Gavop's guide to buying homeowners insurance in Nunda, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $194,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $298,500 | $270,000 | $250,000-$300,000 |
| 4 Bedroom | $392,000 | $370,000 | $350,000-$400,000 |
| 5 Bedroom | $333,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $623 |
| Superior Protection Discount | -$69 | $700 |
| Fire & Security Discount | -$85 | $685 |
| Hail Resistant Roof Discount | -$15 | $754 |
| Newly Constructed Home Discount | -$200 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McHenry County | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Nunda, IL | $1,000 | $760 | $1,760 | $552 | $1,552 | $208 |
| Grant, IL | $300 | $820 | $1,120 | $596 | $896 | $224 |
| Grafton, IL | $2,000 | $919 | $2,919 | $668 | $2,668 | $251 |
| Rutland, IL | $500 | $773 | $1,273 | $562 | $1,062 | $211 |
| Silver Lake, WI | $700 | $713 | $1,413 | $518 | $1,218 | $195 |
| Linn, WI | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Bartlett, IL | $2,000 | $935 | $2,935 | $680 | $2,680 | $256 |
| Villa Park, IL | $300 | $777 | $1,077 | $565 | $865 | $212 |
| Oak Brook, IL | $700 | $720 | $1,420 | $523 | $1,223 | $197 |
| Beloit, WI | $200 | $768 | $968 | $558 | $758 | $210 |
| Palos Heights, IL | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
| Home Insurance Company Nunda, IL | Homeowners Insurance Agency Nunda, IL | Address | Popularity Score | Distance from Nunda (miles) |
|---|---|---|---|---|
| Allstate | Brian Kaleel | 1651 W Chicago Ave Apt 1e, Chicago, IL, 60622 | 41.1 | |
| State Farm | Mike Hansen | 205 W Liberty St, Wauconda, IL, 60084-2456 | 7.1 | |
| State Farm | Tania Ramirez | 3223 W Lawrnce Ave, Chicago, IL, 60625-5208 | 36.3 | |
| State Farm | Dave Homan | 4929 W Elm St, Mchenry, IL, 60050-4020 | 4.5 | |
| Travelers | Rally Insurance Group Inc | 31632 N Ellis Drive Unit 112, Volo, IL, 60073 | 6.6 | |
| Allstate | Joanna Kapica | 7826 W Belmont Ave, Chicago, IL, 60634 | 33.4 | |
| State Farm | Gene Plumlee | 287 Rice Lake Sq, Wheaton, IL, 60189-2137 | 32.7 | |
| Allstate | Jim Haufschild | 925 E Rand Rd Ste 203, Arlington Heights, IL, 60004 | 19.9 | |
| State Farm | Don Devine | 6207 Northwest Hwy, Crystal Lake, IL, 60014-7932 | 4.7 | |
| Travelers | Dpfg Insurance Services | 425 W Roosevelt Road, Wheaton, IL, 60187 | 30.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,160 | $570 |
| McHenry County, IL | $212,600 | $870 | $600 | $1,210 | $610 |
| Nunda, IL | $219,000 | $769 | $520 | $1,070 | $550 |
| Grant, IL | $169,300 | $830 | $610 | $1,180 | $570 |
| Grafton, IL | $253,900 | $930 | $630 | $1,310 | $680 |
| Rutland, IL | $228,700 | $782 | $560 | $1,070 | $510 |
| Silver Lake, WI | $193,800 | $722 | $520 | $1,000 | $480 |
| Linn, WI | $288,300 | $823 | $560 | $1,180 | $620 |
| Bartlett, IL | $264,600 | $947 | $680 | $1,300 | $620 |
| Villa Park, IL | $231,900 | $786 | $540 | $1,120 | $580 |
| Oak Brook, IL | $784,700 | $729 | $520 | $1,000 | $480 |
| Beloit, WI | $85,200 | $777 | $540 | $1,070 | $530 |
| Palos Heights, IL | $277,600 | $845 | $620 | $1,160 | $540 |