Gavop shows you how to buy homeowners insurance in New Hanover County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $106,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $212,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $243,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $197,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $843 |
| Superior Protection Discount | -$103 | $925 |
| Fire & Security Discount | -$72 | $956 |
| Hail Resistant Roof Discount | -$31 | $997 |
| Newly Constructed Home Discount | -$298 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $2,500 | $1,015 | $3,515 | $738 | $3,238 | $277 |
| New Hanover County, NC | $1,000 | $1,015 | $2,015 | $738 | $1,738 | $277 |
| Wilmington, NC | $100 | $1,035 | $1,135 | $752 | $852 | $283 |
| Topsail, NC | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Canetuck, NC | $500 | $472 | $972 | $343 | $843 | $129 |
| Atkinson, NC | $700 | $526 | $1,226 | $382 | $1,082 | $144 |
| North Topsail Beach, NC | $200 | $1,213 | $1,413 | $882 | $1,082 | $332 |
| Stump Sound, NC | $2,000 | $803 | $2,803 | $584 | $2,584 | $220 |
| Camp Lejeune, NC | $300 | $840 | $1,140 | $611 | $911 | $230 |
| Columbus County, NC | $700 | $967 | $1,667 | $702 | $1,402 | $264 |
| Welches Creek, NC | $500 | $421 | $921 | $306 | $806 | $115 |
| Bladen County, NC | $1,000 | $975 | $1,975 | $709 | $1,709 | $266 |
| Home Insurance Company New Hanover County, NC | Homeowners Insurance Agency New Hanover County, NC | Address | Popularity Score | Distance from New Hanover County (miles) |
|---|---|---|---|---|
| State Farm | Jonathan Calhoun | 432 Landmark Drive, Wilmington, NC, 28412-6310 | 3.5 | |
| State Farm | Chrystal Fray | 2547 S 17th St Ste C, Wilmington, NC, 28401-7864 | 3.1 | |
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 4.5 | |
| State Farm | Cedric Dickerson | 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757 | 2.8 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 49.2 | |
| State Farm | Tim Moore | 7016 Market Street, Wilmington, NC, 28411-9728 | 6.8 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 1.6 | |
| State Farm | Lisa Jones Johnson | 504 S Norwood St, Wallace, NC, 28466-1620 | 38.8 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 4.5 | |
| Travelers | Eia - David Li Insurance | 5315 S College Rd Ste F, Wilmington, NC, 28412 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,220 | $620 |
| New Hanover County, NC | $225,600 | $1,028 | $730 | $1,450 | $720 |
| New Hanover County, NC | $225,600 | $1,028 | $690 | $1,410 | $720 |
| Wilmington, NC | $232,900 | $1,047 | $720 | $1,430 | $710 |
| Topsail, NC | $244,100 | $823 | $570 | $1,130 | $560 |
| Canetuck, NC | $74,200 | $478 | $340 | $660 | $320 |
| Atkinson, NC | $83,300 | $532 | $360 | $730 | $370 |
| North Topsail Beach, NC | $268,800 | $1,228 | $850 | $1,730 | $880 |
| Stump Sound, NC | $181,800 | $813 | $550 | $1,130 | $580 |
| Camp Lejeune, NC | $257,500 | $850 | $570 | $1,170 | $600 |
| Columbus County, NC | $85,200 | $978 | $710 | $1,360 | $650 |
| Welches Creek, NC | $65,800 | $426 | $310 | $600 | $290 |
| Bladen County, NC | $89,500 | $987 | $720 | $1,390 | $670 |