Gavop's guide to buying homeowners insurance in North Liberty, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| North Liberty, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1509, Country Home Rd, Fairway Dr, E Willow St, Edgewood Dr, Lone Hickory Rd, Rolling Hill Rd, State Rd 1500, State Rd 1703, State Rd 1501 | $156,000 | $130,000 | $125,000-$150,000 | $112,500 | $100,000 | $125,000-$150,000 |
| Ilex Ct, Locust St, Windsor Ave, Daniel Dr, N Lee Ave, E Hemlock St, Coolidge St, Buchanan St, Cottonwood Ln, Country Club Rd | $134,500 | $120,000 | $125,000-$150,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Brandon Hills Rd, State Rd 1382, McKenley Rd, Snow Dr, Steelman Rd, White Pine Dr, Old Stage Rd, Brookhaven Ln, State Rd 1146, Poplar Cir | $124,500 | $110,000 | $125,000-$150,000 | $87,000 | $80,000 | $50,000-$75,000 |
| State Rd 1503, Pine Valley Rd, State Rd 1134, State Rd 1412, Shugart's Mill Rd, Lincoln St, Bettie St, Pierce Ln, Oakwood Rd, S Van Buren St | $135,000 | $120,000 | $100,000-$125,000 | $113,000 | $110,000 | $100,000-$125,000 |
| E Lee Ave, Briarcliff Rd, State Rd 1147, Jefferson St, Ephram Trl, Sequoia Trl, Joes Dr, Solomons Dr, Garcia Ln, State Rd 1166 | $98,000 | $80,000 | $75,000-$100,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $580 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$68 | $614 |
| Hail Resistant Roof Discount | -$20 | $662 |
| Newly Constructed Home Discount | -$143 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yadkin County | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| North Liberty, NC | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| North Fall Creek, NC | $300 | $897 | $1,197 | $652 | $952 | $245 |
| Rockford, NC | $2,000 | $642 | $2,642 | $467 | $2,467 | $176 |
| Vienna, NC | $100 | $822 | $922 | $597 | $697 | $225 |
| Union Grove, NC | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| South Fork, NC | $400 | $808 | $1,208 | $587 | $987 | $221 |
| Middle Fork I, NC | $1,500 | $627 | $2,127 | $456 | $1,956 | $171 |
| Sparta, NC | $300 | $640 | $940 | $465 | $765 | $175 |
| Landis, NC | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Peak Creek, NC | $300 | $802 | $1,102 | $583 | $883 | $219 |
| Mayodan, NC | $2,000 | $541 | $2,541 | $393 | $2,393 | $148 |
| Home Insurance Company North Liberty, NC | Homeowners Insurance Agency North Liberty, NC | Address | Popularity Score | Distance from North Liberty (miles) |
|---|---|---|---|---|
| Erie | Wilson Insurance Services | 3288 Robinhood Road Suite 102, Winston Salem, NC, 27106 | 19.2 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 46.7 | |
| State Farm | Kim Bates | 200 Charlois Blvd Ste 200, Winston Salem, NC, 27103-1536 | 19.9 | |
| State Farm | Tim Westfall | 1620 Eastchester Dr Ste 104, High Point, NC, 27265-3917 | 38.1 | |
| Nationwide | Sandra L. Mabe | 4012 Country Club Rd, Winston Salem, NC, 27104 | 19.0 | |
| Nationwide | Dray Insurance Services Inc. | 3445 Robinhood Rd Ste B, Winston Salem, NC, 27106 | 18.8 | |
| State Farm | Rick Kepler | 3912 Battlegrd Ave Ste 108, Greensboro, NC, 27410-8576 | 44.5 | |
| Liberty Mutual Independent | Barnett-Smith Insurance | 218 N Eugene Street, Greensboro, NC, 27401 | 48.2 | |
| Allstate | Debbie Sowell-Cromartie | 5199a Country Club Rd, Winston Salem, NC, 27104 | 17.1 | |
| Travelers | Whitley - Reavis Insurance | 6201 Towncenter Drive Ste 110, Clemmons, NC, 27012 | 16.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Yadkin County, NC | $127,300 | $733 | $510 | $1,020 | $510 |
| North Liberty, NC | $140,400 | $682 | $460 | $930 | $470 |
| North Fall Creek, NC | $164,800 | $908 | $630 | $1,290 | $660 |
| Rockford, NC | $105,200 | $650 | $470 | $900 | $430 |
| Vienna, NC | $188,600 | $832 | $610 | $1,190 | $580 |
| Union Grove, NC | $118,200 | $714 | $490 | $1,010 | $520 |
| South Fork, NC | $141,700 | $818 | $550 | $1,150 | $600 |
| Middle Fork I, NC | $102,300 | $635 | $430 | $880 | $450 |
| Sparta, NC | $104,800 | $648 | $470 | $920 | $450 |
| Landis, NC | $144,600 | $830 | $590 | $1,150 | $560 |
| Peak Creek, NC | $140,400 | $812 | $580 | $1,130 | $550 |
| Mayodan, NC | $86,200 | $548 | $390 | $760 | $370 |