Gavop's guide to buying homeowners insurance in Lakeland, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $132,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $168,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $147,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $580 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$48 | $634 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$198 | $484 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,665 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Lakeland, GA | Homeowners Insurance Agency Lakeland, GA | Address | Popularity Score | Distance from Lakeland (miles) |
|---|---|---|---|---|
| State Farm | Bubba Highsmith | 1303 Baytree Rd, Valdosta, GA, 31602-2751 | 17.8 | |
| State Farm | Travis Pate | 515 N St Augustine Road, Valdosta, GA, 31601-3540 | 18.6 | |
| State Farm | Darby Veazey | 615 Virginia Ave N Ste C, Tifton, GA, 31794-3881 | 38.3 | |
| Travelers | Tatum Insurance Agency | 106 Webster St, Valdosta, GA, 31601 | 17.3 | |
| Liberty Mutual Independent | Insurance Services Of The South Inc | 125 First Ave Se, Moultrie, GA, 31768 | 41.4 | |
| Allstate | Wilson Insurance | 601 Mary St, Waycross, GA, 31501 | 45.8 | |
| Travelers | The Portier-King Agency | 121 N Cherry St, Ocilla, GA, 31774 | 39.2 | |
| State Farm | Danny Ross | 1109 Madison Ave N, Douglas, GA, 31533-2803 | 36.5 | |
| State Farm | Donnie Strickland | 222 Screven Ave, Waycross, GA, 31501-3452 | 46.5 | |
| Travelers | Southwest Georgia Insurance Services | 501 S Main St, Moultrie, GA, 31768 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,450 | $730 |
| Lanier County, GA | $102,000 | $704 | $510 | $1,010 | $500 |
| Lakeland, GA | $112,100 | $682 | $460 | $980 | $520 |
| Hahira, GA | $160,700 | $857 | $620 | $1,180 | $560 |
| Atkinson County, GA | $62,500 | $842 | $600 | $1,200 | $600 |
| Valdosta, GA | $117,600 | $815 | $560 | $1,120 | $560 |
| Alapaha, GA | $65,900 | $524 | $360 | $740 | $380 |
| Ambrose, GA | $140,400 | $792 | $560 | $1,130 | $570 |
| Phillipsburg, GA | $84,700 | $654 | $470 | $910 | $440 |
| Ocilla, GA | $83,400 | $600 | $430 | $860 | $430 |
| Tift County, GA | $112,200 | $788 | $540 | $1,090 | $550 |
| Nicholls, GA | $47,200 | $555 | $370 | $760 | $390 |
| Ty Ty, GA | $109,000 | $796 | $570 | $1,140 | $570 |