Gavop shows you how to buy homeowners insurance in Lakeport, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $143,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $174,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $243,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $557,000 | $510,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $522 |
| Superior Protection Discount | -$55 | $559 |
| Fire & Security Discount | -$49 | $565 |
| Hail Resistant Roof Discount | -$18 | $595 |
| Newly Constructed Home Discount | -$160 | $454 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
| Home Insurance Company Lakeport, CA | Homeowners Insurance Agency Lakeport, CA | Address | Popularity Score | Distance from Lakeport (miles) |
|---|---|---|---|---|
| State Farm | Lisa Epstein | 733 S Main St, Willits, CA, 95490-3913 | 32.7 | |
| Farmers | Robert Stroud | 1275 4th St Ste 105, Santa Rosa, CA, 95404 | 43.5 | |
| State Farm | Shawn Hetherman | 170 Farmers Ln Ste 10, Santa Rosa, CA, 95405-4750 | 43.4 | |
| State Farm | Keith Garlock | 6201 State Farm Drive, Rohnert Park, CA, 94928 | 49.8 | |
| Allstate | Debi Fitzgerald | 659 Cherry St Ste 101, Santa Rosa, CA, 95404 | 43.4 | |
| Farmers | Louis Jenkins | 73b Saint James Dr, Santa Rosa, CA, 95403 | 39.0 | |
| Farmers | Cari Torres | 1480 Guerneville Rd Ste A, Santa Rosa, CA, 95403 | 42.3 | |
| Farmers | Eric Tyler | 2460 W 3rd St Ste 210, Santa Rosa, CA, 95401 | 43.0 | |
| State Farm | Kitty Uhrich Mayer | 1422 4th St Ste C, Santa Rosa, CA, 95404-4059 | 43.4 | |
| Farmers | Joseph Magelitz | 151 Montgomery Dr Ste 1, Santa Rosa, CA, 95404 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Lake County, CA | $182,000 | $609 | $450 | $830 | $380 |
| Lakeport, CA | $206,700 | $614 | $450 | $830 | $380 |
| Hopland, CA | $571,800 | $1,675 | $1,240 | $2,280 | $1,040 |
| Cloverdale, CA | $393,900 | $897 | $660 | $1,220 | $560 |
| Russian River-Sonoma Coast, CA | $499,800 | $936 | $690 | $1,270 | $580 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Brooktrails, CA | $252,300 | $722 | $530 | $980 | $450 |
| Cazadero, CA | $418,900 | $1,172 | $870 | $1,590 | $720 |
| Colusa County, CA | $223,600 | $634 | $470 | $860 | $390 |
| Albion, CA | $420,400 | $1,179 | $870 | $1,600 | $730 |