Gavop's guide to buying homeowners insurance in Whitefish Bay, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $169,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $327,000 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $334,500 | $300,000 | $250,000-$300,000 |
| 5 Bedroom | $454,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $662 |
| Superior Protection Discount | -$71 | $717 |
| Fire & Security Discount | -$79 | $709 |
| Hail Resistant Roof Discount | -$16 | $772 |
| Newly Constructed Home Discount | -$181 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Milwaukee County | $2,500 | $624 | $3,124 | $453 | $2,953 | $170 |
| Whitefish Bay, WI | $2,000 | $778 | $2,778 | $566 | $2,566 | $213 |
| Germantown, WI | $300 | $647 | $947 | $470 | $770 | $177 |
| Big Bend, WI | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Mount Pleasant, WI | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Potter Lake, WI | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Racine County, WI | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Gibbsville, WI | $700 | $632 | $1,332 | $460 | $1,160 | $173 |
| Pleasant Prairie, WI | $200 | $678 | $878 | $493 | $693 | $185 |
| Hebron, WI | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| Kohler, WI | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Antioch, IL | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| Home Insurance Company Whitefish Bay, WI | Homeowners Insurance Agency Whitefish Bay, WI | Address | Popularity Score | Distance from Whitefish Bay (miles) |
|---|---|---|---|---|
| Erie | Unisource Insurance Associates | 10425 W North Avenue Suite 226, Wauwatosa, WI, 53226 | 8.1 | |
| Erie | Tosa Insurance Agency Llc | 7206 W North Avenue, Wauwatosa, WI, 53213 | 6.3 | |
| Erie | Provident Insurance Group | 9323 W Greenfield Avenue Suite A, West Allis, WI, 53214 | 9.3 | |
| State Farm | Bob Vitt | 161 W Wisconsin Ave Ste 5196, Milwaukee, WI, 53203-2601 | 5.2 | |
| Allstate | Tom Hoffman | 2090 Miller Park Way, West Milwaukee, WI, 53219 | 8.1 | |
| Erie | Lor Insurance Services | 4306 W Forest Home Avenue, Milwaukee, WI, 53219 | 9.2 | |
| State Farm | Eric Casey | 12229 W North Ave Stop 3, Wauwatosa, WI, 53226-2080 | 9.1 | |
| Travelers | Stokelbusch Insurance Agency Inc | 13035 West Bluemound Road , Brookfield, WI, 53005 | 10.0 | |
| State Farm | Alex Toole | 7343 W Greenfield Ave, West Allis, WI, 53214-4730 | 8.5 | |
| State Farm | Mark Bojarski | 4724 W Forest Home Ave, Milwaukee, WI, 53219-4716 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $950 | $490 |
| Milwaukee County, WI | $150,300 | $631 | $460 | $890 | $430 |
| Whitefish Bay, WI | $365,500 | $788 | $540 | $1,080 | $540 |
| Germantown, WI | $244,000 | $654 | $450 | $900 | $450 |
| Big Bend, WI | $205,600 | $737 | $490 | $1,020 | $530 |
| Mount Pleasant, WI | $184,600 | $659 | $480 | $940 | $460 |
| Potter Lake, WI | $209,900 | $742 | $530 | $1,030 | $500 |
| Racine County, WI | $165,200 | $659 | $440 | $940 | $500 |
| Gibbsville, WI | $145,000 | $640 | $450 | $920 | $470 |
| Pleasant Prairie, WI | $206,800 | $686 | $470 | $940 | $470 |
| Hebron, WI | $221,200 | $755 | $540 | $1,060 | $520 |
| Kohler, WI | $242,200 | $777 | $520 | $1,080 | $560 |
| Antioch, IL | $192,200 | $732 | $490 | $1,000 | $510 |