Gavop tells you how to get the best homeowners insurance in Ste. Genevieve County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $134,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $145,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $204,500 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $277,500 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$83 | $835 |
| Home and Two Car | -$156 | $762 |
| Home and Three Car | -$230 | $689 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ste. Genevieve County | $2,000 | $907 | $2,907 | $659 | $2,659 | $248 |
| Ste. Genevieve County, MO | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Ellis Grove, IL | $500 | $698 | $1,198 | $507 | $1,007 | $191 |
| Randolph, MO | $1,000 | $745 | $1,745 | $542 | $1,542 | $204 |
| Randolph County, IL | $300 | $622 | $922 | $452 | $752 | $170 |
| St. Libory, IL | $1,500 | $704 | $2,204 | $512 | $2,012 | $193 |
| Cape Girardeau County, MO | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Parkdale, MO | $2,500 | $1,041 | $3,541 | $757 | $3,257 | $285 |
| Marlborough, MO | $500 | $1,072 | $1,572 | $779 | $1,279 | $293 |
| Murphysboro, IL | $1,500 | $572 | $2,072 | $415 | $1,915 | $156 |
| Hubble, MO | $400 | $1,093 | $1,493 | $794 | $1,194 | $299 |
| Twin Oaks, MO | $1,000 | $1,134 | $2,134 | $824 | $1,824 | $310 |
| Home Insurance Company Ste. Genevieve County, MO | Homeowners Insurance Agency Ste. Genevieve County, MO | Address | Popularity Score | Distance from Ste. Genevieve County (miles) |
|---|---|---|---|---|
| Travelers | Crestwood Insurance Agency | 9800 Watson Rd Suite 4, St Louis, MO, 63126 | 47.3 | |
| Travelers | Premier Insurance Agency | 11400 Concord Village Ave. Suite D, St Louis, MO, 63123 | 44.8 | |
| Liberty Mutual Independent | Insurance Consultants Inc | 12722 Weber Hill Road, St. Louis, MO, 63127 | 45.9 | |
| State Farm | Larry Merrill | 201 W Main St, Fredericktown, MO, 63645-1127 | 23.6 | |
| State Farm | Bill Bond | 976 S Highway Dr, Fenton, MO, 63026-2023 | 47.6 | |
| State Farm | Alex Elfrink | 117 E Main St, Jackson, MO, 63755-1466 | 45.0 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 43.9 | |
| State Farm | Judy Mcnamara | 3304 Watson Rd, Saint Louis, MO, 63139-2015 | 49.5 | |
| Liberty Mutual Independent | Clayton Hanley Ins Service Inc | 9545 Yuma Dr, St Louis, MO, 63123 | 44.3 | |
| Travelers | First Bosnian Insurance Agency | 5205 Gravois Rd St Louis, St. Louis, MO, 63116 | 47.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,540 | $810 |
| Ste. Genevieve County, MO | $148,800 | $918 | $670 | $1,280 | $610 |
| Ste. Genevieve County, MO | $148,800 | $918 | $660 | $1,280 | $620 |
| Ellis Grove, IL | $117,900 | $706 | $490 | $1,000 | $510 |
| Randolph, MO | $86,800 | $754 | $550 | $1,040 | $490 |
| Randolph County, IL | $99,900 | $630 | $420 | $890 | $470 |
| St. Libory, IL | $120,400 | $713 | $520 | $1,020 | $500 |
| Cape Girardeau County, MO | $151,900 | $1,024 | $740 | $1,460 | $720 |
| Parkdale, MO | $134,600 | $1,054 | $760 | $1,470 | $710 |
| Marlborough, MO | $145,800 | $1,085 | $750 | $1,490 | $740 |
| Murphysboro, IL | $91,900 | $578 | $390 | $830 | $440 |
| Hubble, MO | $153,800 | $1,106 | $810 | $1,570 | $760 |
| Twin Oaks, MO | $170,800 | $1,148 | $780 | $1,580 | $800 |