Gavop's guide to buying homeowners insurance in Lincoln Park, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lincoln Park, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Valley Rd, Frassetto Way, Beaverbrook Rd, Ellice St, Watchung Path, George Cobb Ln, Beaverbrook Rd, Minnehaha Path, Lisa la, Bridgewater Ln | $214,500 | $180,000 | $250,000-$300,000 | $179,000 | $160,000 | $200,000-$250,000 |
| Caroline Ter, Lake St, Fidelian Way, Midwood Rd, Stephen Ave, Lynn Ct, Clover Ln, Montrose St, Pleasant Ave, Old Jacksonville Rd | $388,500 | $320,000 | $400,000-$500,000 | $506,000 | $450,000 | $500,000-$600,000 |
| Christopher Ct, Van Riper Ct, Stonyridge Dr, Winona Ave, Voorhis Ln, Robertson Way, Jeremy Ct, Bog and Vly Ln, Doric St, Spruce Ave | $222,000 | $190,000 | $200,000-$250,000 | $327,500 | $280,000 | $350,000-$400,000 |
| Troy Ln, Whaneta Pt, Nakomis Path, Borinski Rd, Woodlawn Rd, Vivian St, Foothill Dr, Hemlock Ave, Northwest Ave, Branch Pl | $305,500 | $270,000 | $300,000-$350,000 | $445,000 | $400,000 | $400,000-$500,000 |
| Hillview Rd, Undercliff Rd, Davitt Ct, Mason Ave, Undercliff Ln, Franklin St, Comly Rd, Lincoln Blvd, Patania Ct, Brightwood Rd | $257,500 | $220,000 | $200,000-$250,000 | $406,000 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $718 |
| Home and Two Car | -$126 | $663 |
| Home and Three Car | -$197 | $592 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
| Home Insurance Company Lincoln Park, NJ | Homeowners Insurance Agency Lincoln Park, NJ | Address | Popularity Score | Distance from Lincoln Park (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 5.5 | |
| Travelers | Bogle Agency Insurance | 200 Stuyvesant Ave, Lyndhurst, NJ, 7071 | 12.0 | |
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 6.8 | |
| Farmers | Mario Vargas | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 8.4 | |
| Farmers | Ruth Blanchard | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 8.4 | |
| State Farm | Frantz Gaston Jr | 750 Broadway Ste D, Paterson, NJ, 07514-1332 | 8.6 | |
| Travelers | G&S Financial Services Llc | 290 Lafayette Avenue, Hawthorne, NJ, 7507 | 8.0 | |
| Farmers | John Richards | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 8.4 | |
| State Farm | Lauren Leo | 2124 Route 35 Ste 9, Holmdel, NJ, 07733-1068 | 36.2 | |
| State Farm | Jason Bush | 660 Valley Rd, Wayne, NJ, 07470-3404 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,490 | $700 |
| Morris County, NJ | $438,100 | $1,294 | $940 | $1,770 | $830 |
| Lincoln Park, NJ | $334,600 | $789 | $540 | $1,120 | $580 |
| East Rutherford, NJ | $380,600 | $1,230 | $890 | $1,690 | $800 |
| Bogota, NJ | $316,100 | $1,070 | $730 | $1,480 | $750 |
| West Nyack, NY | $483,800 | $2,419 | $1,620 | $3,340 | $1,720 |
| Mount Vernon, NY | $355,600 | $1,373 | $970 | $1,910 | $940 |
| South Plainfield, NJ | $325,400 | $916 | $650 | $1,300 | $650 |
| Fredon, NJ | $366,800 | $1,190 | $810 | $1,650 | $840 |
| Washingtonville, NY | $234,800 | $751 | $550 | $1,070 | $520 |
| East Hills, NY | $970,100 | $856 | $620 | $1,220 | $600 |
| Baldwin Harbor, NY | $400,200 | $990 | $670 | $1,380 | $710 |
| Scotts Corners, NY | $877,500 | $617 | $440 | $860 | $420 |