How Can I Make My McDowell County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in McDowell County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate your McDowell County, NC Home Insurance Premium by Construction Year | Back to Top

Rank Place Number of Homes Built 2010 or later Insurance on Homes Built 2010 or later Number of Homes Built between 1960 to 1969 Insurance on Homes Built between 1960 to 1969
1 Avery County 10 $730 1402 $943
2 Crab Creek 11 $800 151 $1034
3 Rutherford College 14 $705 56 $911
4 Valdese 15 $471 296 $608
5 Kings Mountain 16 $524 640 $678
6 Wittenburg 17 $499 488 $645
7 Fletcher 17 $796 213 $1028
8 Green River 20 $789 171 $1019
9 Hendersonville 22 $760 3070 $982
10 Upper Hominy 23 $580 828 $750

Bundle your McDowell County, NC Auto & Home Insurance from the Same Company | Back to Top

McDowell County, NC Car Insurance McDowell County, NC Home Insurance
Details BMW, X3 xDrive 28i 5 Beds, 2 Baths, 4290 Square Feet worth $253000
Insurance Rates Individually $1,859.65 $1920
Savings from buying both from the same company $566.95

Choose the Right Deductible for your McDowell County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $760 $960 $650 $850 $110
McDowell County, NC $2,000 $420 $920 $350 $2,350 $-1,430
McDowell County, NC $2,500 $460 $960 $390 $2,890 $-1,930
Montreat, NC $300 $1,580 $1,880 $1,380 $1,680 $200
Ruth, NC $2,000 $460 $960 $390 $2,390 $-1,430
Cool Spring, NC $400 $490 $890 $410 $810 $80
Frank, NC $2,500 $630 $1,130 $520 $3,020 $-1,890
, NC $300 $510 $810 $420 $720 $90
Horse Shoe, NC $1,000 $910 $1,410 $740 $1,740 $-330
Yadkin Valley, NC $500 $470 $970 $400 $900 $70
Brushy Fork, NC $2,500 $910 $1,410 $790 $3,290 $-1,880
West Canton, NC $100 $640 $740 $560 $660 $80
Southern Shops, SC $700 $200 $700 $170 $870 $-170

Identify Top Home Insurance Agents near McDowell County, NC | Back to Top

Home Insurance Company McDowell County, NC Homeowners Insurance Agency McDowell County, NC Address Popularity Score Distance from McDowell County (miles)
Travelers Lincoln Insurance Agency Inc 510 East Main St, Lincolnton, NC, 28092
47.2
Allstate Mcdaniel-Scott Agency 404 Cherryville Rd, Shelby, NC, 28150
40.2
Travelers Morrow Insurance Agency 246 South Main Street, Marion, NC, 28752
2.3
Liberty Mutual Independent Broome Associated Insurance 630 4th St S W, Hickory, NC, 28603
39.6
Nationwide Jason Herman Insurance Agency Llc 103 3rd St Se, Conover, NC, 28613
46.6
Allstate John Brown 503 E Main St, Cherryville, NC, 28021
43.3
State Farm Andrea Mcdonough 450 New Market Blvd Ste 1, Boone, NC, 28607-5501
43.0
Travelers Davidson Insurance Agency 1205 Shelby Rd, Kings Mountain, NC, 28086
49.0
State Farm Paul Parker 1203 E Main St, Lincolnton, NC, 28092-3839
47.6
Travelers Iris Fox Insurance 103 Carbon City Rd, Morganton, NC, 28655
19.0

Compare Rates for McDowell County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $720 $480 $990 $510
McDowell County, NC $100,900 $500 $340 $690 $350
McDowell County, NC $100,900 $590 $420 $830 $410
Montreat, NC $440,900 $1,320 $880 $1,870 $990
Ruth, NC $85,400 $460 $310 $650 $340
Cool Spring, NC $92,900 $420 $300 $600 $300
Frank, NC $140,700 $750 $530 $1,040 $510
, NC $104,300 $530 $360 $750 $390
Horse Shoe, NC $234,000 $1,080 $780 $1,490 $710
Yadkin Valley, NC $125,500 $670 $480 $930 $450
Brushy Fork, NC $242,500 $1,070 $780 $1,530 $750
West Canton, NC $125,000 $660 $440 $910 $470
Southern Shops, SC $41,100 $230 $160 $320 $160

7 Ways to Get Discounts on Homeowners Insurance in McDowell County, NC

What Makes Your McDowell County, NC Home Insurance Cheap or Expensive