Gavop shows you how to buy homeowners insurance in Albion, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $175,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $306,000 | $250,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $487 |
| Superior Protection Discount | -$59 | $534 |
| Fire & Security Discount | -$65 | $528 |
| Hail Resistant Roof Discount | -$12 | $581 |
| Newly Constructed Home Discount | -$136 | $457 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,103 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Albion, MI | Homeowners Insurance Agency Albion, MI | Address | Popularity Score | Distance from Albion (miles) |
|---|---|---|---|---|
| State Farm | Rick Starkey | 180 Little Lake Dr Ste 5, Ann Arbor, MI, 48103-6219 | 48.5 | |
| Liberty Mutual Independent | Adrian Insurance Agency Inc | 110 N Main St, Adrian, MI, 49221 | 44.3 | |
| State Farm | Tom Rossi | 5929 Portage Rd, Portage, MI, 49002-1726 | 41.1 | |
| Travelers | Robertson Insurance | 5589 E M-36 Hwy , Pinckney, MI, 48169 | 49.5 | |
| State Farm | Cindy Strang | 7955 Ann Arbor St, Dexter, MI, 48130-1337 | 45.1 | |
| Farmers | James Pelham | 2500 Occidental Hwy, Adrian, MI, 49221 | 45.2 | |
| State Farm | Geof Gelina | 2165 E Grand Riv Ave, Howell, MI, 48843-1737 | 49.7 | |
| State Farm | Matt Donnellon | 305 Beaufort St, Manchester, MI, 48158-8568 | 37.8 | |
| State Farm | Stacy Lewis | 4020 S Cedar Street, Lansing, MI, 48910-4506 | 32.5 | |
| State Farm | Steve Bartshe | 234 S Main St, Eaton Rapids, MI, 48827-1256 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Calhoun County, MI | $102,600 | $703 | $510 | $980 | $470 |
| Albion, MI | $56,500 | $593 | $430 | $810 | $380 |
| Blackman charter, MI | $98,000 | $667 | $450 | $950 | $500 |
| Liberty, MI | $162,400 | $810 | $580 | $1,150 | $570 |
| Cambridge, MI | $168,000 | $686 | $470 | $970 | $500 |
| Barry County, MI | $146,300 | $765 | $510 | $1,080 | $570 |
| Delton, MI | $130,300 | $767 | $530 | $1,060 | $530 |
| Millgrove, IN | $110,000 | $784 | $540 | $1,120 | $580 |
| Webberville, MI | $101,600 | $723 | $510 | $1,030 | $520 |
| Dexter, MI | $282,400 | $837 | $600 | $1,190 | $590 |
| Superior, OH | $118,600 | $673 | $480 | $930 | $450 |
| Martin, MI | $131,900 | $769 | $550 | $1,080 | $530 |