Gavop shows you how to buy homeowners insurance in Gardnerville Ranchos, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gardnerville Ranchos, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Arrowhead Dr, Candy Ln, Short Ct, Kingsland Ct, Lakeside Dr, Hansen Ln, Ann Way, Sierra Shadows Ln, Karnes Dr, Robin Dr | $556,000 | $460,000 | $500,000-$600,000 | $323,000 | $270,000 | $350,000-$400,000 |
| Pellow, Sheridan Ln, Shasta Way, Jolie St, Fifth Green Ct, N Marlette Cir, Forest View Ln, Bodie Rd, Honeybee Ln, Cuttin' Loose Ln | $670,500 | $550,000 | $600,000-$700,000 | $508,500 | $470,000 | $500,000-$600,000 |
| Plum Ct, Angora Dr, Kim Ct, Irene Ct, Topaz Ln, Mitch Dr, Kerry Ln, Galena Ct, Putter Ct, Conejo Ln | $326,000 | $280,000 | $300,000-$350,000 | $150,000 | $130,000 | $125,000-$150,000 |
| C St, River Rock Rd, Silveranch Dr, Wat'shemu Dr, Sierra Country Cir, Penrod Ln, Nature's Edge Rd, Pepi's Dr, Pioche Ct, Wagon Wheel Ct | $228,000 | $210,000 | $250,000-$300,000 | $169,000 | $140,000 | $150,000-$175,000 |
| Ray May Way, Boddu'h Way, Wonder Ct, Fairchild Ct, Victory Cir, Shadow Mountain Rd, Muir Dr, Dula'uk, Cary Creek Ct, Loibl Ct | $291,500 | $260,000 | $300,000-$350,000 | $211,000 | $200,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $517 |
| Superior Protection Discount | -$64 | $574 |
| Fire & Security Discount | -$51 | $587 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$172 | $466 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Gardnerville Ranchos, NV | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Minden, NV | $500 | $732 | $1,232 | $532 | $1,032 | $200 |
| Walker, CA | $1,500 | $677 | $2,177 | $492 | $1,992 | $185 |
| Kings Beach, CA | $500 | $1,013 | $1,513 | $736 | $1,236 | $277 |
| Colfax-Monumental Ridge, CA | $2,000 | $868 | $2,868 | $631 | $2,631 | $237 |
| Stagecoach, NV | $400 | $453 | $853 | $329 | $729 | $124 |
| Storey County, NV | $2,000 | $689 | $2,689 | $501 | $2,501 | $188 |
| Mogul, NV | $100 | $857 | $957 | $623 | $723 | $234 |
| Grizzly Flats, CA | $1,500 | $659 | $2,159 | $479 | $1,979 | $180 |
| Pollock Pines, CA | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Sparks, NV | $1,500 | $646 | $2,146 | $469 | $1,969 | $177 |
| Home Insurance Company Gardnerville Ranchos, NV | Homeowners Insurance Agency Gardnerville Ranchos, NV | Address | Popularity Score | Distance from Gardnerville Ranchos (miles) |
|---|---|---|---|---|
| State Farm | Laurie Brazier | 5275 Vista Blvd Ste A2, Sparks, NV, 89436-0840 | 48.3 | |
| State Farm | Christina Kantrud | 1665 Lakeside Dr, Reno, NV, 89509-3465 | 42.9 | |
| Travelers | Ferguson Leavitt Insurance Agency | 1662 Us Highway 395 N Ste 101, Minden, NV, 89423 | 5.2 | |
| Travelers | Bibee & Associates | 411 W Third St Carson City, Carson City, NV, 89703 | 19.0 | |
| Travelers | Altus Insurance Group | 730 Sandhill Rd Ste 250, Reno, NV, 89521 | 38.5 | |
| State Farm | Jenn Weible | 129 Los Altos Pkwy Ste 103, Sparks, NV, 89436-7722 | 48.0 | |
| Farmers | Hortencia Mckinnon | 708 N Center St Ste 105, Reno, NV, 89501 | 44.8 | |
| State Farm | David Queen | 59 Damonte Rch Pkwy Ste A, Reno, NV, 89521-2989 | 36.7 | |
| State Farm | Rose Fox | 6500 S Virginia St, Reno, NV, 89511-1117 | 40.0 | |
| State Farm | John Scott | 1476 Highway 395 North, Gardnerville, NV, 89410 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $880 | $440 |
| Douglas County, NV | $311,400 | $748 | $520 | $1,060 | $540 |
| Gardnerville Ranchos, NV | $254,000 | $638 | $430 | $880 | $450 |
| Minden, NV | $294,000 | $741 | $500 | $1,050 | $550 |
| Walker, CA | $226,100 | $685 | $510 | $930 | $420 |
| Kings Beach, CA | $382,000 | $1,025 | $760 | $1,390 | $630 |
| Colfax-Monumental Ridge, CA | $388,100 | $879 | $650 | $1,190 | $540 |
| Stagecoach, NV | $99,300 | $458 | $330 | $640 | $310 |
| Storey County, NV | $187,100 | $697 | $470 | $960 | $490 |
| Mogul, NV | $356,100 | $867 | $590 | $1,200 | $610 |
| Grizzly Flats, CA | $212,100 | $667 | $490 | $910 | $420 |
| Pollock Pines, CA | $254,600 | $675 | $500 | $920 | $420 |
| Sparks, NV | $244,000 | $654 | $440 | $930 | $490 |