Gavop shows you how to buy homeowners insurance in Atchison, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $88,000 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $209,500 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $741 |
| Superior Protection Discount | -$79 | $803 |
| Fire & Security Discount | -$97 | $785 |
| Hail Resistant Roof Discount | -$26 | $856 |
| Newly Constructed Home Discount | -$194 | $688 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,610 |
| Hail Damage | $5,265 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Atchison, KS | Homeowners Insurance Agency Atchison, KS | Address | Popularity Score | Distance from Atchison (miles) |
|---|---|---|---|---|
| State Farm | Rea Laflin | 101 South 5th Street, Atchison, KS, 66002-2837 | 1.0 | |
| Travelers | The Sloan Agency | 7400 State Line Rd Ste 202, Prairie Village, KS, 66208 | 48.4 | |
| State Farm | Bridget Meyer | 8901 W 75th St, Overland Park, KS, 66204-2208 | 46.1 | |
| Allstate | Shannon Luka | 7803 Quivira Rd, Lenexa, KS, 66216 | 45.6 | |
| Farmers | Christopher Chris Grant | 10800 Farley St Ste 240, Overland Park, KS, 66210 | 49.4 | |
| Farmers | Steve Davila | 5800 Barton Dr, Shawnee, KS, 66203 | 43.6 | |
| Travelers | Heartland Insurance Agency Inc | 7301 Mission Rd Ste 242, Prairie Village, KS, 66208 | 47.7 | |
| State Farm | Dick Cameron | 612 N Main St, Lansing, KS, 66043-1308 | 24.5 | |
| State Farm | Mark Berquist | 12014 W 87th St Pkwy, Lenexa, KS, 66215-2808 | 46.4 | |
| State Farm | Mike Grosdidier | 2400 Iowa St, Lawrence, KS, 66046-4039 | 43.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Atchison County, KS | $92,900 | $793 | $620 | $1,070 | $450 |
| Atchison, KS | $82,900 | $882 | $690 | $1,190 | $500 |
| Atchison County, KS | $92,900 | $793 | $620 | $1,070 | $450 |
| Fairview, KS | $144,100 | $1,385 | $1,080 | $1,870 | $790 |
| Smithville, MO | $176,300 | $825 | $590 | $1,170 | $580 |
| Oakview, MO | $132,400 | $1,048 | $710 | $1,500 | $790 |
| Tecumseh, KS | $157,700 | $1,025 | $800 | $1,380 | $580 |
| DeKalb County, MO | $111,600 | $827 | $590 | $1,140 | $550 |
| Mission, KS | $161,400 | $1,036 | $810 | $1,400 | $590 |
| Monmouth, KS | $214,800 | $1,630 | $1,270 | $2,200 | $930 |
| Lawson, MO | $123,400 | $1,022 | $740 | $1,400 | $660 |