Gavop's guide to buying homeowners insurance in Pontoon Beach, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pontoon Beach, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| del Rio Ave, Cambridge Ct, Anderson Ave, Widgeon Ct, Gulth Pl, Garden Ln, Kelly Dr, Fontainebleau Dr, Sandy Shore Dr, Reveres Rte | $111,500 | $90,000 | $100,000-$125,000 | $53,500 | $40,000 | $25,000-$50,000 |
| Knecht Rd, Johnson Rd, Skeen St, Catalpa Dr, Strarford Ln, Prairie Dr, Schoolhouse Rd, Elliott Rd, Industrial Ave, Old Keebler Rd | $66,500 | $60,000 | $50,000-$75,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Thomas Ct, Holly Ave, Ambrose Xing, Reed Ave, Lake St, Eagle Park Rd, May Dr, Barnes Ln, Margaret Ave, Country Club Vw | $206,500 | $170,000 | $150,000-$175,000 | $226,000 | $200,000 | $200,000-$250,000 |
| Parkview, Executive Park, Somerset Dr, Roger Dr, Drake St, Carolyn Blvd, Parkview Dr, Broadway Ave, Keebler Rd, Cynthia Ln | $74,500 | $70,000 | $75,000-$100,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Ruth Dr, Cougar Village, Harvard Ave, Bley Ave, Buenger Blvd, Biltmore Blvd, Pat Dr, Oakwood Ct, Willow Walk, Race St | $86,500 | $70,000 | $75,000-$100,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $685 |
| Superior Protection Discount | -$84 | $752 |
| Fire & Security Discount | -$67 | $769 |
| Hail Resistant Roof Discount | -$25 | $810 |
| Newly Constructed Home Discount | -$234 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $2,500 | $709 | $3,209 | $515 | $3,015 | $194 |
| Pontoon Beach, IL | $2,500 | $825 | $3,325 | $600 | $3,100 | $226 |
| Granite City, IL | $400 | $811 | $1,211 | $590 | $990 | $222 |
| Sugar Loaf, IL | $2,000 | $811 | $2,811 | $590 | $2,590 | $222 |
| Rock Hill, MO | $400 | $1,146 | $1,546 | $833 | $1,233 | $313 |
| Aviston, IL | $700 | $809 | $1,509 | $588 | $1,288 | $221 |
| Zumbehl, MO | $300 | $855 | $1,155 | $621 | $921 | $234 |
| LaBarque Creek, MO | $500 | $1,468 | $1,968 | $1,067 | $1,567 | $401 |
| Wentzville, MO | $700 | $1,136 | $1,836 | $825 | $1,525 | $310 |
| Coffeen, IL | $400 | $500 | $900 | $363 | $763 | $137 |
| Brewerville, IL | $2,000 | $529 | $2,529 | $384 | $2,384 | $144 |
| Home Insurance Company Pontoon Beach, IL | Homeowners Insurance Agency Pontoon Beach, IL | Address | Popularity Score | Distance from Pontoon Beach (miles) |
|---|---|---|---|---|
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 9.6 | |
| State Farm | Adam Wolfe | 3012 S State Route 159, Glen Carbon, IL, 62034-3109 | 8.3 | |
| Allstate | Jessica Harrison-Wilkins | 310 Bargraves Blvd, Troy, IL, 62294 | 9.8 | |
| Travelers | Aw Insurance | 435 S Buchanan Street Suite A, Edwardsville, IL, 62025 | 9.6 | |
| Travelers | Petri Insurance | 119 W Mill St, Waterloo, IL, 62298 | 26.0 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 7.5 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 9.7 | |
| State Farm | Ted Mitchell | 101 Southpointe Dr Ste A, Edwardsville, IL, 62025-3718 | 7.3 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 5.7 | |
| Erie | A & W Insurance Agency Llc | 209a W Mill Street, Waterloo, IL, 62298 | 26.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,220 | $610 |
| Madison County, IL | $130,200 | $718 | $510 | $990 | $480 |
| Pontoon Beach, IL | $89,500 | $835 | $600 | $1,180 | $580 |
| Granite City, IL | $83,300 | $821 | $560 | $1,170 | $610 |
| Sugar Loaf, IL | $84,300 | $821 | $550 | $1,140 | $590 |
| Rock Hill, MO | $176,000 | $1,160 | $800 | $1,640 | $840 |
| Aviston, IL | $163,800 | $819 | $550 | $1,130 | $580 |
| Zumbehl, MO | $201,300 | $865 | $590 | $1,200 | $610 |
| LaBarque Creek, MO | $313,200 | $1,486 | $1,010 | $2,110 | $1,100 |
| Wentzville, MO | $210,000 | $1,149 | $840 | $1,630 | $790 |
| Coffeen, IL | $62,900 | $506 | $360 | $690 | $330 |
| Brewerville, IL | $69,500 | $535 | $380 | $740 | $360 |