-$200,000 $115,500 $100,000 $100,000-$125,000
Lacy Rd, State Rd 1740, Ivy Ln, Moore Acres Dr, Jay St, Duke St, State Rd 1794, Cook St, Crystal Dr, Serene Pl $147,500 $130,000 $125,000-$150,000 $93,000 $80,000 $100,000-$125,000
Stormy Way, Maple Dr, Greens Rd, A J Bryant Ln, Woodlane St Exd, State Rd 1199, Valley St, Marietta Ln, State Rd 1738, Country Villa Ln $122,500 $100,000 $100,000-$125,000 $88,500 $80,000 $75,000-$100,000
Washboard Ln, Lost Indian Ln, Liberty Dr, Moonbeam Ln, Sheriffs Rd, Friendly Dr, Daybreak Ln, Cajah Mountain Rd, Sandhill Ct, Silver Fox Ct $136,500 $130,000 $125,000-$150,000 $102,000 $90,000 $75,000-$100,000

Choose the Best Lovelady, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $350
Freelancer 700-749 Credit Score $100 to $150,000 3 Pets, Smoker $170
Full Time Job 650-699 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $140

Choose the Right Deductible for your Lovelady, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $630 $930 $510 $810 $120
Caldwell County, NC $1,000 $450 $950 $360 $1,360 $-410
Lovelady, NC $1,500 $640 $1,140 $540 $2,040 $-900
Lovelace, NC $300 $780 $1,080 $650 $950 $130
Higgins, NC $1,500 $490 $990 $410 $1,910 $-920
North Cove, NC $200 $480 $680 $400 $600 $80
Meat Camp, NC $2,500 $820 $1,320 $710 $3,210 $-1,890
Harmony, NC $300 $540 $840 $440 $740 $100
Cove Creek, NC $700 $740 $1,240 $590 $1,290 $-50
North Buck Shoals, NC $100 $630 $730 $540 $640 $90
Mooresboro, NC $1,000 $350 $850 $300 $1,300 $-450
Kings Mountain, NC $300 $520 $820 $440 $740 $80
Rutherfordton, NC $2,000 $660 $1,160 $540 $2,540 $-1,380

Identify Top Home Insurance Agents near Lovelady, NC | Back to Top

Home Insurance Company Lovelady, NC Homeowners Insurance Agency Lovelady, NC Address Popularity Score Distance from Lovelady (miles)
State Farm Kevin Mcmillan 55 Northwest Blvd, Newton, NC, 28658-3955
14.3
Nationwide Parks Insurance Group 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702
49.4
State Farm Juan Rubio 9401 Statesville Rd Ste E, Charlotte, NC, 28269-7681
45.3
Travelers Cordell Harris Insurance Agency Inc 362 10th Ave Dr Ne, Hickory, NC, 28601
6.4
State Farm Craig Berry 9900 Poplar Tent Rd Ste 120, Concord, NC, 28027-9508
46.3
Allstate Justin Osborn 107 Kilson Dr Ste 101, Mooresville, NC, 28117
35.9
Erie Brooks Insurance Agency Llc 607 West Trade Street, Dallas, NC, 28034
36.5
Nationwide William Viviano 101 S Old Statesville Rd Ste B, Huntersville, NC, 28078
42.3
State Farm Mike Gibson 2940 Union Rd, Gastonia, NC, 28054-6022
43.3
Nationwide Carney Insurance Agency Inc 190 Jackson St, Davidson, NC, 28036
38.2

Compare Rates for Lovelady, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $830 $610 $1,150 $540
Caldwell County, NC $107,100 $520 $360 $740 $380
Lovelady, NC $117,800 $610 $420 $840 $420
Lovelace, NC $209,600 $1,090 $770 $1,560 $790
Higgins, NC $101,800 $580 $420 $810 $390
North Cove, NC $93,100 $430 $290 $590 $300
Meat Camp, NC $181,500 $820 $600 $1,170 $570
Harmony, NC $101,300 $570 $410 $810 $400
Cove Creek, NC $155,700 $760 $540 $1,070 $530
North Buck Shoals, NC $123,700 $670 $460 $920 $460
Mooresboro, NC $94,200 $440 $300 $600 $300
Kings Mountain, NC $107,800 $500 $340 $700 $360
Rutherfordton, NC $132,800 $530 $390 $730 $340