Gavop's guide to buying homeowners insurance in Webster, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Webster, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kenneth Ave, Nancy Dr, Evergreen Dr, Negus St, Lake Cir, Sandy Cove Rd, Eddy St, Sutton Rd, Brodeur Ave, Mine Brook Rd | $263,500 | $230,000 | $200,000-$250,000 | $169,500 | $150,000 | $150,000-$175,000 |
| Chestnut Dr, Kate Ln, Brookside Ave Exn, Birch Island Rd, Hugo Ter, Gia Ln, Maynard Ave, Riebe St, Blueberry Way, Stockbridge St | $199,000 | $170,000 | $150,000-$175,000 | $182,500 | $150,000 | $150,000-$175,000 |
| Racicot Ave, Wawela Rd, Pebble Beach Rd, Bates Point Rd, Slater St, Panarelli Way, Killdeer Island Rd, S Shore Rd, Riebe Ave, Boyden St Exd | $308,500 | $280,000 | $350,000-$400,000 | $172,000 | $160,000 | $175,000-$200,000 |
| George St Exn, Marilyn Dr, W Point Rd, Highcrest Park, Bates Xing, Mark Ave, Applebee Ave, Didonato Ave, Kingsbury Rd, Tower St | $243,000 | $210,000 | $200,000-$250,000 | $136,000 | $130,000 | $100,000-$125,000 |
| Sunny Ave, Pepka Dr, Stefaniak Ave, Westview Dr, Brandes St, Asselin Ave, Reid Smith Cove Rd, Whitcomb St, 2nd Island Rd, Perryville Rd | $196,000 | $180,000 | $175,000-$200,000 | $199,000 | $190,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $707 |
| Superior Protection Discount | -$82 | $739 |
| Fire & Security Discount | -$58 | $764 |
| Hail Resistant Roof Discount | -$16 | $805 |
| Newly Constructed Home Discount | -$238 | $583 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $1,000 | $1,012 | $2,012 | $735 | $1,735 | $276 |
| Webster, MA | $2,000 | $812 | $2,812 | $590 | $2,590 | $222 |
| Chepachet, RI | $100 | $1,256 | $1,356 | $913 | $1,013 | $343 |
| Ashford, CT | $700 | $1,157 | $1,857 | $841 | $1,541 | $316 |
| Central Falls, RI | $400 | $796 | $1,196 | $578 | $978 | $218 |
| Warwick, RI | $1,000 | $1,067 | $2,067 | $775 | $1,775 | $292 |
| Springfield, MA | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Hebron, CT | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| Winchendon, MA | $200 | $768 | $968 | $558 | $758 | $210 |
| Melrose, MA | $2,500 | $1,082 | $3,582 | $787 | $3,287 | $296 |
| Westerly, RI | $100 | $1,035 | $1,135 | $752 | $852 | $283 |
| Rocky Hill, CT | $1,500 | $869 | $2,369 | $631 | $2,131 | $237 |
| Home Insurance Company Webster, MA | Homeowners Insurance Agency Webster, MA | Address | Popularity Score | Distance from Webster (miles) |
|---|---|---|---|---|
| Travelers | Elliot Whittier Insurance | 12 Revere St, Winthrop, MA, 2152 | 50.0 | |
| Allstate | Christina Bamberger | 195 E Main St Unit 2, Milford, MA, 1757 | 19.1 | |
| Travelers | Guard Insurance Agency | 279 Mt. Auburn St , Watertown, MA, 2472 | 40.4 | |
| Travelers | J J Bodner Insurance Agency Of Boston Inc | 8 Clarendon Street, Boston, MA, 2116 | 44.7 | |
| Travelers | Rodman Insurance Agency Inc | 145 Rosemary St Bldg A, Needham, MA, 2494 | 35.4 | |
| Travelers | Martini Insurance Agency Inc | 6 Common Street , Woburn, MA, 1801 | 46.4 | |
| Travelers | Ripple Effect Insurance Inc | 335 Main St, Douglas, MA, 1516 | 7.2 | |
| Liberty Mutual Independent | Wiersma Insurance | 781 Main Street , Whitinsville, MA, 1588 | 9.1 | |
| Travelers | A & P Insurance | 107 S Main St, Uxbridge, MA, 1569 | 11.4 | |
| Allstate | Drupatty Prashad | 423 Main St, Fitchburg, MA, 1420 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $2,000 | $1,040 |
| Worcester County, MA | $260,800 | $1,024 | $730 | $1,400 | $670 |
| Webster, MA | $211,800 | $822 | $560 | $1,130 | $570 |
| Chepachet, RI | $228,300 | $1,271 | $860 | $1,770 | $910 |
| Ashford, CT | $240,000 | $1,171 | $850 | $1,660 | $810 |
| Central Falls, RI | $149,100 | $806 | $550 | $1,140 | $590 |
| Warwick, RI | $199,000 | $1,080 | $730 | $1,500 | $770 |
| Springfield, MA | $148,600 | $816 | $600 | $1,170 | $570 |
| Hebron, CT | $302,900 | $953 | $640 | $1,350 | $710 |
| Winchendon, MA | $188,100 | $777 | $520 | $1,100 | $580 |
| Melrose, MA | $463,300 | $1,095 | $740 | $1,500 | $760 |
| Westerly, RI | $285,300 | $1,047 | $700 | $1,450 | $750 |
| Rocky Hill, CT | $264,100 | $879 | $620 | $1,260 | $640 |