How Can I Make My McLennan County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in McLennan County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate McLennan County, TX Home Insurance Coverage Levels | Back to Top

McLennan County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Twin Lake Dr, Country Dr, Orion Rd, Apache Dr, Harmony Cir, Walts Rd, E Hwy 84, Parrott Ave, N 36th St, Arnett Ln $139,500 $110,000 $125,000-$150,000 $98,500 $90,000 $75,000-$100,000
Bluffview Cir, Stony Point Dr, Old Crawford Rd, Coopers Crossing Rd, Mabry St, Davis Rd, J J Flewellen Rd, W Tate St, Gloryland Rd, Pecan Ridge Ln $121,500 $110,000 $100,000-$125,000 $120,000 $110,000 $125,000-$150,000
Church St, Alamosa Dr, Hazelwood Ave, Ellington St, Spring Creek, Richland West Cir, Chapel Rd, Crest Dr, Washington Ave, S 23rd St $90,500 $80,000 $75,000-$100,000 $56,500 $50,000 $50,000-$75,000
Tipton Dr, Kirby Lee St, Prause Rd, Frostdale Dr, Charping St, Baker Ranch Rd, Crested Butte Dr, Old Dallas Rd, Oak Hill Dr, Stoneridge Dr $179,000 $150,000 $175,000-$200,000 $134,000 $110,000 $125,000-$150,000
Hidden Bluff, Western Dr, Trading Post Rd, Stone Creek Cir, State Loop 340, The Circle, Sadler Rd, David Dr, S 11th St, J & B Springs Rd $135,000 $130,000 $125,000-$150,000 $103,500 $90,000 $100,000-$125,000
Dustin Dr, S 30th St, N 20th A St, Monterrey Dr, Stone Creek Ridge Dr, Kristi St, Post Oak Ln, Jenkins Estates Dr, Rock Creek Rd, Saratoga Dr $104,500 $90,000 $100,000-$125,000 $69,500 $60,000 $75,000-$100,000
N Lakeview Dr, Park Place Dr, Lasker Ave, E 11th St, 9th St, Charlotte Dr, Lindsey Hollow Rd, Julius St, S 30th St, Rick Dr $78,500 $70,000 $75,000-$100,000 $79,500 $70,000 $50,000-$75,000
W W A Neel Rd, Roxanne Dr, Kennedy Cir, W Somers Ln, Mazanec Rd, Lost Gold Rd, Esther St, Willie Young Rd, Moses Manor Dr, Baker Ln $125,000 $110,000 $100,000-$125,000 $91,500 $80,000 $100,000-$125,000
Golinda Dr, N 44th St, Bentwood Dr, Kendrick Ln, Wilbanks Dr, Wendt Rd, Dana St, Elk Ridge Ln, Lost Trails Dr, Karnes Dr $125,500 $120,000 $125,000-$150,000 $156,500 $130,000 $125,000-$150,000
Niekamp Rd, Hunters Run, Higginbotham Ln, Chama Dr, Lee St, E Adrian Dr, Grant St, Elm Creek Rd, Bronco, Our Way Rd $160,500 $140,000 $150,000-$175,000 $101,500 $90,000 $100,000-$125,000

Choose the Best McLennan County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score >$150,000 No Pets, Non-Smoker $550
Retired 600-649 Credit Score No Income 2 Pets, Smoker $380
Full Time Job 650-699 Credit Score $100 to $150,000 3 Pets, Smoker $250

Choose the Right Deductible for your McLennan County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $580 $780 $500 $700 $80
McLennan County, TX $700 $530 $1,030 $440 $1,140 $-110
McLennan County, TX $2,500 $450 $950 $380 $2,880 $-1,930
Woodway, TX $300 $670 $970 $550 $850 $120
Bellmead, TX $1,000 $330 $830 $270 $1,270 $-440
Robinson, TX $300 $570 $870 $460 $760 $110
Axtell, TX $2,500 $480 $980 $410 $2,910 $-1,930
Troy, TX $500 $350 $850 $300 $800 $50
Groesbeck, TX $2,000 $390 $890 $320 $2,320 $-1,430
Bremond, TX $400 $310 $710 $260 $660 $50
Holland, TX $2,000 $320 $820 $270 $2,270 $-1,450
Walnut Springs, TX $500 $340 $840 $300 $800 $40
South Bell, TX $1,500 $790 $1,290 $660 $2,160 $-870

Identify Top Home Insurance Agents near McLennan County, TX | Back to Top

Home Insurance Company McLennan County, TX Homeowners Insurance Agency McLennan County, TX Address Popularity Score Distance from McLennan County (miles)
Farmers Jason Foegelle 106 E Fm 2410 Rd Ste 1, Harker Heights, TX, 76548
43.1
State Farm Mike Mckenzie 2910 W Waco Dr, Waco, TX, 76710-7242
2.7
State Farm Terry Strickland 4949 Franklin Ave, Waco, TX, 76710-6900
2.6
State Farm Kevin Krause 1000 West Highway 6, Waco, TX, 76712-3790
2.2
Allstate Lanse Derrick 227 N Hewitt Dr, Hewitt, TX, 76643
5.7
State Farm Leah Mcgee 1900 E Elms Rd Ste 100a, Killeen, TX, 76542-2822
45.0
Farmers Scott Everett 1838 N Valley Mills Dr, Waco, TX, 76710
1.2
State Farm Brian Wenzel 100 Santa Fe Dr Ste 1, Waco, TX, 76712-4069
3.0
State Farm Isaiah Martinez 220 S 2nd Street Suite 1, Waco, TX, 76701-2213
4.4
Farmers Henry Chase 3925 Waco Dr Ste B, Waco, TX, 76710
2.4

Compare Rates for McLennan County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $670 $440 $1,030 $590
McLennan County, TX $106,600 $470 $310 $720 $410
McLennan County, TX $106,600 $430 $280 $660 $380
Woodway, TX $174,500 $860 $570 $1,320 $750
Bellmead, TX $59,000 $340 $220 $520 $300
Robinson, TX $149,100 $780 $510 $1,200 $690
Axtell, TX $98,500 $410 $270 $630 $360
Troy, TX $89,600 $420 $280 $650 $370
Groesbeck, TX $99,900 $570 $380 $880 $500
Bremond, TX $66,100 $280 $180 $430 $250
Holland, TX $81,000 $330 $220 $510 $290
Walnut Springs, TX $68,500 $330 $220 $510 $290
South Bell, TX $198,000 $1,010 $670 $1,560 $890

9 Ways to Get Discounts on Homeowners Insurance in McLennan County, TX

What Makes Your McLennan County, TX Home Insurance Cheap or Expensive