Gavop's guide to buying homeowners insurance in Bucks County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $219,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $338,000 | $310,000 | $350,000-$400,000 |
| 4 Bedroom | $407,500 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $593,000 | $560,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $840 |
| Superior Protection Discount | -$90 | $910 |
| Fire & Security Discount | -$90 | $910 |
| Hail Resistant Roof Discount | -$30 | $970 |
| Newly Constructed Home Discount | -$200 | $800 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bucks County | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
| Bucks County, PA | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
| Frenchtown, NJ | $500 | $1,048 | $1,548 | $762 | $1,262 | $286 |
| Ramblewood, NJ | $2,000 | $842 | $2,842 | $612 | $2,612 | $230 |
| Belvidere, NJ | $100 | $844 | $944 | $613 | $713 | $231 |
| Monroe, NJ | $1,500 | $1,060 | $2,560 | $771 | $2,271 | $290 |
| Pen Argyl, PA | $300 | $700 | $1,000 | $508 | $808 | $191 |
| Riverview Park, PA | $1,500 | $726 | $2,226 | $528 | $2,028 | $198 |
| Mahoning, PA | $400 | $710 | $1,110 | $516 | $916 | $194 |
| Hanover, NJ | $1,000 | $946 | $1,946 | $688 | $1,688 | $259 |
| Short Hills, NJ | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Home Insurance Company Bucks County, PA | Homeowners Insurance Agency Bucks County, PA | Address | Popularity Score | Distance from Bucks County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Capstone Insurance Group | 1120 Welsh Rd Ste 220, North Wales, PA, 19454 | 11.1 | |
| Allstate | Jim Westover | 20 Easton Rd, Warrington, PA, 18976 | 8.7 | |
| Nationwide | The Kenney Agency Inc | 607 Louis Dr Ste F, Warminster, PA, 18974-2843 | 9.5 | |
| Erie | The James Taylor Agency Inc. | 5 Village Row, New Hope, PA, 18938 | 7.1 | |
| Travelers | Gieseler Insurance Agency Inc | 650 East Butler Avenue, New Britain, PA, 18901 | 3.9 | |
| Allstate | Toni Geiges-Obrien | 720 Johnsville Rd S 1205, Warminster, PA, 18974 | 9.6 | |
| State Farm | Maryanne Broemel | 1440 Conchester Hwy Ste 1b, Garnet Valley, PA, 19060-2105 | 38.4 | |
| State Farm | Megan Mcshea | 372 W Trenton Ave, Morrisville, PA, 19067-2041 | 18.5 | |
| Travelers | Midtown Agency Ltd | 210 W Butler Ave Ste 3, New Britain, PA, 18901 | 5.2 | |
| Nationwide | The Refice Agency | 8330 Easton Rd Bldg B1, Ottsville, PA, 18942 | 11.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Bucks County, PA | $315,700 | $1,000 | $670 | $1,430 | $760 |
| Bucks County, PA | $315,700 | $1,000 | $690 | $1,390 | $700 |
| Frenchtown, NJ | $311,600 | $1,061 | $750 | $1,460 | $710 |
| Ramblewood, NJ | $287,400 | $853 | $620 | $1,190 | $570 |
| Belvidere, NJ | $199,000 | $854 | $610 | $1,200 | $590 |
| Monroe, NJ | $352,800 | $1,073 | $780 | $1,530 | $750 |
| Pen Argyl, PA | $151,500 | $708 | $510 | $1,010 | $500 |
| Riverview Park, PA | $165,200 | $735 | $490 | $1,010 | $520 |
| Mahoning, PA | $156,800 | $719 | $500 | $1,020 | $520 |
| Hanover, NJ | $485,600 | $958 | $700 | $1,330 | $630 |
| Short Hills, NJ | $1,316,600 | $927 | $670 | $1,310 | $640 |